Benefit Amount
Loan up to ₹1 lakh at 2% interestLoan
✓ Government Verified✓ Direct Bank Transfer
ℹAbout Atmanirbhar Gujarat Sahay Yojana
The Atmanirbhar Gujarat Sahay Yojana is a collateral-free loan scheme that provides financial support to small business owners and self-employed individuals in Gujarat who have been affected by COVID-19 or want to start new ventures. Under this scheme, you can borrow up to ₹1 lakh at just 2% interest rate, making it very affordable to expand your business or invest in new equipment. The scheme is open to all genders and communities, and you can apply online through the Gujarat Small Business portal by submitting simple documents like Aadhaar, PAN, and business proof.
Ministry
Finance Department
✓Who Is Eligible?
The Atmanirbhar Gujarat Sahay Yojana is designed for self-employed individuals and small business owners in Gujarat who meet specific criteria. You must be between 18 and 60 years of age to apply for this scheme. Your annual income should not exceed ₹6 lakh to qualify for the loan benefit. The scheme is open to all communities and castes, including General, OBC, SC, and ST categories. There is no gender restriction, making it equally accessible to men and women entrepreneurs. You must be a resident of Gujarat to be eligible, as this is a state-specific scheme. The scheme is particularly useful for those affected by COVID-19 or individuals looking to start new business ventures. Whether you are already running a small business or planning to begin a new entrepreneurial journey, you can apply. The scheme welcomes all self-employed professionals and small business owners, including traders, service providers, and manufacturers. For exact eligibility verification and to check if your specific occupation qualifies, visit the official portal at https://sje.gujarat.gov.in or contact your nearest small business development office for clarification on specific requirements.
Quick eligibility check:
✓
Annual income below ₹6,00,000✓
Gender: Male, Female, Other✓
Category: General, OBC, SC, ST📝How to Apply for Atmanirbhar Gujarat Sahay Yojana
Applying for the Atmanirbhar Gujarat Sahay Yojana is simple and can be done online. First, visit the official Gujarat Small Business portal at https://sje.gujarat.gov.in to access the application form for this scheme. Second, create a new account on the portal by providing your basic details like name, email address, and mobile number. Third, fill out the complete application form with accurate information about yourself and your business, including business type and current turnover if applicable. Fourth, gather all required documents including your Aadhaar Card, PAN Card, bank account details, and business proof documents like GST certificate or shop establishment certificate. Fifth, upload all these documents on the portal as per the specified format and size requirements. Sixth, review your entire application carefully before submitting to ensure all information is correct and complete. Finally, submit your application and keep the confirmation number or receipt for future reference. Once submitted, the authorities will verify your details and inform you about the approval status through email or SMS. Make sure to have all documents ready before starting the application process to avoid delays.
Visit Official Portal →📄Documents Required4 required
?Frequently Asked Questions
1What is the maximum loan amount I can get under Atmanirbhar Gujarat Sahay Yojana?
The maximum loan amount under this scheme is ₹1 lakh (one lakh rupees). This amount is designed to help small business owners start or expand their ventures without requiring collateral.
2Is collateral required for this loan?
No, this is a collateral-free loan scheme. You do not need to pledge any property or assets as security. The loan is provided on the basis of your business proof and income documents.
3What is the interest rate and how much will I pay back?
The interest rate is just 2% per annum, making it one of the most affordable loan schemes. For example, if you borrow ₹1 lakh, you will pay back ₹1 lakh plus 2% interest. The exact repayment amount and tenure will be decided by your bank.
4Who is eligible to apply for this scheme?
You are eligible if you are aged 18-60, have an annual income up to ₹6 lakh, are a small business owner or self-employed, and belong to General, OBC, SC, or ST category. You must be a resident of Gujarat.
5How do I apply for Atmanirbhar Gujarat Sahay Yojana?
You can apply online through the Gujarat Small Business portal at https://sje.gujarat.gov.in. You will need to submit your Aadhaar Card, PAN Card, Bank Account details, and proof of your business such as GST registration or business license.
📖 Read the Complete Guide
Get a detailed step-by-step walkthrough with tips, common mistakes to avoid, and expert guidance for Atmanirbhar Gujarat Sahay Yojana.
Read Full Guide →🔗Related Financial Inclusion Schemes