Ayushman Bharat - PM Jan Arogya Yojana

आयुष्मान भारत - पीएम जन आरोग्य योजना

🏛 Ministry of Health

Benefit Amount

Rs.5 lakh/family/yearInsurance

✓ Government Verified✓ Direct Bank Transfer

ℹAbout Ayushman Bharat - PM Jan Arogya Yojana

Health coverage of Rs.5 lakh per family per year for secondary and tertiary care hospitalisation. Covers 12 crore poor families at 25,000+ empanelled hospitals.

Ministry

Ministry of Health

Applicable In

All India

Benefit Type

Insurance

Status

Active

✓Who Is Eligible?

Ayushman Bharat - PM Jan Arogya Yojana is designed primarily for poor and vulnerable families across India. The scheme covers 12 crore poor families, making it one of the world's largest health insurance schemes. While specific income criteria are not detailed here, the scheme targets economically weaker sections of society. There are no age restrictions mentioned, meaning both children and elderly family members can be covered under a single family policy. The scheme is available across all of India, with no geographic restrictions. There are no specific gender-based eligibility requirements, as the scheme covers all family members regardless of gender. The scheme does not mention any caste or category-based restrictions. To determine your exact eligibility status, you should check the official pmjay.gov.in portal, where you can search using your phone number or Aadhaar number to see if your family is included in the beneficiary list. If your family meets the eligibility criteria, you will receive confirmation and your health ID will be generated automatically. For detailed and personalized eligibility information specific to your circumstances, it is recommended to visit the official website or contact the Ayushman Bharat helpline.

Quick eligibility check:

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Gender: Male, Female, Other

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Category: General, OBC, SC, ST

📝How to Apply for Ayushman Bharat - PM Jan Arogya Yojana

Step 1: Visit the official Ayushman Bharat website at pmjay.gov.in to begin your application process. Step 2: Check if your family is eligible by entering your phone number or Aadhaar number in the eligibility search section on the portal. Step 3: If your family is listed as eligible, you will receive confirmation and your unique health ID will be generated. Step 4: Download and print your Ayushman Bharat card or save it on your mobile phone through the portal. Step 5: Visit any of the 25,000 empanelled hospitals across India with your Ayushman Bharat card and valid identification. Step 6: Inform the hospital staff that you are using Ayushman Bharat coverage, and they will handle the cashless hospitalization process. Step 7: The hospital will directly bill your treatment costs up to Rs.5 lakh per year to the insurance scheme, and you pay nothing out of pocket. For any questions or assistance, you can also visit your nearest Ayushman Bharat registration center or call the helpline number available on the official website.

Visit Official Portal →