Balaram Scheme (Odisha)

बलराम योजना (ओडिशा)

🏛 Department of Agriculture📍 OD

Benefit Amount

Crop loan at 1% interestLoan

✓ Government Verified✓ Direct Bank Transfer

ℹAbout Balaram Scheme (Odisha)

Crop loans at 1% interest to landless cultivators, sharecroppers, and tenant farmers in Odisha through SHGs and cooperative societies.

Ministry

Department of Agriculture

Applicable In

Benefit Type

Loan

Status

Active

✓Who Is Eligible?

The Balaram Scheme in Odisha is specifically designed for three categories of farmers who do not own land. The scheme targets landless cultivators, sharecroppers, and tenant farmers who engage in agricultural activities but lack formal land ownership. These farmers often face difficulties in obtaining loans from traditional banking channels due to lack of land collateral. The scheme provides an alternative pathway for such farmers to access affordable crop loans. Eligible beneficiaries must be members of Self Help Groups (SHGs) or cooperative societies, as loans are distributed through these organizations. This membership requirement ensures proper monitoring and accountability of loan usage. The scheme primarily focuses on providing seasonal crop loans at the highly subsidized rate of 1% interest, making it significantly more affordable compared to conventional agricultural loans. The main geographic restriction is that the applicant must be a resident of Odisha and engaged in agricultural activities within the state. For precise details regarding age limits, income thresholds, caste-based preferences, gender-specific benefits, and other specific eligibility criteria, applicants should consult the official Odisha Agriculture Department website or visit their nearest agricultural office.

Quick eligibility check:

✓

Age 18–60 years

✓

Gender: Male, Female, Other

✓

Category: General, OBC, SC, ST

📝How to Apply for Balaram Scheme (Odisha)

Step 1: Visit the official Odisha Agriculture Department website at agri.odisha.gov.in to find the Balaram Scheme section and download the application form. Step 2: Gather all required documents as specified by the scheme guidelines and keep them ready for submission. Step 3: If you are part of a Self Help Group (SHG) or a member of a cooperative society, coordinate with your group leader or society representative to submit the application collectively. Step 4: Fill out the application form completely with your personal details, land information, and loan requirements. Step 5: Submit your completed application form along with all supporting documents to your nearest SHG or cooperative society office. Step 6: Your application will be processed and verified by the concerned authorities to confirm your eligibility as a landless cultivator, sharecropper, or tenant farmer. Step 7: Once approved, you will receive the crop loan at 1% interest directly through your SHG or cooperative society. For specific details about the application process and current availability, contact your local agriculture office or check the official website regularly.

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