Benefit Amount
Rs. 10,000 at birth; endowment of Rs. 1 lakh on girl's 18th birthdayCash
✓ Government Verified✓ Direct Bank Transfer
ℹAbout Bhagyalakshmi Scheme
Bhagyalakshmi Scheme is a social welfare initiative launched by the Karnataka State Government to support the birth of girl children in economically weaker sections of society. The scheme aims to promote the birth and education of girls while reducing gender discrimination and child mortality. Under this scheme, financial assistance is provided to families at the time of the girl child's birth and during her education. The mother receives a cash benefit of Rs. 10,000 at the time of delivery, and the girl child receives endowment benefits on reaching specific milestones. Additional educational support is provided to encourage girls to continue their studies up to higher secondary level. The scheme is designed to improve the economic status of poor families and ensure better health and education outcomes for girls.
Ministry
Department of Women and Child Development, Government of Karnataka
✓Who Is Eligible?
The Bhagyalakshmi Scheme in Karnataka is specifically designed for families welcoming girl children. To be eligible, your family's annual income must be below Rs. 2 lakh, making this scheme primarily beneficial for economically weaker sections of society. The scheme particularly benefits families belonging to Below Poverty Line (BPL) and Scheduled Caste (SC) or Scheduled Tribe (ST) categories, though it is open to all eligible families meeting the income criterion. The girl child must be a permanent resident of Karnataka, and the application should be made within a certain period from the child's birth. Both parents must possess valid Aadhaar Cards, and the mother's bank account details are essential for receiving the cash benefit. The scheme applies to the birth of girl children, with no specific age limit mentioned for the child at the time of application, but you should apply as soon as possible after birth. The birth must be a normal delivery as evidenced by a Medical Certificate. There are no specific occupation requirements, making the scheme accessible to families from all professional backgrounds. Whether your family is engaged in agriculture, business, labor, or any other occupation, you can apply provided you meet the income and other eligibility criteria. For specific details about your eligibility or any additional district-specific requirements, contact your local Women and Child Development office or visit the official website.
Quick eligibility check:
✓
Annual income below ₹2,00,000✓
Category: General, OBC, SC, ST, BPL📝How to Apply for Bhagyalakshmi Scheme
To apply for the Bhagyalakshmi Scheme in Karnataka, follow these simple steps: First, gather all required documents including your Aadhaar Card, your girl child's Birth Certificate, your bank account details, an Income Certificate proving your annual income is below Rs. 2 lakh, a Residence Proof, and a Medical Certificate confirming normal delivery. Second, visit your nearest Anganwadi Center or the local Women and Child Development office in your district to obtain the application form. Third, fill out the application form completely with accurate information about your family and the newborn girl child. Fourth, attach all the required documents to your application form and submit it at the same office where you received the form. Fifth, keep a copy of your submitted application and the acknowledgment receipt for future reference. Sixth, the officials will verify your eligibility and documents within a specified timeframe. Finally, once approved, the Rs. 10,000 cash benefit will be transferred to the mother's bank account. For more detailed information and to check if your district has any additional requirements, visit the official Karnataka Women and Child Development website at wcd.karnataka.gov.in. Some districts may have specific application centers or online portals, so it is advisable to check with your local office for the most current application process.
📄Documents Required6 required
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Birth Certificate of girl child📋
Bank Account details (mother's or girl child's)📋
Medical Certificate of normal delivery?Frequently Asked Questions
1What is the maximum family income to be eligible for Bhagyalakshmi Scheme?
The family's annual income should not exceed Rs. 2 lakh. Income certificate issued by the concerned Tahsildar is required to verify this criterion. Families exceeding this limit are not eligible for the scheme benefits.
2When and how much financial assistance is provided under this scheme?
The mother receives Rs. 10,000 as cash assistance at the time of the girl child's birth. Additionally, the girl child receives an endowment amount of Rs. 1 lakh on attaining 18 years of age, which can be used for higher education or marriage.
3What documents are needed to apply for the Bhagyalakshmi Scheme?
Required documents include Aadhaar Card of both parents, birth certificate of the girl child, bank account details, income certificate, residence proof, and medical certificate confirming normal delivery. All documents should be submitted to the local Anganwadi center or ICDS office.
4Is the scheme applicable for all girl children born in Karnataka?
No, the scheme is specifically designed for economically weaker families with annual income below Rs. 2 lakh. It primarily targets BPL families, SC/ST communities, and other vulnerable groups as per government notification.
5Can the endowment amount be withdrawn before the girl reaches 18 years?
No, the endowment amount of Rs. 1 lakh is released only when the girl child attains 18 years of age. The maturity benefit can then be used for higher education, professional courses, or marriage as per the scheme guidelines.
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