Benefit Amount
Loan ₹10 lakh (50% grant + 50% interest-free loan)Loan
✓ Government Verified✓ Direct Bank Transfer
ℹAbout Bihar Mukhyamantri Udyami Yojana
The Bihar Mukhyamantri Udyami Yojana helps SC and ST entrepreneurs in Bihar start their own businesses by providing Rs.10 lakh in financial support. The amount consists of Rs.5 lakh as a grant (free money you don't repay) and Rs.5 lakh as an interest-free loan, making it easier to establish manufacturing or service sector enterprises without heavy debt burden. Young people aged 18-50 can apply online by submitting basic documents like Aadhaar card, caste certificate, educational qualifications, and a business plan through the official portal.
Ministry
Industries Department
✓Who Is Eligible?
The Bihar Mukhyamantri Udyami Yojana is specifically designed for Scheduled Caste (SC) and Scheduled Tribe (ST) individuals who want to start their own business in Bihar. You must be between 18 and 50 years old to be eligible for this scheme. There is no income limit restriction, meaning both poor and moderately earning individuals can apply. You must be a resident of Bihar and plan to establish a business in either the manufacturing or service sector. The scheme welcomes applicants from all educational backgrounds, whether you have completed school, college, or have a technical qualification. You should have a clear and viable business plan showing how you will use the funds to start your enterprise. A valid bank account in your name is required to receive the loan amount. The scheme accepts applications from both men and women falling in the SC and ST categories. If you meet all these criteria, you are eligible to apply for the Rs.10 lakh financial support which includes Rs.5 lakh as a grant and Rs.5 lakh as an interest-free loan. For specific details about educational or professional requirements for your particular type of business, check the official portal.
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Gender: Male, Female, Other📝How to Apply for Bihar Mukhyamantri Udyami Yojana
Follow these simple steps to apply for the Bihar Mukhyamantri Udyami Yojana online. First, visit the official portal at https://udyami.bihar.gov.in using your computer or smartphone. Second, look for the application form on the homepage and click on the registration or application link. Third, create your login account by providing your basic details like name, mobile number, and email address. Fourth, fill out the complete application form with your personal information, caste certificate details, educational qualifications, and your business plan describing what type of business you want to start. Fifth, upload all required documents including your Aadhaar card, caste certificate, educational certificate, and a copy of your bank account details in the specified format. Sixth, review all the information you have entered to ensure accuracy before submitting. Finally, click the submit button and keep the confirmation receipt or application number for future reference. You can track your application status on the same portal using your login credentials.
Visit Official Portal →📄Documents Required5 required
?Frequently Asked Questions
1What is the difference between the grant and loan in this scheme?
Under this scheme, you receive Rs.10 lakh total. Rs.5 lakh is a grant, which means you get this money for free and never have to repay it. The remaining Rs.5 lakh is an interest-free loan that you must repay, but without paying any interest charges. This combination reduces your financial burden significantly compared to regular bank loans.
2Can I use this loan for any type of business?
No, this scheme is specifically for manufacturing and service sector businesses only. You cannot use the funds for trading, retail, or other business activities. Your business plan must clearly show that you are starting a manufacturing unit or providing services.
3What documents do I need to apply and where do I get the caste certificate?
You need: Aadhaar Card, Caste Certificate (SC/ST), Educational Certificate, Business Plan, and Bank Account details. Your caste certificate can be obtained from the village mukhiya, block headquarters, or district magistrate office in your area. The educational certificate can be your 10th or 12th mark sheet or any higher education certificate.
4Is there any fee or charge for applying to this scheme?
The scheme does not mention any application fee. However, you may incur minor costs while collecting documents like caste certificates from government offices. Always apply through the official portal https://udyami.bihar.gov.in to avoid fraudulent websites.
5Can women apply for this scheme?
Yes, the scheme is open to both men and women belonging to SC and ST categories aged 18-50. There is no gender restriction, and women entrepreneurs are equally encouraged to apply with their business plans.
📖 Read the Complete Guide
Get a detailed step-by-step walkthrough with tips, common mistakes to avoid, and expert guidance for Bihar Mukhyamantri Udyami Yojana.
Read Full Guide →🔗Related Employment Schemes