Benefit Amount
₹5 lakh per family per yearInsurance
✓ Government Verified✓ Direct Bank Transfer
ℹAbout Chief Minister Comprehensive Health Insurance Tamil Nadu
The Chief Minister Comprehensive Health Insurance Scheme provides free health coverage to low-income families in Tamil Nadu. Every registered family gets ₹5 lakh insurance per year, which means you can get treated at any government or empanelled private hospital without paying anything at the time of admission. Families with annual income up to ₹3 lakh can apply online at cms.tn.gov.in by submitting their Aadhaar card, ration card, and income certificate.
Ministry
Health Department
✓Who Is Eligible?
The Chief Minister Comprehensive Health Insurance Scheme in Tamil Nadu is designed for low-income families who need affordable healthcare. To be eligible, your family's total annual income must not exceed 3 lakh rupees. This scheme is open to all families regardless of their caste, religion, or gender, ensuring equal access to healthcare for everyone. The health coverage is available for all family members up to 100 years of age, meaning elderly family members can also be included under the scheme. The scheme is specifically limited to residents of Tamil Nadu state, so you must have proof of residency in the state to apply. There are no specific occupation-based restrictions, making it accessible to workers in any field including daily wage laborers, farmers, small traders, and others. The scheme welcomes applications from families across all social and economic backgrounds as long as they meet the income threshold. Your family can include spouse, children, parents, and other dependent family members. Once you register your family, every member becomes eligible for the health insurance coverage without any additional individual applications needed.
Quick eligibility check:
✓
Annual income below ₹3,00,000✓
Gender: Male, Female, Other✓
Category: General, OBC, SC, ST📝How to Apply for Chief Minister Comprehensive Health Insurance Tamil Nadu
Follow these simple steps to apply for the Chief Minister Comprehensive Health Insurance Scheme in Tamil Nadu. First, visit the official website at cms.tn.gov.in on your computer or smartphone. Second, look for the application section or registration link on the homepage and click on it to start the online application process. Third, fill in all the required information carefully, including your personal details, family information, and annual income. Fourth, upload the necessary documents when prompted - you will need your Aadhaar card, ration card, and income certificate in digital format. Fifth, also provide your bank account details as requested in the form. Sixth, review all the information you have entered to make sure everything is correct before submitting. Finally, submit your application and save the confirmation number or receipt that appears on your screen. Keep this confirmation number safe as you may need it to track your application status. If you face any difficulties during the online process, you can visit the nearest government health office or hospital for assistance, or contact the helpline number available on the official website.
Visit Official Portal →📄Documents Required4 required
?Frequently Asked Questions
1What hospitals can I visit under this scheme?
You can receive free treatment at any government hospital in Tamil Nadu and at private hospitals that are empanelled (registered) under this scheme. You don't need to pay anything at the time of admission - the scheme covers your costs directly.
2What is the maximum insurance amount provided per year?
The scheme provides ₹5 lakh per family per year. This means all family members combined can avail treatment worth up to ₹5 lakh in a 12-month period. Once this limit is exhausted, you will need to pay for further treatment.
3How do I apply for this scheme online?
Visit cms.tn.gov.in and fill out the online application form. You will need to submit: Aadhaar card, ration card, income certificate, and bank account details. After verification, your family will receive a health insurance card to use at hospitals.
4Is there an age limit for family members to be covered?
No specific minimum age limit applies - newborns can be covered. However, the maximum age covered is 100 years, so family members aged 100 or above cannot be enrolled under this scheme.
5What types of treatments are covered under this scheme?
The scheme covers hospitalization and associated medical treatments at empanelled hospitals. This includes emergency care, surgeries, and other inpatient procedures. However, outpatient treatments and regular checkups may not be covered - check with your hospital for specific treatment coverage details.
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