Benefit Amount
Varies based on activity - Up to Rs.3 lakh loan assistance, Rs.10,000-Rs.30,000 skill training stipend, variable subsidy as per enterpriseLoan
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ℹAbout Deendayal Antyodaya Yojana - National Rural Livelihoods Mission
Deendayal Antyodaya Yojana - NRLM is a centrally sponsored scheme aimed at promoting sustainable livelihoods for rural poor households. It focuses on reducing poverty through skill development, self-employment, and wage employment generation in rural areas. The scheme supports formation of Self Help Groups (SHGs), provides financial linkages, conducts skill training programs, and facilitates enterprise development. It covers all states and union territories, targeting vulnerable rural populations including landless laborers, small farmers, and marginalized communities. The primary goal is to empower the rural poor through education, training, and access to credit for creating sustainable income sources.
Ministry
Ministry of Rural Development
✓Who Is Eligible?
The Deendayal Antyodaya Yojana - NRLM is open to rural poor households across India who meet certain basic criteria. You must be at least 18 years old to apply for this scheme. The scheme welcomes applicants from all communities without any caste or category restrictions. Both men and women are equally eligible to participate. You must be a resident of rural areas covered under the scheme, which includes all states and union territories of India. The scheme specifically targets vulnerable rural populations including landless laborers, small farmers, and marginalized communities seeking to establish sustainable livelihoods. There is no specific maximum income ceiling mentioned, but the scheme focuses on poor households. You should have a valid identification document like Aadhaar Card, Voter ID, Driving License, or Passport. A bank account is necessary to receive loan assistance and stipends. If you are seeking self-employment or wish to form or join a Self Help Group for enterprise development, you are eligible. The scheme welcomes anyone interested in skill development, wage employment, or self-employment opportunities in rural areas. Check the official NRLM website at www.nrlm.gov.in for state-specific eligibility details and any additional requirements in your region.
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Gender: Male, Female, Other✓
Category: General, OBC, SC, ST, BPL📝How to Apply for Deendayal Antyodaya Yojana - National Rural Livelihoods Mission
To apply for the Deendayal Antyodaya Yojana - NRLM, follow these simple steps. First, visit the official website at www.nrlm.gov.in to understand the scheme details and find your state's nodal agency contact information. Second, gather all required documents including your Aadhaar Card, any valid ID like Voter ID or Driving License, your bank account passbook, income certificate if applicable, caste certificate if applicable, residence proof, and 2-4 passport size photographs. Third, contact your nearest NRLM office or Self Help Group (SHG) in your village to register and submit your application. Fourth, attend the skill training program or enterprise development workshop organized by the scheme to learn about available opportunities. Fifth, once approved, you will receive financial linkage assistance and can apply for loans up to Rs. 3 lakh or avail skill training with stipends ranging from Rs. 10,000 to Rs. 30,000. Finally, maintain regular contact with your assigned NRLM coordinator who will guide you through the entire process of establishing your livelihood. Visit the official NRLM website regularly for updates and any changes in the application process.
Visit Official Portal →📄Documents Required7 required
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Voter ID or Driving License or Passport📋
Income Certificate (if applicable)📋
Caste Certificate (if applicable)📋
Photograph (2-4 passport size)?Frequently Asked Questions
1Who is eligible to apply for NRLM scheme?
Any rural poor household member aged 18 years or above from any community can apply. Priority is given to SC/ST, BPL families, women, and disadvantaged groups. Applicants must be residents of notified rural areas as defined by the state government.
2What kind of financial support does NRLM provide?
NRLM provides collateral-free loans up to Rs.3 lakh through Self Help Groups, skill training stipends ranging from Rs.10,000-Rs.30,000, partial subsidy on enterprise capital, and interest subvention on bank loans. The exact amount depends on the livelihood activity chosen.
3How do I apply for NRLM benefits?
You need to form or join a Self Help Group (SHG) in your village. Contact your State Rural Livelihood Mission office or visit the nearest gram panchayat. SHGs receive support for training, financial linkages, and enterprise development. Visit nrlm.gov.in for state-specific contact details.
4Is there any income limit for eligibility?
There is no specific income ceiling mentioned, but priority is given to BPL families and rural poor. The scheme targets households with lower incomes engaged in informal economic activities requiring skill upgradation and livelihood support.
5What livelihood activities are supported under NRLM?
The scheme supports diverse activities including agriculture, animal husbandry, fisheries, food processing, handicrafts, retail trade, services, and manufacturing. Specific activities are identified based on local market conditions and beneficiary skills through participatory planning.
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