Benefit Amount
Loan at 5% for fisheries infrastructureLoan
✓ Government Verified✓ Direct Bank Transfer
ℹAbout Fisheries and Aquaculture Infrastructure Development Fund
The Fisheries and Aquaculture Infrastructure Development Fund helps fishermen and aquaculture entrepreneurs across India access affordable loans at just 5% interest to build and upgrade their fishing operations. You can use this loan to set up fishing harbours, landing centres, fish processing units, and modern aquaculture facilities to increase your fish production and income. Whether you're a small-scale farmer or commercial fisher, this scheme supports you in modernizing your business and contributing to India's seafood sector. Apply through the Department of Fisheries portal with your Aadhaar, bank details, project report, and land or water body documents.
Ministry
Ministry of Fisheries
✓Who Is Eligible?
This scheme welcomes fishermen and aquaculture entrepreneurs from across India who meet the basic eligibility criteria. You must be between 18 and 65 years old to apply. The scheme is open to all categories including General, OBC, SC, and ST, and welcomes applicants of any gender. There is no income limit restriction, meaning both low-income and high-income individuals can apply. You must be engaged in fishing or aquaculture business or have a genuine intention to start such a business. You need to have a valid and well-developed project proposal that clearly outlines your business plan and infrastructure requirements. Most importantly, you must possess valid documents proving your ownership or authorized use of the land or water body where you plan to establish your fishing harbour, landing centre, fish processing unit, or aquaculture facility. Whether you are a small-scale farmer with limited resources or a commercial fisher operating at a larger scale, this scheme supports your growth. All citizens of India engaged in or planning to engage in fisheries and aquaculture activities are encouraged to apply through the Department of Fisheries portal.
Quick eligibility check:
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Gender: Male, Female, Other✓
Category: General, OBC, SC, ST📝How to Apply for Fisheries and Aquaculture Infrastructure Development Fund
Step 1: Visit the official Department of Fisheries website at https://dof.gov.in to access the Fisheries and Aquaculture Infrastructure Development Fund application portal. Step 2: Create your account on the portal by providing your basic information and contact details. Step 3: Gather all required documents including your Aadhaar Card, active bank account details, a detailed project report for your fishing or aquaculture business, and documents proving your ownership or rights over the land or water body where you plan to operate. Step 4: Fill out the application form with accurate information about your proposed fishing or aquaculture project, including the type of infrastructure you plan to develop and expected costs. Step 5: Upload all required documents in the specified format through the portal. Step 6: Submit your application and note down the reference number provided for future tracking. Step 7: Wait for the Department of Fisheries to review your application, which may take a few weeks. You can check your application status on the portal using your reference number. Once approved, you will receive instructions for loan disbursement at the 5% interest rate.
Visit Official Portal →📄Documents Required4 required
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Land/Water Body Documents?Frequently Asked Questions
1What is the interest rate under this fisheries loan scheme?
The Fisheries and Aquaculture Infrastructure Development Fund offers loans at a fixed interest rate of 5% per annum, which is significantly lower than market rates, making it affordable for fishermen and aquaculture entrepreneurs.
2What types of fishing infrastructure can I build with this loan?
You can use the loan to build and improve various fishing infrastructures including fishing harbours, fish landing centres, fish processing units, cold storage facilities, fish hatcheries, aquaculture ponds, and other modern aquaculture facilities.
3Do I need land ownership to apply for this scheme?
Yes, you need to provide documents proving ownership or legal right to use land or water body where you plan to set up the fishing infrastructure. This could be land ownership papers, lease agreements, or water body usage rights from local authorities.
4What documents are required to apply for this fisheries loan?
You will need Aadhaar Card, active bank account details, a detailed project report explaining your fish farming/fishing plan, and land or water body ownership/usage documents. The project report should include cost estimates and expected returns.
5Is there an income limit to apply for this scheme?
No, there is no maximum income limit to apply for this scheme. Both small-scale and large-scale fishermen and aquaculture entrepreneurs with any income level are eligible.
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