Benefit Amount
Interest-free loan up to ₹1 lakh per SHG memberLoan
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ℹAbout Gujarat Mukhyamantri Mahila Utkarsh Yojana
The Gujarat Mukhyamantri Mahila Utkarsh Yojana is a government scheme that provides interest-free loans up to ₹1 lakh to women members of self-help groups (SHGs) across Gujarat to start or expand their own businesses. Whether you want to start a small shop, dairy farming, tailoring, or any other income-generating activity, you can borrow money without paying any interest, making it affordable for women from all economic backgrounds. Women aged 18-60 can easily apply through the Gujarat Women & Child Development department by submitting basic documents like Aadhaar Card and SHG membership certificate.
Ministry
Women & Child Development
✓Who Is Eligible?
The Gujarat Mukhyamantri Mahila Utkarsh Yojana is designed to help women entrepreneurs across the state. To be eligible, you must be a woman aged between 18 and 60 years old. You must be a registered member of a self-help group (SHG) that is officially recognized by the government. The scheme is open to women from all economic backgrounds and all caste categories, with no discrimination based on income level or social status. There are no specific occupation restrictions, meaning you can use the loan for various income-generating activities like starting a small shop, dairy farming, tailoring, handicrafts, or any other business venture. The scheme is available only to residents of Gujarat. You must have a valid bank account in your name to receive the loan amount. There are no specific educational qualification requirements mentioned for this scheme. All women meeting these basic criteria can apply regardless of their current employment status or previous business experience. For detailed information about any additional eligibility conditions, please visit the official Gujarat Women & Child Development website or contact your local department office.
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Category: General, OBC, SC, ST📝How to Apply for Gujarat Mukhyamantri Mahila Utkarsh Yojana
Follow these simple steps to apply for the Gujarat Mukhyamantri Mahila Utkarsh Yojana. First, ensure you are a member of a registered self-help group (SHG) in Gujarat, as this is mandatory for the scheme. Second, gather all required documents including your Aadhaar Card, SHG membership certificate, and bank account details. Third, visit the official Gujarat Women & Child Development website at https://wcd.gujarat.gov.in to access the application portal. Fourth, fill out the online application form with your personal details, business information, and loan amount you need (up to ₹1 lakh). Fifth, upload all required documents in the specified format as per the portal instructions. Sixth, review your application carefully before submitting to avoid any errors. Finally, submit your application and keep the confirmation receipt for future reference. You will receive updates about your application status through the portal or contact the Women & Child Development department office in your district for assistance with the application process.
Visit Official Portal →📄Documents Required3 required
?Frequently Asked Questions
1What is the maximum loan amount I can get under this scheme?
Each SHG member can borrow up to ₹1 lakh (one lakh rupees) as an interest-free loan under the Gujarat Mukhyamantri Mahila Utkarsh Yojana. There is no maximum income limit, so women from any economic background can apply for this amount.
2Do I need to pay any interest on the loan?
No, the loan is completely interest-free. You only need to repay the principal amount you borrowed, with no additional interest charges. This makes it very affordable for women to start their own businesses.
3What documents do I need to apply for this scheme?
To apply, you need three main documents: (1) Aadhaar Card for identity verification, (2) SHG Membership certificate proving you are a registered member of a self-help group, and (3) Bank Account details for loan disbursement and repayment. The application process is simple and can be done through the Gujarat Women & Child Development department.
4Can I use this loan for any type of business?
Yes, the loan can be used for any income-generating activity including small businesses, agriculture, dairy farming, trading, tailoring, food preparation, or any other self-employment activity that generates income for you and your family.
5What is the age limit for applying?
Women aged 18 to 60 years are eligible to apply for this scheme. If you are within this age range and a member of a registered SHG, you can benefit from the interest-free loan.
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Get a detailed step-by-step walkthrough with tips, common mistakes to avoid, and expert guidance for Gujarat Mukhyamantri Mahila Utkarsh Yojana.
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