Benefit Amount
₹5 lakh health coverage per yearInsurance
✓ Government Verified✓ Direct Bank Transfer
ℹAbout Himachal Pradesh Him Care Health Insurance
Himachal Pradesh Him Care Health Insurance is a state health insurance scheme that provides cashless medical coverage to families in HP who don't qualify for Ayushman Bharat. Under this scheme, eligible families get up to ₹5 lakh per year to cover hospitalization and treatment costs at network hospitals without paying upfront. To apply, visit himcare.hp.gov.in with your Aadhaar Card, HP domicile proof, and bank account details to register online.
Ministry
Health Department
✓Who Is Eligible?
Himachal Pradesh Him Care Health Insurance scheme welcomes all individuals and families living in Himachal Pradesh who meet the basic requirements. The scheme is open to people of any income level, meaning both rich and poor families can apply without income restrictions. There are no specific age limits mentioned, so both young and old members of your family can be covered under this scheme. The main eligibility requirement is that you and your family members must not already be covered under the Ayushman Bharat scheme, which is another government health insurance program. To prove your eligibility, you need to provide an Aadhaar Card, which is a unique identity number issued by the government. You must also show proof that you are a resident of Himachal Pradesh, such as a domicile certificate or address proof document. Additionally, you need to have an active bank account in your name to receive benefits and for any refunds if applicable. The scheme does not have restrictions based on caste, religion, gender, or occupation. Anyone who is a permanent resident of Himachal Pradesh and can provide the necessary documents is welcome to apply for this health insurance coverage.
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Gender: Male, Female, Other✓
Category: General, OBC, SC, ST📝How to Apply for Himachal Pradesh Him Care Health Insurance
Applying for Himachal Pradesh Him Care Health Insurance is a straightforward process that you can complete online. First, visit the official website himcare.hp.gov.in using any device with internet access like a computer, tablet, or smartphone. Second, look for the registration or enrollment option on the homepage and click on it to start the application form. Third, fill in your personal details carefully, including your name, age, and family information as requested in the form. Fourth, upload the required documents which include your Aadhaar Card, proof that you are a resident of Himachal Pradesh, and your bank account details. Fifth, review all the information you have entered to make sure there are no mistakes or missing details. Sixth, submit your application by clicking the submit button on the website. Finally, keep a copy of your application reference number or confirmation for future reference and to track your application status. The entire process takes only a few minutes to complete from your home.
Visit Official Portal →📄Documents Required3 required
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Himachal Pradesh Domicile?Frequently Asked Questions
1What is the difference between Him Care and Ayushman Bharat?
Him Care is specifically designed for Himachal Pradesh residents who are NOT covered by the Ayushman Bharat scheme. While Ayushman Bharat targets low-income families, Him Care provides health coverage to other families in HP with no income limit, ensuring broader coverage across the state.
2Can I use Him Care coverage at any hospital in India?
No, Him Care coverage is valid only at empaneled (network) hospitals in Himachal Pradesh. You can find the list of authorized hospitals on the official himcare.hp.gov.in website. Treatments at non-empaneled hospitals will not be covered under this scheme.
3Is the ₹5 lakh coverage per person or per family?
The ₹5 lakh annual health coverage is per family. All members of your registered family can use this amount collectively for their medical treatment during the policy year.
4How long does the registration process take on himcare.hp.gov.in?
The online registration on himcare.hp.gov.in is typically completed within 10-15 minutes if you have all required documents (Aadhaar Card, HP domicile proof, and bank details) readily available. Your coverage becomes active immediately after successful registration.
5What happens if I exceed ₹5 lakh in medical expenses in one year?
Once you exhaust the ₹5 lakh annual limit, further hospitalization expenses will not be covered under Him Care for the remainder of that policy year. The coverage resets after one year from your registration date.
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