Benefit Amount
Loans up to ₹5 lakh + skill trainingLoan
✓ Government Verified✓ Direct Bank Transfer
ℹAbout JEEViKA — Bihar Rural Livelihoods Mission
JEEViKA is Bihar's Rural Livelihoods Mission that helps poor women in villages become economically independent through Self-Help Groups (SHGs). Members receive microfinance loans up to ₹5 lakh, free skill training in various trades, and ongoing livelihood support to start or expand their own businesses. To apply, women aged 18-60 with annual income below ₹2 lakh can visit the official website or contact their local JEEViKA office with their Aadhaar card and bank details.
Ministry
Rural Development
✓Who Is Eligible?
JEEViKA is specifically designed for rural women in Bihar who want to become economically independent. To be eligible for this scheme, you must be a woman aged 18 to 60 years old. There is an annual income limit of ₹2 lakh, meaning only women whose household earns below this amount can apply. You must be a permanent resident of a rural area in Bihar state. The scheme is open to women belonging to all categories including General, OBC, SC, and ST communities. You need to have a valid Aadhaar card as proof of identity and a functional bank account for receiving loans and other financial benefits. While SHG (Self-Help Group) membership is listed as a required document, the scheme helps women join or form SHGs as part of the process. If you have a BPL (Below Poverty Line) card, it can be helpful during application, though the main criteria is the income limit. There are no specific occupation or education requirements mentioned. The scheme focuses on women from economically weaker sections of rural society who wish to start their own businesses or expand existing ones through microfinance support and skill development.
Quick eligibility check:
✓
Annual income below ₹2,00,000✓
Category: General, OBC, SC, ST📝How to Apply for JEEViKA — Bihar Rural Livelihoods Mission
Here are the simple steps to apply for JEEViKA — Bihar Rural Livelihoods Mission:
1. First, check if you meet the basic eligibility criteria: you must be a rural woman aged 18-60 years living in Bihar with an annual income below ₹2 lakh.
2. Gather all required documents before applying, which include your Aadhaar card, BPL card if you have one, your active bank account details, and proof of SHG (Self-Help Group) membership if you are already a member of one.
3. Visit the official JEEViKA website at https://brlps.in to access the online application portal and review all scheme details.
4. If you prefer in-person assistance, you can visit your local JEEViKA office in your district or block to get help with the application process.
5. Fill out the application form with accurate personal information, income details, and banking information as required.
6. Submit your completed application along with all required documents either online through the portal or at your nearest JEEViKA office.
7. Once submitted, your application will be reviewed by the JEEViKA team, and you will be contacted about the next steps including SHG formation, training, and loan eligibility.
Visit Official Portal →📄Documents Required4 required
?Frequently Asked Questions
1What is an SHG and do I need to join one to get the loan?
SHG (Self-Help Group) is a group of 10-15 women from the same village who come together to save money and access loans collectively. Yes, you must be a member of an SHG registered under JEEViKA to qualify for the microfinance loan. If you don't have an SHG, JEEViKA will help you form one with other women in your area.
2What kind of skill training is provided under JEEViKA?
JEEViKA provides free training in various livelihood skills such as tailoring, vegetable farming, dairy farming, fish farming, mushroom cultivation, food processing, handicrafts, and other income-generating activities. The training is tailored based on market demand and what skills are suitable for your area.
3Can I get a loan of ₹5 lakh immediately after joining JEEViKA?
No, loans are disbursed in stages. You typically start with a smaller initial loan after 3-6 months of regular savings and good repayment history in your SHG. The maximum loan of ₹5 lakh is available to members who have proven their creditworthiness over time and have repaid previous loans on time.
4What documents do I need to apply for JEEViKA?
You will need Aadhaar Card, BPL Card (if available), an active Bank Account in your name, and SHG membership certificate. Some offices may also ask for a passport-sized photograph and proof of residence in Bihar.
5Is there any interest on the loan provided by JEEViKA?
Yes, there is interest on the loans, but it is subsidized and lower than bank rates. The exact interest rate varies, but JEEViKA members typically pay 6-8% annual interest, which is much lower than market rates. Interest subsidies are also available for poor households.
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Get a detailed step-by-step walkthrough with tips, common mistakes to avoid, and expert guidance for JEEViKA — Bihar Rural Livelihoods Mission.
Read Full Guide →🔗Related Employment Schemes