Benefit Amount
₹5 lakh health coverage per yearInsurance
✓ Government Verified✓ Direct Bank Transfer
ℹAbout Karnataka Rajiv Gandhi Arogya Bhagya
The Karnataka Rajiv Gandhi Arogya Bhagya is a health insurance scheme that protects Below Poverty Line (BPL) families in Karnataka from heavy medical expenses. Under this scheme, eligible families get up to ₹5 lakh of health coverage every year, allowing them to receive free cashless treatment at government and private hospitals without paying money from their pocket. To apply, visit arogyabandhu.karnataka.gov.in and submit your Aadhaar Card, BPL Ration Card, and bank account details for instant enrollment.
Ministry
Health Department
✓Who Is Eligible?
The Karnataka Rajiv Gandhi Arogya Bhagya scheme is designed specifically for Below Poverty Line (BPL) families living in Karnataka. To be eligible, your family's annual income must not exceed 2 lakh rupees per year. The scheme welcomes applicants from all categories including General, OBC, SC, and ST communities, ensuring inclusive coverage across different sections of society. There is no upper age limit, and individuals up to 100 years of age can apply for this scheme. The scheme applies to all residents of Karnataka state, regardless of their occupation or gender. However, you must possess valid identification documents to prove your identity and income status. The primary requirement is that you hold a BPL Ration Card, which certifies your Below Poverty Line status. Additionally, you need an active bank account where your identification details can be linked for the enrollment process. All family members can be covered under a single family enrollment. For any specific questions about your individual eligibility or to verify if you qualify, it is recommended to check the official portal or contact the scheme administrators directly.
Quick eligibility check:
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Annual income below ₹2,00,000✓
Gender: Male, Female, Other✓
Category: General, OBC, SC, ST📝How to Apply for Karnataka Rajiv Gandhi Arogya Bhagya
Applying for the Karnataka Rajiv Gandhi Arogya Bhagya scheme is simple and can be done online in just a few steps. First, visit the official portal at arogyabandhu.karnataka.gov.in using your computer or smartphone. Second, look for the enrollment or registration option on the website homepage and click on it to start your application. Third, enter your personal details including your name, contact number, and address in the form that appears. Fourth, upload the required documents: your Aadhaar Card, BPL Ration Card, and bank account details. Make sure these documents are clear and in the correct format as specified on the portal. Fifth, review all the information you have entered to ensure there are no mistakes or spelling errors. Sixth, submit your application by clicking the submit button. Once you submit, your application will be processed instantly for enrollment. Seventh, you will receive confirmation of your enrollment, and you can start using your health coverage of up to 5 lakh rupees at any government or private hospital listed under the scheme. If you face any difficulties during the process, contact the helpline support available on the official website for assistance.
Visit Official Portal →📄Documents Required3 required
?Frequently Asked Questions
1What is the maximum health coverage amount under Karnataka Rajiv Gandhi Arogya Bhagya?
The scheme provides up to ₹5 lakh of health coverage per year to eligible BPL families. This amount can be used for cashless treatment at empaneled government and private hospitals in Karnataka.
2Which hospitals are covered under this scheme?
Both government and private hospitals empaneled with the scheme in Karnataka are covered. You can receive cashless treatment at these hospitals without paying out-of-pocket expenses up to your coverage limit.
3What documents do I need to apply for this scheme?
You need to submit three documents: (1) Aadhaar Card for identity verification, (2) BPL Ration Card to prove your Below Poverty Line status, and (3) Bank Account details for any reimbursement purposes. Apply through arogyabandhu.karnataka.gov.in.
4Am I eligible if my annual income is above ₹2 lakh?
No, this scheme is specifically designed for Below Poverty Line families with maximum annual income of ₹2 lakh. If your income exceeds this limit, you may not be eligible for this particular scheme.
5Can I get treatment at private hospitals under this scheme?
Yes, you can receive cashless treatment at empaneled private hospitals in Karnataka. However, the hospital must be registered with the scheme. Always verify with the hospital before seeking treatment.
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