Benefit Amount
Crop loan at 4% interestLoan
✓ Government Verified✓ Direct Bank Transfer
ℹAbout Kisan Credit Card Scheme
Crop loans up to Rs.3 lakh at 4% interest (with subvention). Single credit limit covering crop production, post-harvest, consumption, and maintenance of farm assets.
Ministry
Ministry of Agriculture
✓Who Is Eligible?
The Kisan Credit Card Scheme is available to farmers across all of India. The scheme primarily targets agricultural farmers who engage in crop production and need credit for farming-related activities. To be eligible, you should be an active farmer with access to cultivable land and involved in agricultural activities. The scheme does not have specific restrictions based on age, gender, income level, or caste categories, making it inclusive for all farming communities. Landholding farmers, as well as tenant farmers and sharecroppers, can apply for the scheme. If you own agricultural land or have the right to cultivate land, you are generally eligible to apply. The scheme aims to provide financial support for various farm-related needs including seeds, fertilizers, pesticides, farm equipment maintenance, and post-harvest expenses. Farmers can borrow up to Rs. 3 lakh under this scheme. However, specific eligibility criteria and documentation requirements may vary slightly between different banks implementing this scheme. It is recommended to check with your nearest participating bank branch or visit the official portal at pmkisan.gov.in for complete and exact eligibility requirements specific to your situation and state.
Quick eligibility check:
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Gender: Male, Female, Other✓
Category: General, OBC, SC, ST📝How to Apply for Kisan Credit Card Scheme
To apply for the Kisan Credit Card Scheme, follow these simple steps: First, visit the official government portal at pmkisan.gov.in to access the scheme application. Second, click on the Kisan Credit Card section and review all the eligibility requirements and benefits carefully. Third, prepare all the necessary documents as mentioned in the scheme guidelines, which typically include land records, identity proof, and bank account details. Fourth, visit your nearest bank branch that participates in this scheme and submit your completed application form along with the required documents. Fifth, the bank will verify your information and assess your farm's production capacity to determine your credit limit up to Rs. 3 lakh. Sixth, once approved, you will receive your Kisan Credit Card which you can use to access crop loans at the subsidized interest rate of 4%. Finally, you can use this card whenever you need funds for crop production, post-harvest expenses, farm maintenance, or consumption needs. The entire process typically takes a few weeks, so apply well in advance of the farming season. For any queries or assistance during the application process, you can contact your bank branch directly or visit the official website for detailed guidelines.
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Get a detailed step-by-step walkthrough with tips, common mistakes to avoid, and expert guidance for Kisan Credit Card Scheme.
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