Benefit Amount
₹3,000/month pension after 60 yearsPension
✓ Government Verified✓ Direct Bank Transfer
ℹAbout PM Kisan Maan Dhan Yojana
PM Kisan Maan Dhan Yojana is a government pension scheme that helps small and marginal farmers build a secure retirement fund. Farmers aged 18-40 can join by contributing a small monthly amount (₹55-₹200 depending on age), and the government will match their contribution equally. After you turn 60, you will receive a guaranteed monthly pension of ₹3,000 for life, ensuring financial security in your old age. You can apply online at maandhan.in or visit your nearest Common Service Centre with your Aadhaar card and bank account details.
Ministry
Ministry of Agriculture
✓Who Is Eligible?
The PM Kisan Maan Dhan Yojana is open to small and marginal farmers across India who meet specific criteria. You must be between 18 and 40 years old to join this scheme. There is no income limit or caste-based restriction, making it accessible to farmers of all backgrounds and income levels. Both men and women farmers are eligible to apply. You must be a landowner with valid land records proving your agricultural land ownership. You need to have a valid Aadhaar card linked to your identity and a functional bank account in your name. Your bank account should be active and operational. Farmers from all states and union territories of India can apply. There are no specific education qualifications required. If you are already covered under any other government pension scheme, you may not be eligible for this scheme, so check the official portal for exact requirements regarding existing coverage. Self-employed individuals in agriculture or those working as agricultural laborers without land ownership should verify their eligibility on the official website. Once you meet these basic criteria, you can proceed with your application.
Quick eligibility check:
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Gender: Male, Female, Other✓
Category: General, OBC, SC, ST📝How to Apply for PM Kisan Maan Dhan Yojana
Applying for PM Kisan Maan Dhan Yojana is simple and can be done in a few easy steps. First, gather all your required documents including your Aadhaar card, land records, bank account details, and mobile number. Second, visit the official website maandhan.in/shramyogi on your computer or smartphone. Third, click on the registration or application link on the homepage. Fourth, enter your personal details such as name, age, Aadhaar number, bank account information, and mobile number in the online form. Fifth, carefully review all the information you have entered to ensure it is correct and accurate. Sixth, submit your application by clicking the submit button. After submission, you will receive a confirmation message with your application number. Alternatively, if you do not have internet access, you can visit your nearest Common Service Centre with your original documents and ask the operator to help you apply. Keep your application number and confirmation details safe for future reference. Once approved, you can start making your monthly contributions immediately.
Visit Official Portal →📄Documents Required4 required
?Frequently Asked Questions
1What is the monthly contribution I need to pay in this scheme?
The monthly contribution ranges from ₹55 to ₹200 depending on your age when you join. For example, if you join at age 18, you pay ₹55 per month, and at age 40, you pay ₹200 per month. The government will contribute an equal amount, so your total monthly corpus will be double what you contribute.
2What happens if I stop paying contributions before age 60?
If you stop paying contributions, your pension will not be activated. However, if you have paid contributions for at least 15 years and then become unable to contribute, you can receive a partial pension of ₹1,500 per month from age 60. If you exit before 15 years, you may receive back your contributions with interest.
3How do I prove that I am a small or marginal farmer?
You need to provide land records (Jamabandi, Khasra, or Patwari records) showing that you own agricultural land. Small and marginal farmers are defined as those with landholding up to 2 hectares. You can submit these documents at your nearest Common Service Centre along with your Aadhaar card and bank details.
4Can I withdraw my pension amount before turning 60?
No, you cannot withdraw the pension amount before reaching 60 years of age. This is a long-term pension scheme designed for retirement security. However, in case of medical emergencies, you may be able to take a loan against your accumulated corpus—check with your bank for details.
5What happens to my pension if I pass away before age 60?
If you pass away before age 60, your spouse can continue the scheme by paying the remaining contributions. If your spouse does not wish to continue, the accumulated amount will be returned to your family.
📖 Read the Complete Guide
Get a detailed step-by-step walkthrough with tips, common mistakes to avoid, and expert guidance for PM Kisan Maan Dhan Yojana.
Read Full Guide →🔗Related Agriculture Schemes