Benefit Amount
₹3,000/month pension after 60 yearsPension
✓ Government Verified✓ Direct Bank Transfer
ℹAbout PM Shram Yogi Maan-dhan
PM Shram Yogi Maan-dhan is a government pension scheme that provides financial security to unorganized workers like street vendors, rickshaw pullers, construction workers, and self-employed individuals. You contribute a small fixed amount every month based on your age, and the government matches your contribution equally at no extra cost. After you turn 60 years old, you receive a guaranteed pension of ₹3,000 per month for life. You can apply online at maandhan.in or visit your nearest Common Service Centre with just your Aadhaar card and bank account details.
Ministry
Ministry of Labour
✓Who Is Eligible?
PM Shram Yogi Maan-dhan is specifically designed for workers in the unorganized sector, including street vendors, rickshaw pullers, construction workers, and other self-employed individuals. To be eligible for this pension scheme, you must be between 18 and 40 years old at the time of registration. Your monthly income should not exceed ₹15,000. You must be an Indian citizen and have a valid Aadhaar card linked to your identity. A savings bank account or Jan Dhan account is mandatory as your monthly contributions will be automatically deducted from this account. Your mobile number should be linked to your Aadhaar for communication purposes. This scheme is available to all unorganized workers across India, regardless of which state you reside in. There are no specific caste, category, or gender restrictions, making it an inclusive scheme for all eligible unorganized sector workers. If you are already enrolled in other government social security schemes or are a government employee, you may not be eligible. For the most accurate and current eligibility information, check the official maandhan.in portal or contact your nearest Common Service Centre.
Quick eligibility check:
✓
Annual income below ₹15,000✓
Gender: Male, Female, Other✓
Category: General, OBC, SC, ST📝How to Apply for PM Shram Yogi Maan-dhan
Here are the simple steps to apply for PM Shram Yogi Maan-dhan pension scheme:
1. First, gather all your required documents which include your Aadhaar card, a savings bank account or Jan Dhan account, and your mobile number that is linked to your Aadhaar.
2. Visit the official website maandhan.in on your computer or smartphone. This is the easiest way to apply from home.
3. On the website, look for the registration or application option and click on it. You will need to enter your Aadhaar number and other basic personal details like your name and date of birth.
4. Fill in your bank account details carefully, including your account number and IFSC code. Make sure this information is correct so your contributions are deducted properly.
5. Review all the information you have entered to ensure there are no mistakes, then submit your application.
6. If you face any difficulty using the online portal or do not have internet access, you can visit your nearest Common Service Centre with your Aadhaar card and bank details. The staff there will help you complete the application for free.
7. Once approved, your monthly contributions will automatically be deducted from your bank account based on your age group. The government will contribute an equal amount, and you will receive your pension of ₹3,000 per month after you turn 60 years old.
Visit Official Portal →📄Documents Required3 required
📋
Savings Bank Account / Jan Dhan Account?Frequently Asked Questions
1How much do I need to contribute every month under PM Shram Yogi Maan-dhan?
Your monthly contribution ranges from ₹55 to ₹200 depending on your age when you join. For example, if you join at age 29, you contribute ₹100 per month, and the government also contributes ₹100. The contribution amount increases as you get older. You can check the exact contribution for your age on maandhan.in.
2What happens if I stop making contributions before turning 60?
If you stop contributing before age 60, you have options: you can withdraw your contributions with interest, or restart the scheme later. However, to receive the full ₹3,000 monthly pension, you should contribute regularly until age 60. If you restart, your contribution amount will be based on your age at re-enrollment.
3Can I apply for this scheme if I am already covered under any other pension scheme?
No, you cannot apply if you are already a member of PMJDY, ESIC, NPS, or any other government pension scheme. This scheme is specifically designed for unorganized workers not covered by other social security schemes. If you leave your previous scheme, you can then apply for PM Shram Yogi Maan-dhan.
4What documents do I need to apply and how long does it take to get approved?
You need three documents: your Aadhaar card, a savings bank account or Jan Dhan account, and your mobile number. You can apply online at maandhan.in or at any Common Service Centre. Approval is usually instant, and you can start contributing immediately.
5What happens to the pension if I pass away before age 60 or after starting to receive it?
If you die before turning 60, your spouse can receive 50% of your accumulated contributions. If you die after starting to receive the ₹3,000 monthly pension, your spouse will receive 50% of the pension (₹1,500 per month) for life. This provides family security even after your death.
📖 Read the Complete Guide
Get a detailed step-by-step walkthrough with tips, common mistakes to avoid, and expert guidance for PM Shram Yogi Maan-dhan.
Read Full Guide →🔗Related Social Welfare Schemes