Benefit Amount
Rs.2.35-2.67 lakh subsidy on home loanSubsidy
✓ Government Verified✓ Direct Bank Transfer
ℹAbout PMAY-Urban (CLSS Component)
Credit-linked subsidy of Rs.2.35-2.67 lakh on home loans for EWS/LIG/MIG categories to purchase or construct houses in urban areas.
Ministry
Ministry of Housing and Urban Affairs
✓Who Is Eligible?
PMAY-Urban CLSS Component is designed for citizens who fall into three income categories: EWS (Economically Weaker Section), LIG (Low Income Group), and MIG (Middle Income Group). Eligible applicants must be Indian citizens looking to purchase or construct a house in urban areas across India. The scheme applies uniformly across all states and union territories. To qualify, you must not own a pucca house anywhere in India at the time of application. The credit-linked subsidy is applicable when you take a home loan from a bank or financial institution for residential property. The subsidy amount of Rs.2.35-2.67 lakh will be directly credited to your loan account, reducing your overall loan burden. Both men and women are eligible to apply under this scheme. Self-employed individuals, salaried professionals, and other working citizens can benefit from this scheme. For specific income limits for each category (EWS, LIG, MIG) and other detailed eligibility requirements, it is recommended to check the official PMAY-Urban portal at https://pmaymis.gov.in/. The portal contains the most current and accurate eligibility criteria and will guide you through the application process based on your specific circumstances.
Quick eligibility check:
✓
Annual income below ₹18,00,000✓
Gender: Male, Female, Other✓
Category: General, OBC, SC, ST📝How to Apply for PMAY-Urban (CLSS Component)
To apply for PMAY-Urban CLSS Component, follow these simple steps: First, visit the official portal at https://pmaymis.gov.in/ using your computer or mobile device. Second, create a new account on the portal by providing your basic details like name, email address, and phone number. Third, log in to your account using your credentials and fill out the application form with accurate information about your housing needs and financial details. Fourth, upload all required documents as specified on the portal to support your application. Fifth, review your complete application carefully before submitting to ensure all information is correct. Sixth, submit your application and note down the reference number provided for future tracking. Finally, keep checking your application status regularly on the portal using your reference number. The subsidy amount of Rs.2.35-2.67 lakh will be credited to your home loan account if your application is approved. Make sure you meet the eligibility criteria for your income category (EWS, LIG, or MIG) before applying. For any queries or technical issues during the application process, you can contact the support team through the official website.
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