Benefit Amount
Rs. 3,000 per monthPension
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ℹAbout Pradhan Mantri Kisan Maandhan Yojana
PM Kisan Maandhan Yojana is a voluntary pension scheme designed to provide social security and regular income to small and marginal farmers during their old age. Under this scheme, farmers contribute a fixed amount monthly based on their age, and the government matches an equal contribution. Upon reaching 60 years of age, beneficiaries receive a guaranteed minimum pension of Rs. 3,000 per month. The scheme aims to ensure financial stability and dignity in the lives of farmers who have spent their productive years in agriculture. It covers all small and marginal farmers across India who own cultivable land and fall within the eligible age group. The pension is provided for life, and after the beneficiary's death, the spouse receives 50% of the pension amount as family pension.
Ministry
Ministry of Agriculture and Farmers Welfare
✓Who Is Eligible?
The Pradhan Mantri Kisan Maandhan Yojana is open to small and marginal farmers across all of India who meet specific criteria. You must be between 18 and 40 years of age to be eligible for this voluntary pension scheme. The scheme is designed specifically for farmers who own cultivable land, so you must have agricultural land in your name as proof of your farming status. There are no specific income restrictions mentioned, but the scheme targets small and marginal farmers, meaning those with limited landholdings. The scheme is open to all citizens regardless of caste, religion, or gender, making it inclusive for all eligible farmers. Geographic location is not a restriction as this is an all-India scheme, so farmers from any state or region can apply. You must have an active bank account where the pension will be credited after you turn 60 years old. Additionally, you should have a valid mobile number and Aadhaar card for enrollment and communication purposes. There are no specific educational qualifications required. If you meet these basic criteria, you can voluntarily enroll in this pension scheme to secure your financial future.
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Category: General, OBC, SC, ST📝How to Apply for Pradhan Mantri Kisan Maandhan Yojana
To apply for the Pradhan Mantri Kisan Maandhan Yojana, follow these simple steps: First, visit the official website at maandhan.in using your computer or mobile phone. Second, look for the registration or apply option on the homepage and click on it to start the application process. Third, fill in your personal details including your name, age, Aadhaar number, and bank account information in the form provided. Fourth, upload the required documents such as your Aadhaar Card, bank account passbook, land ownership documents, and any identity proof as requested. Fifth, submit your completed application form and wait for the confirmation message. Sixth, once approved, you will need to make your first monthly contribution based on your age group, which the government will match equally. Finally, after confirmation of your enrollment, you can check your status on the official portal anytime. Make sure to have all documents ready before starting the application to avoid delays. The entire process is free and can be completed online from your home.
Visit Official Portal →📄Documents Required6 required
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Land ownership documents?Frequently Asked Questions
1What is the monthly contribution amount?
The monthly contribution varies between Rs. 55 to Rs. 200 depending on the age of entry. A 18-year-old farmer pays Rs. 55 per month while a 40-year-old pays Rs. 200 per month. The government contributes an equal amount, making the total contribution double.
2When does the pension commence?
The monthly pension of Rs. 3,000 is provided only after the farmer turns 60 years of age. Prior to this, the farmer receives back their contributions with interest if they exit the scheme.
3What happens to the pension after the beneficiary's death?
After the pensioner's death, 50% of the monthly pension (Rs. 1,500) is paid to the surviving spouse for the remainder of their life. After both pass away, the accumulated pension fund reverts to the government.
4Can salaried employees or professionals apply for this scheme?
No, this scheme is exclusively for small and marginal farmers. Those with other sources of income or who are covered under other social security schemes are not eligible.
5How can I apply for PM Kisan Maandhan Yojana?
You can apply through the official website maandhan.in, Common Service Centers (CSCs), or through your nearest agricultural department office. You will need to provide your Aadhaar, bank account details, and land ownership documents.
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