Benefit Amount
Varies by plan - Up to Rs.5 lakh per family annuallyInsurance
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ℹAbout Punjab Sarbat Sehat Bima Yojana
Punjab Sarbat Sehat Bima Yojana is a health insurance scheme launched by the Punjab Government to provide comprehensive health coverage to all residents of Punjab. The scheme aims to ensure access to quality healthcare services by offering cashless treatment at empanelled hospitals across the state. Beneficiaries receive coverage for hospitalization, pre and post-hospitalization expenses, emergency services, and various medical treatments. The scheme is designed to protect families from catastrophic health expenditures and reduce out-of-pocket spending on healthcare. All residents of Punjab, regardless of income level, are eligible to enroll in this universal health insurance program. The scheme covers both government and private hospitals, providing beneficiaries with flexibility in choosing healthcare providers.
Ministry
Health and Wellness Department, Government of Punjab
✓Who Is Eligible?
Punjab Sarbat Sehat Bima Yojana is a universal health insurance scheme that welcomes all residents of Punjab without any income restrictions. This means whether you are rich, middle-class, or economically weak, you are eligible to apply. The scheme covers individuals and families across all occupational backgrounds including students, workers, farmers, business owners, and homemakers. There are no specific age limits mentioned for eligibility, making it inclusive for people of all ages. The scheme does not discriminate based on caste, religion, or gender, ensuring equal access to healthcare for everyone. However, you must be a permanent resident of Punjab to benefit from this scheme. All income groups are eligible, so there is no requirement to prove low income or fall below a certain poverty line. The scheme applies to both urban and rural areas of Punjab. No specific educational qualification is required to enroll. Whether you are employed, self-employed, or unemployed, you can apply for this health insurance coverage. For complete clarity on any specific eligibility conditions or if you fall under any special category, it is recommended to check the official portal at www.pshealthcare.gov.in or contact the scheme administrators directly.
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Gender: Male, Female, Other✓
Category: General, OBC, SC, ST, BPL, APL📝How to Apply for Punjab Sarbat Sehat Bima Yojana
Here are the simple steps to apply for Punjab Sarbat Sehat Bima Yojana: First, visit the official website at www.pshealthcare.gov.in to access the scheme portal and registration form. Second, gather all required documents including your Aadhaar Card, Voter ID Card or Driving License, proof of residence, bank account details, and an active mobile number. Third, click on the registration or enrollment option on the website and fill in your personal details accurately. Fourth, upload or submit the required documents as per the portal's instructions. Fifth, provide your bank account information and mobile number for future communication and fund transfers. Sixth, review all the information you have entered to ensure accuracy before final submission. Seventh, submit your application and note down the confirmation number or reference ID provided. You will receive updates about your enrollment status through SMS or email. For any confusion during the application process, visit the official website or contact the helpline number mentioned on the portal for assistance.
Visit Official Portal →📄Documents Required5 required
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Voter ID Card or Driving License?Frequently Asked Questions
1Who is eligible to enroll in Punjab Sarbat Sehat Bima Yojana?
All residents of Punjab are eligible regardless of income level, age, occupation, or social category. The scheme is universal and covers the entire population of the state. Both employed and unemployed individuals can enroll in this health insurance scheme.
2What are the main benefits covered under this scheme?
The scheme provides cashless hospitalization treatment at empanelled hospitals, coverage for pre-hospitalization and post-hospitalization expenses, emergency care, diagnostic services, and various medical treatments. Beneficiaries can access both government and private hospitals without paying out-of-pocket for covered services.
3How do I apply for the Punjab Sarbat Sehat Bima Yojana?
Eligible residents can enroll through the official website, authorized enrollment centers, or authorized hospitals. You need to provide basic identity proof like Aadhaar Card, residence proof, and bank account details. Enrollment is generally free and can be completed online or at designated enrollment points.
4What is the coverage amount per family under this scheme?
The scheme provides coverage up to Rs.5 lakh per family annually for hospitalization and related medical expenses. Additional benefits may be available for specific treatments or conditions as per the scheme guidelines.
5Are pre-existing diseases covered under this scheme?
Pre-existing diseases are covered after a specified waiting period, typically 30 days from the date of enrollment. However, specific exclusions may apply, and beneficiaries are advised to check detailed policy documents for complete information.
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