Benefit Amount
Loan up to ₹5 lakh at 4% interestLoan
✓ Government Verified✓ Direct Bank Transfer
ℹAbout Sant Rohidas Charmakar Maha Mandal Loan
The Sant Rohidas Charmakar Maha Mandal Loan is a special financing scheme by Maharashtra's Social Justice Department that helps cobblers and leather workers start or expand their businesses. Eligible members can borrow up to ₹5 lakh at just 4% interest, making it one of the most affordable business loans available. Along with the loan, beneficiaries receive free business training to help them succeed. To apply, visit the official website and submit your Aadhaar Card, Caste Certificate, Bank Account details, and a simple Business Plan.
Ministry
Social Justice Department
✓Who Is Eligible?
The Sant Rohidas Charmakar Maha Mandal Loan is available to members of the Charmakar community, which includes cobblers and leather workers in Maharashtra. To be eligible, you must be a Scheduled Caste member with a valid Caste Certificate from Maharashtra. Your age must be between 18 and 55 years old at the time of application. There is no income limit restriction for this scheme, meaning both low and high-income individuals can apply. This scheme is exclusively available to residents of Maharashtra state. You must have an active bank account in your name to receive the loan disbursement. There is no specific gender restriction mentioned, making this scheme open to both men and women from the eligible community. The scheme is designed specifically for people engaged in cobbler and leather worker professions or those wanting to start such businesses. If you belong to the Charmakar community, are between the required age group, have a Caste Certificate, and reside in Maharashtra, you meet the basic eligibility criteria. For any additional or updated eligibility requirements, check the official portal at https://sjsa.maharashtra.gov.in or contact the Social Justice Department directly.
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Gender: Male, Female, Other📝How to Apply for Sant Rohidas Charmakar Maha Mandal Loan
Here is a simple step-by-step guide to apply for the Sant Rohidas Charmakar Maha Mandal Loan. First, visit the official website at https://sjsa.maharashtra.gov.in to access the application portal. Second, click on the Sant Rohidas Charmakar Maha Mandal Loan scheme section and read all the eligibility requirements carefully. Third, gather all required documents which include your Aadhaar Card, Caste Certificate, Bank Account details, and a simple Business Plan describing your proposed business. Fourth, fill out the online application form with your personal and business information accurately. Fifth, upload scanned copies of all your documents in the specified format on the portal. Sixth, review your complete application once more to ensure all information is correct and all documents are attached. Finally, submit your application online and save the confirmation number for your records. You can use this confirmation number to track your application status on the same portal. The Social Justice Department will review your application and contact you regarding approval or if they need any additional information.
Visit Official Portal →📄Documents Required4 required
?Frequently Asked Questions
1What is the interest rate for the Sant Rohidas Charmakar Maha Mandal Loan?
The interest rate is a very low 4% per annum, making it one of the most affordable business loans available to the Charmakar community. This low rate helps cobbler and leather workers reduce their borrowing costs significantly.
2What is the maximum loan amount I can get under this scheme?
The maximum loan amount available under this scheme is ₹5 lakh. This amount is sufficient to start a new leather goods business or significantly expand existing operations in the footwear or leather goods sector.
3Do I need to provide collateral or security to get this loan?
The scheme description does not mention collateral requirements. However, you will need to submit a basic Business Plan along with your Aadhaar Card, Caste Certificate, and Bank Account details. It's recommended to contact the official website or the Social Justice Department office for specific details about collateral requirements.
4Is business training provided along with the loan?
Yes, along with the loan facility, beneficiaries also receive free business training to help them succeed in their leather goods business and manage their operations effectively.
5Who is eligible to apply for this scheme?
Persons aged 18-55 years who belong to the Scheduled Caste category and are members of the Charmakar (cobbler and leather worker) community in Maharashtra are eligible. There is no maximum income limit for eligibility.
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Get a detailed step-by-step walkthrough with tips, common mistakes to avoid, and expert guidance for Sant Rohidas Charmakar Maha Mandal Loan.
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