सुकन्या समृद्धि योजना
Small savings scheme for girl children with 8.2% interest rate. Deposit Rs.250 to Rs.1.5 lakh/year for 15 years. Maturity at age 21. Tax benefits under 80C.
The Sukanya Samriddhi Yojana is designed specifically for girl children in India. The scheme is open to parents or legal guardians who wish to invest for their daughters' future. The girl child must be under 10 years of age at the time of account opening. There are no specific income limits or caste-based restrictions for this scheme, making it accessible to all Indian citizens regardless of their economic background or social category. The scheme is available across all states and union territories of India. You can open an account at any authorized post office or bank branch that offers this facility. The account can be opened in the name of the girl child with a parent or legal guardian as the account holder. Deposits should range from a minimum of Rs. 250 to a maximum of Rs. 1.5 lakh per financial year. The account will remain active for 15 years from the date of opening, and the maturity benefits can be accessed when the girl child reaches 21 years of age. For specific details about authorized banks and post offices in your area, visit the official NSI India website or contact your nearest financial institution.
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