Benefit Amount
₹5 lakh health coverage per yearInsurance
✓ Government Verified✓ Direct Bank Transfer
ℹAbout Swasthya Sathi Scheme West Bengal
Swasthya Sathi Scheme is West Bengal's flagship health insurance program that provides free and cashless medical treatment to all families across the state, regardless of income. Every family member is covered for up to Rs.5 lakh per year for hospitalization, surgery, and treatment at any authorized hospital network—you pay nothing at the time of service. To get started, simply register online using your Aadhaar Card, obtain your Swasthya Sathi Card, and present it at any network hospital for immediate cashless treatment without worrying about medical bills.
Ministry
Health Department
✓Who Is Eligible?
The Swasthya Sathi Scheme in West Bengal has been designed to provide healthcare coverage to all residents of the state without any restrictions based on income or financial status. Any person living in West Bengal, regardless of age, can apply for this scheme as there are no age limits mentioned. The scheme covers all social categories including General, OBC, SC, and ST groups, ensuring inclusive health protection for the entire population. Both male and female members of a family are eligible to enroll and receive the same benefits without any discrimination. There is no income limit or income criteria, meaning even high-income families can benefit from this health insurance program. All family members living together can be registered under a single family unit and will each receive coverage of up to Rs.5 lakh per year for hospitalization and medical treatment. To apply, you only need a valid Aadhaar Card and a bank account. The scheme covers treatment at any authorized hospital within the network across West Bengal. For specific details about registration deadlines, family definitions, or any other clarifications, it is recommended to visit the official portal at https://swasthyasathi.gov.in or contact the scheme's helpline.
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Gender: Male, Female, Other✓
Category: General, OBC, SC, ST📝How to Apply for Swasthya Sathi Scheme West Bengal
Applying for the Swasthya Sathi Scheme is simple and can be done online in just a few steps. First, visit the official website at https://swasthyasathi.gov.in to access the registration portal. Second, click on the registration or enrollment option and select your preferred language for better understanding. Third, gather your Aadhaar Card as you will need this document to verify your identity during registration. Fourth, fill in all the required personal details accurately, including your name, address, family members' information, and Aadhaar number as requested in the form. Fifth, submit your application through the online portal and wait for confirmation from the authorities. Sixth, once your registration is approved, you will receive your Swasthya Sathi Card either through mail or by visiting your nearest enrollment center. Finally, take your card to any authorized hospital in the network and present it to receive cashless medical treatment without paying anything at the time of service. Make sure to keep your card safe and carry it whenever you visit a hospital. If you face any difficulty during registration, you can contact the helpline number available on the official website for assistance.
Visit Official Portal →📄Documents Required3 required
?Frequently Asked Questions
1Can I use Swasthya Sathi at private hospitals or only government hospitals?
You can use Swasthya Sathi at both government and authorized private hospitals that are part of the scheme's network. Not all private hospitals participate, so it's best to check the list of network hospitals on the official website or call the helpline before visiting.
2What happens if my treatment costs exceed Rs.5 lakh in a year?
The scheme covers up to Rs.5 lakh per family per year for hospitalization and treatment. If your treatment expenses exceed this amount, you will have to pay the remaining amount out of your own pocket. The coverage resets on a yearly basis.
3How long does it take to get my Swasthya Sathi Card after registration?
After online registration with your Aadhaar Card, your Swasthya Sathi Card is typically generated immediately or within a few days. You can download it from the portal or collect it from the designated center. However, you can also use your registered Aadhaar number itself for treatment at network hospitals while waiting for the physical card.
4Are pre-existing diseases covered under this scheme?
Yes, Swasthya Sathi covers treatment for pre-existing diseases without any waiting period. You can claim benefits for any pre-existing condition from the day you register under the scheme.
5What documents do I need to carry when visiting a network hospital?
You need to carry your Swasthya Sathi Card or your registered Aadhaar Card and a valid identity proof. For cashless treatment, these documents are sufficient—you don't need to pay anything upfront at authorized hospitals.
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