Benefit Amount
Loan waiver up to ₹1 lakhWaiver
✓ Government Verified✓ Direct Bank Transfer
ℹAbout UP Kisan Karj Rahat Yojana
The UP Kisan Karj Rahat Yojana is a debt relief program by the Uttar Pradesh government that helps small and marginal farmers get financial freedom from short-term crop loans. If you have borrowed money for farming through a Kisan Credit Card and are struggling to repay it, this scheme can waive up to ₹1 lakh of your outstanding loan, allowing you to restart your farming without debt burden. Farmers aged 18-70 can apply online by visiting the official portal with their Aadhaar Card, Kisan Credit Card, and land documents.
Ministry
Agriculture Department
✓Who Is Eligible?
The UP Kisan Karj Rahat Yojana is open to farmers throughout Uttar Pradesh who meet specific criteria. You must be between 18 and 70 years of age to apply for this scheme. You should be a holder of an active Kisan Credit Card and have outstanding short-term crop loans that you are struggling to repay. The scheme welcomes farmers from all categories including General, OBC, SC, and ST communities, ensuring inclusive coverage across society. You must be an actual cultivator or farmer engaged in agricultural activities in Uttar Pradesh. Your outstanding loan amount should not exceed one lakh rupees for it to be eligible for waiver under this scheme. The loan must have been taken for agricultural purposes through the Kisan Credit Card system. Farmers who have already benefited from similar loan waiver schemes may have restrictions, so check the official portal for exact details. You will need valid land records proving your ownership or tenancy rights for the agricultural land. Your bank account details should be active and linked to your Kisan Credit Card for smooth processing of the loan waiver amount.
Quick eligibility check:
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Gender: Male, Female, Other✓
Category: General, OBC, SC, ST📝How to Apply for UP Kisan Karj Rahat Yojana
To apply for the UP Kisan Karj Rahat Yojana, follow these simple steps. First, gather all your required documents including your Aadhaar Card, Kisan Credit Card, land records, and bank account details. Second, visit the official portal at https://upkisankarjrahat.upsdc.gov.in using your computer or smartphone. Third, look for the online application option on the homepage and click on it to start the registration process. Fourth, enter your personal information including your name, age, Aadhaar number, and farming details as requested in the form. Fifth, upload clear copies of all required documents including your Kisan Credit Card and land records in the specified format. Sixth, review all the information you have entered to ensure it is correct before submitting. Finally, click the submit button and note down your application reference number for future tracking. After submission, your application will be processed by the agriculture department, and you can check its status using your reference number on the same portal.
Visit Official Portal →📄Documents Required4 required
?Frequently Asked Questions
1What is the maximum loan amount that can be waived under this scheme?
The UP Kisan Karj Rahat Yojana can waive up to ₹1 lakh of your outstanding short-term crop loan. If your loan is higher than this amount, only ₹1 lakh will be waived and you will need to pay the remaining balance.
2Is Kisan Credit Card mandatory to apply for this scheme?
Yes, you must have an active Kisan Credit Card with an outstanding short-term crop loan to be eligible for this scheme. The loan must be borrowed for agricultural purposes through the KCC.
3Can I apply for this scheme if my annual income is above a certain limit?
No, there is no income limit for this scheme. Farmers of any income level are eligible to apply as long as they meet other criteria like age (18-70 years), possess a Kisan Credit Card, and have outstanding crop loans.
4How do I apply online for the UP Kisan Karj Rahat Yojana?
You can apply online through the official portal at https://upkisankarjrahat.upsdc.gov.in using your Aadhaar Card number. You will need to provide details of your Kisan Credit Card, land records, and bank account information during the application process.
5What documents are needed to apply for this scheme?
You will need four main documents: (1) Aadhaar Card for identity verification, (2) Kisan Credit Card showing your loan details, (3) Land Records to prove agricultural land ownership, and (4) Bank Account details for loan disbursement.
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Read Full Guide →🔗Related Agriculture Schemes