Benefit Amount
₹1.80 lakh for house constructionCash
✓ Government Verified✓ Direct Bank Transfer
ℹAbout Karnataka Rajiv Gandhi Rural Housing Corporation
The Karnataka Rajiv Gandhi Rural Housing Corporation scheme helps homeless and Below Poverty Line (BPL) families in rural Karnataka build their own houses by providing ₹1.80 lakh in direct cash assistance. If you are aged 21-65 with an annual family income below ₹1 lakh and own land in a rural area, you can apply regardless of your caste or gender. To apply, visit the official Ashraya portal at https://ashraya.karnataka.gov.in and submit your Aadhaar Card, BPL Card, land documents, and bank account details online.
Ministry
Rural Development
✓Who Is Eligible?
To be eligible for the Karnataka Rajiv Gandhi Rural Housing Corporation scheme, you must be a homeless or Below Poverty Line (BPL) family living in rural areas of Karnataka. Your age must be between 21 and 65 years old at the time of application. Your annual family income should be below ₹1 lakh, which qualifies you as a low-income household. You must own land in a rural area of Karnataka, whether it is agricultural land or residential land, and you should have legal documents to prove this ownership. The scheme is open to all citizens regardless of caste, religion, or gender, ensuring equal opportunity for everyone in need. There are no specific occupational restrictions, meaning farmers, laborers, and other workers can all apply. You must be a resident of rural Karnataka to benefit from this scheme. This housing assistance program specifically targets those without proper housing, making it accessible to the most vulnerable sections of rural society. Before applying, ensure you have a valid Aadhaar Card, BPL Card, land ownership documents, and an active bank account, as these are required for the application process.
Quick eligibility check:
✓
Annual income below ₹1,00,000✓
Gender: Male, Female, Other✓
Category: General, OBC, SC, ST📝How to Apply for Karnataka Rajiv Gandhi Rural Housing Corporation
Step 1: Visit the official Ashraya portal by going to https://ashraya.karnataka.gov.in on your computer or mobile phone. Step 2: Look for the application section for the Karnataka Rajiv Gandhi Rural Housing Corporation scheme and click on it to start your application. Step 3: Gather all required documents before filling the form, which include your Aadhaar Card, BPL Card, land documents proving you own agricultural or residential land in a rural area, and your bank account details. Step 4: Fill out the online application form carefully with your personal information, family details, income information, and land ownership details. Step 5: Upload scanned copies of all your documents including Aadhaar Card, BPL Card, and land documents as requested in the form. Step 6: Enter your bank account details where the cash assistance of ₹1.80 lakh will be deposited directly to your account. Step 7: Review all information you have entered, then submit your application online. Keep a copy of your application reference number for future tracking and follow-up.
Visit Official Portal →📄Documents Required4 required
?Frequently Asked Questions
1What is the maximum amount of financial assistance provided under this scheme?
The scheme provides ₹1.80 lakh as a one-time financial assistance for house construction. This amount is disbursed directly to your bank account after approval.
2Do I need to own land to be eligible for this scheme?
Yes, you must own or have a patta (land document) for the land where you plan to construct the house. The land should be in a rural area of Karnataka. Lease deeds are generally acceptable, but check with the Ashraya portal for your specific district.
3What documents do I need to submit with my application?
You will need to submit: (1) Aadhaar Card, (2) BPL Card or proof of Below Poverty Line status, (3) Land documents/patta showing ownership, (4) Bank account details (passbook or cancelled cheque), and (5) proof of address. All documents should be in your name.
4How do I apply for this scheme online?
Visit the official Ashraya portal at https://ashraya.karnataka.gov.in, create an account with your Aadhaar number, fill in the application form with your details and upload the required documents. After verification by local authorities, your application will be approved and funds transferred to your bank account.
5What is the annual income limit to qualify for this scheme?
Your annual family income must be below ₹1 lakh (₹100,000). This income includes earnings from all family members. Income certificates are usually issued by your gram panchayat or taluk office.
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