Benefit Amount
₹1.20 lakh in plains, ₹1.30 lakh in hilly areasCash
✓ Government Verified✓ Direct Bank Transfer
ℹAbout Pradhan Mantri Awas Yojana — Gramin
Pradhan Mantri Awas Yojana — Gramin is a central government scheme designed to help rural families living in kachcha (temporary) or damaged houses build a permanent pucca home. Eligible households receive direct cash assistance of ₹1.20 lakh in plain areas and ₹1.30 lakh in hilly, tribal, and difficult regions to construct a house with basic facilities including a kitchen, toilet, and water connection. The scheme prioritizes BPL families, landless laborers, and those living in unsafe conditions. You can apply through the official portal pmayg.nic.in by submitting your Aadhaar, BPL/SECC certificate, and bank account details.
Ministry
Ministry of Rural Development
✓Who Is Eligible?
To be eligible for Pradhan Mantri Awas Yojana — Gramin, you must be a rural household member aged between 21 and 70 years. Your family's annual income must be below ₹2 lakh per year. You should belong to any of these categories: General, OBC, SC, or ST. Currently, you must be living in a temporary kachcha house or a damaged house that is unsafe for living. You should not already own a pucca house anywhere else in the country. The scheme particularly prioritizes families living below the poverty line (BPL), landless laborers, and those in severely unsafe housing conditions. This scheme is available to rural households across all states and union territories of India. Whether you are male or female, if you meet the above conditions and your household qualifies, you can apply for assistance to construct a permanent house with basic facilities including a kitchen, toilet, and water connection. Check the official website pmayg.nic.in for any recent updates or additional eligibility criteria specific to your state or region.
Quick eligibility check:
✓
Annual income below ₹2,00,000✓
Gender: Male, Female, Other✓
Category: General, OBC, SC, ST📝How to Apply for Pradhan Mantri Awas Yojana — Gramin
Follow these simple steps to apply for Pradhan Mantri Awas Yojana — Gramin: First, visit the official website pmayg.nic.in from your computer or mobile phone. Second, look for the application section on the homepage and click on 'New Registration' or 'Apply Online'. Third, enter your personal details including your name, Aadhaar number, and contact information in the online form. Fourth, upload the required documents such as your Aadhaar Card, BPL Card or SECC certificate, and bank account details. Fifth, if applicable, also submit your MGNREGS Job Card to strengthen your application. Sixth, review all the information you have entered to ensure accuracy before submission. Finally, click the submit button and save your application reference number for future tracking. You can check your application status on the same portal using your reference number. If you need help, contact your local gram panchayat or visit the nearest common service center in your village for guidance.
Visit Official Portal →📄Documents Required4 required
?Frequently Asked Questions
1What is the exact cash amount I will receive under this scheme?
You will receive ₹1.20 lakh if your house is in plain areas (most states), and ₹1.30 lakh if it is in hilly, tribal, or difficult regions as notified by the government. This amount is provided in two instalments — first instalment after foundation/plinth and second after roof completion.
2Do I need to own land to apply for Pradhan Mantri Awas Yojana Gramin?
Yes, you must own a land plot to be eligible. However, landless laborers registered under MGNREGA can apply if they have been allotted land by the state government or have a plot in their name. The land should be free from disputes.
3How do I check if my name is in the SECC list for this scheme?
You can check your SECC status by visiting the official PMAY-G portal at pmayg.nic.in and using the 'Search Beneficiary' option with your Aadhaar number or mobile number. You can also contact your Gram Panchayat or the block office where they maintain the SECC data.
4Can I use the cash assistance from this scheme for repairs or renovation of my old house?
No, this scheme is specifically for constructing new pucca houses. However, if your old house is damaged beyond repair (assessed by officials), the grant can be used for reconstruction. The house must have basic facilities like kitchen, toilet, and drinking water connection.
5What documents do I need to submit to apply for this scheme?
You will need: (1) Aadhaar Card, (2) BPL Card or SECC Data proof, (3) Bank account details with passbook copy, (4) MGNREGA Job Card (if applicable), (5) Land ownership proof, and (6) Self-declaration form available on the official portal.
📖 Read the Complete Guide
Get a detailed step-by-step walkthrough with tips, common mistakes to avoid, and expert guidance for Pradhan Mantri Awas Yojana — Gramin.
Read Full Guide →