Employees State Insurance Scheme

कर्मचारी राज्य बीमा योजना

🏛 Ministry of Labour

Benefit Amount

Medical + cash benefitsInsurance

✓ Government Verified✓ Direct Bank Transfer

ℹAbout Employees State Insurance Scheme

Comprehensive social security for workers earning up to Rs.21,000/month covering medical, sickness, maternity, disability, dependants, and unemployment benefits.

Ministry

Ministry of Labour

Applicable In

All India

Benefit Type

Insurance

Status

Active

✓Who Is Eligible?

The Employees State Insurance Scheme covers workers earning up to Rs. 21,000 per month. This scheme applies across all of India and provides comprehensive social security coverage to eligible workers. The scheme is designed for employees working in registered establishments, meaning your employer must be registered with ESIC for you to be covered. Generally, workers across various sectors including manufacturing, construction, trade, transport, and other industries can be eligible if they work for a registered employer. The scheme covers both men and women workers without gender discrimination. There are no specific age restrictions mentioned, but benefits like maternity coverage are applicable to women workers. The scheme does not have caste or category-based eligibility criteria and is universal for all workers meeting the income limit. Self-employed individuals and those earning above Rs. 21,000 per month may have different coverage options. For specific eligibility requirements related to your employment type, sector, or personal circumstances, visit the official ESIC website at https://esic.gov.in/ or contact your nearest ESIC office, as eligibility can vary based on your employer's industry classification and business type.

Quick eligibility check:

✓

Age 18–58 years

✓

Annual income below ₹2,52,000

✓

Gender: Male, Female, Other

✓

Category: General, OBC, SC, ST

📝How to Apply for Employees State Insurance Scheme

Step 1: Visit the official ESIC website at https://esic.gov.in/ to access the application portal and gather all necessary information about the scheme. Step 2: Check if your employer is registered with ESIC, as your employer must register your workplace before you can be enrolled. You can verify this on the ESIC website by searching with your employer's details. Step 3: Once your employer registers, they will automatically enroll you in the scheme if you meet the eligibility criteria. You do not need to apply separately as an individual worker. Step 4: Collect your ESIC registration number and details once the enrollment is complete. Your employer should provide you with this information. Step 5: Register on the ESIC portal to access your account, view your benefits, and track your claims if needed. Step 6: If you need to claim any benefits like medical, sickness, or maternity benefits, submit the required documents to your employer or the nearest ESIC office. Step 7: Keep your ESIC card and details safe, as you will need them to access healthcare facilities listed under the scheme.

Visit Official Portal →