पुनर्गठित मौसम आधारित फसल बीमा
Weather-index based crop insurance providing coverage against adverse weather conditions like deficit rainfall, frost, heatwave, and excess rainfall.
The Restructured Weather Based Crop Insurance scheme is designed to protect farmers across all of India against losses caused by adverse weather conditions. This scheme is open to all farmers who grow crops in areas covered by the insurance program. The scheme provides coverage for various crops and weather-related risks including deficit rainfall, frost, heatwave, and excess rainfall. Farmers cultivating their own land or leased agricultural land are eligible to apply. The scheme applies uniformly across all states in India, making it accessible to farmers nationwide. There are no specific restrictions based on age, income level, caste, or gender. Both small and large farmers can participate in this scheme. However, the specific eligibility criteria for particular crops and geographic areas may vary, as the scheme operates on a district and crop basis. Farmers are advised to check the official pmfby.gov.in portal for detailed eligibility requirements specific to their area and the crops they cultivate. The scheme aims to provide financial security to all farming communities by offering weather-index based payouts during adverse weather conditions that affect crop productivity.
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