Benefit Amount
Up to Rs.20,000 per annum as pension; Death benefit up to Rs.50,000Insurance
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ℹAbout Mahatma Gandhi Bunkar Bima Yojana
The Mahatma Gandhi Bunkar Bima Yojana is a central government insurance scheme designed to provide social security coverage to handloom weavers across India. The scheme offers life insurance, disability insurance, and accident insurance benefits to registered weavers and their families. Under this scheme, eligible weavers receive insurance coverage with subsidized premiums paid by the government. The scheme provides a monthly pension in case of disability or old age, lump sum benefits for accidental death, and family support for dependents. It aims to improve the economic security of weavers, who form one of the largest unorganized labor groups in India, and promote the handloom industry.
Ministry
Ministry of Textiles
✓Who Is Eligible?
The Mahatma Gandhi Bunkar Bima Yojana is open to all registered handloom weavers in India who meet specific criteria. You must be between 18 to 60 years of age to be eligible for this scheme. The most important requirement is that you must possess a valid Handloom Registration Certificate, which proves your status as a registered handloom weaver. This scheme is available across all of India, so there are no geographic restrictions based on state or region. The scheme is specifically designed for handloom weavers working in the unorganized sector, so your primary occupation must be handloom weaving. You must have an active bank account as benefits and pension payments are transferred directly to your account. There are no specific income limits or caste-based restrictions mentioned for this scheme, making it inclusive for all registered weavers regardless of their background. Gender is not a restriction, so both male and female weavers are eligible. The scheme welcomes all weavers who can provide proof of their handloom registration and meet the age requirements. Check the official Ministry of Textiles portal for any additional or updated eligibility criteria.
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Category: General, OBC, SC, ST📝How to Apply for Mahatma Gandhi Bunkar Bima Yojana
Step 1: Visit the official Ministry of Textiles website at textiles.gov.in to access the Mahatma Gandhi Bunkar Bima Yojana application portal. Step 2: Gather all required documents including your Aadhaar Card, valid identity proof such as Voter ID, PAN card or Driving License, your Handloom Registration Certificate, bank account details, age proof certificate, income certificate, and address proof. Step 3: Register yourself on the official portal if you are a new user, or log in with your existing credentials. Step 4: Fill out the application form completely with accurate personal information, weaver details, and family information as requested. Step 5: Upload all required documents in the specified format and size as mentioned on the portal. Step 6: Review your application carefully to ensure all information is correct before final submission. Step 7: Submit your application and save the acknowledgment receipt for future reference. You can track your application status through the portal using your registration number. For any assistance, contact the Ministry of Textiles helpline or visit your nearest textile office.
Visit Official Portal →📄Documents Required7 required
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Identity Proof (Voter ID/PAN/Driving License)📋
Handloom Registration Certificate?Frequently Asked Questions
1Who is eligible to apply for Mahatma Gandhi Bunkar Bima Yojana?
Any registered handloom weaver aged between 18 and 60 years is eligible to apply. The applicant must have a valid handloom registration certificate issued by the state handloom department. Self-employed weavers working in the handloom sector can also apply if they meet the registration criteria.
2What are the main insurance benefits provided under this scheme?
The scheme provides life insurance coverage with death benefits up to Rs.50,000, disability pension of Rs.100 per month, old age pension after 60 years, and accidental death benefits. Family members are also covered under the family support provision in case of the weaver's death.
3How do I apply for this scheme?
You can apply through the nearest handloom development center, state handloom department, or authorized insurance agent. Submit your handloom registration certificate, Aadhaar card, bank account details, and age proof. The state handloom office will verify your documents and enroll you in the scheme.
4What is the premium amount and who pays it?
The government heavily subsidizes the premium. The actual premium varies but is partially or fully paid by the government depending on the state policies. Weavers may need to contribute a small nominal amount or the government may cover it entirely under central assistance.
5Is this scheme available in all states?
Yes, the Mahatma Gandhi Bunkar Bima Yojana is a central scheme available across all states in India. However, implementation details and specific benefits may vary slightly by state. Check with your state handloom department for exact details applicable in your region.
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