Pradhan Mantri Suraksha Bima Yojana

प्रधानमंत्री सुरक्षा बीमा योजना

🏛 Ministry of Finance

Benefit Amount

Rs.2 lakh accident cover at Rs.20/yearInsurance

✓ Government Verified✓ Direct Bank Transfer

ℹAbout Pradhan Mantri Suraksha Bima Yojana

Accidental death and disability cover of Rs.2 lakh at annual premium of just Rs.20. Covers accidental death and permanent/partial disability.

Ministry

Ministry of Finance

Applicable In

All India

Benefit Type

Insurance

Status

Active

✓Who Is Eligible?

The Pradhan Mantri Suraksha Bima Yojana is designed to provide affordable accidental death and disability insurance coverage to Indian citizens. While specific eligibility criteria details are not clearly mentioned in the official scheme information, the scheme is generally available to all Indian citizens who want to enroll. This is an all-India scheme offered by the Ministry of Finance, meaning it is available across all states and union territories of India. The annual premium for this scheme is just Rs.20, making it accessible to people from all income levels. The scheme provides a cover of Rs.2 lakh for accidental death and permanent or partial disability due to accidents. For exact eligibility requirements including any age limits, occupation restrictions, or other specific conditions, it is recommended to visit the official portal at jansuraksha.gov.in or contact the scheme administrators directly. Different banks and insurance providers implementing this scheme may have slightly different enrollment procedures, so checking with your bank is also advisable to understand any additional requirements they may have for enrollment.

Quick eligibility check:

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Age 18–70 years

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Gender: Male, Female, Other

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Category: General, OBC, SC, ST

📝How to Apply for Pradhan Mantri Suraksha Bima Yojana

To apply for the Pradhan Mantri Suraksha Bima Yojana, follow these simple steps. First, visit the official website at jansuraksha.gov.in to access the scheme portal. Second, look for the application section or enrollment option on the homepage and click on it to begin the registration process. Third, enter your basic personal details including your name, date of birth, contact number, and bank account information as required by the form. Fourth, select the Pradhan Mantri Suraksha Bima Yojana option from the available schemes and confirm that you want to proceed with enrollment. Fifth, review all the information you have entered to ensure it is correct and accurate. Sixth, submit your application through the online portal. Finally, keep your confirmation number and reference ID safe as you may need these for future inquiries or to track your policy status. You can also contact your bank or the official helpline for assistance if you face any difficulties during the application process.

Visit Official Portal →