Atal Pension Yojana

अटल पेंशन योजना

🏛 Ministry of Finance

Benefit Amount

Rs.1,000-5,000/month at 60Cash

✓ Government Verified✓ Direct Bank Transfer

ℹAbout Atal Pension Yojana

Guaranteed monthly pension of Rs.1,000-5,000 after age 60 for unorganised sector workers. Government co-contributes 50% for 5 years (max Rs.1,000/year).

Ministry

Ministry of Finance

Applicable In

All India

Benefit Type

Cash

Status

Active

✓Who Is Eligible?

The Atal Pension Yojana is designed specifically for workers in the unorganized sector who do not have access to traditional pension schemes. The scheme is open to all Indian citizens aged 18 to 40 years at the time of enrollment. There is no income limit or caste-based restriction for eligibility. Both men and women from any gender can apply for this scheme. The scheme is available across all states and union territories in India with no geographic restrictions. You must be an Indian citizen with a valid bank account to participate. Self-employed individuals, small traders, laborers, and other informal sector workers form the primary target group. There is no specific occupation restriction, making it accessible to workers from various informal sectors. The scheme does not require any minimum educational qualification. You should have a functional mobile number and Aadhaar card for registration and communication purposes. For specific details about individual eligibility status or to confirm if you meet all requirements, visit the official portal jansuraksha.gov.in or consult with your bank.

Quick eligibility check:

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Age 18–40 years

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Gender: Male, Female, Other

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Category: General, OBC, SC, ST

📝How to Apply for Atal Pension Yojana

To apply for Atal Pension Yojana, follow these simple steps. First, visit the official website jansuraksha.gov.in to access the scheme portal. Second, click on the Atal Pension Yojana section and select the option to open a new account. Third, you will need to provide your basic personal details including your name, date of birth, mobile number, and Aadhaar number if available. Fourth, choose your desired monthly pension amount between Rs.1,000 to Rs.5,000 based on your contribution capacity. Fifth, set up your contribution amount which will be automatically deducted from your bank account each month. Sixth, link your active bank account to the scheme as contributions must be made through bank transfer. Finally, submit all required documents and confirm your registration. You will receive a registration number via SMS and email. For any queries or assistance during the application process, you can contact your nearest bank branch that participates in the scheme or call the helpline number available on the official website.

Visit Official Portal →