Benefit Amount
Rs.2 lakh life cover at Rs.436/yearInsurance
✓ Government Verified✓ Direct Bank Transfer
ℹAbout Pradhan Mantri Jeevan Jyoti Bima Yojana
Life insurance of Rs.2 lakh at annual premium of just Rs.436. Covers death due to any cause. Auto-debit from Jan Dhan bank account.
Ministry
Ministry of Finance
✓Who Is Eligible?
The Pradhan Mantri Jeevan Jyoti Bima Yojana is designed as an inclusive life insurance scheme with minimal eligibility barriers. This scheme is available to all Indian citizens who have a Jan Dhan bank account, making it accessible to the majority of the population. While specific age, income, caste, gender, and occupation restrictions are not detailed in the scheme information, applicants should check the official portal at jansuraksha.gov.in for exact eligibility criteria and any age-related conditions. Generally, individuals across all income groups, castes, religions, and genders are welcome to enroll. The scheme has no geographic restrictions and is available across all states in India. The key requirement is maintaining an active Jan Dhan bank account through which the annual premium of Rs.436 will be automatically deducted. For precise details about age limits, income requirements, and other specific conditions, applicants are advised to visit the official website or contact their nearest bank branch offering Jan Dhan accounts and this insurance scheme.
Quick eligibility check:
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Gender: Male, Female, Other✓
Category: General, OBC, SC, ST📝How to Apply for Pradhan Mantri Jeevan Jyoti Bima Yojana
Applying for the Pradhan Mantri Jeevan Jyoti Bima Yojana is simple and can be done through your bank. First, visit the official website at jansuraksha.gov.in to learn more about the scheme and download the application form if needed. Second, go to your nearest bank branch that offers Jan Dhan accounts, as this scheme is linked to Jan Dhan bank accounts. Third, fill out the application form with your personal details including your name, age, address, and bank account information. Fourth, submit the completed form to your bank along with a copy of your identification document and bank account details. Fifth, authorize the bank to deduct the annual premium of Rs.436 from your Jan Dhan account through auto-debit, usually in May or June each year. Sixth, keep your policy document and acknowledgment receipt safely for future reference and claims. Seventh, once approved, your life insurance cover of Rs.2 lakh becomes active and you are protected against death due to any cause. Make sure your Jan Dhan account remains active and has sufficient balance for the annual premium deduction to avoid any lapse in coverage.
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