Telangana Government Schemes

AICTE Pragati Scholarship for Girls

एआईसीटीई प्रगति छात्रवृत्ति

Rs.50,000/year for girl students in AICTE-approved technical degree/diploma courses. Maximum 2 girls per family. Income limit Rs.8 lakh.

✓ CashRs.50,000/year

✓ ScholarshipUp to Rs. 50,000 per annum or …

AICTE Saksham Scholarship for Differently Abled Students

विकलांग छात्रों के लिए AICTE सक्षम छात्रवृत्ति

AICTE Saksham Scholarship is designed to support differently abled students pursuing technical and engineering education in AICTE-approved institutions. The scheme aims to provide financial assistance to students with disabilities, enabling them to access quality technical education without financial barriers. Beneficiaries receive scholarship support throughout their course duration, covering tuition fees and other educational expenses. The scheme recognizes that differently abled individuals have equal potential and deserve equal opportunities in technical education. It is part of AICTE's inclusive education initiative to ensure that disability is not a barrier to pursuing engineering and technical streams.

AICTE Saksham Scholarship for Disabled

एआईसीटीई सक्षम छात्रवृत्ति विकलांगों के लिए

Rs.50,000/year for students with 40%+ disability in AICTE-approved technical courses. Income limit Rs.8 lakh per annum.

✓ CashRs.50,000/year

✓ ScholarshipUp to Rs. 50,000 per annum

AICTE Swanath Scholarship for Orphans

एआईसीटीई स्वनाथ छात्रवृत्ति अनाथों के लिए

The AICTE Swanath Scholarship is a central government initiative designed to support orphaned children pursuing technical and professional education in India. This scheme provides financial assistance to orphans studying in AICTE-approved institutions such as engineering colleges, polytechnics, and other technical courses. The scholarship aims to remove financial barriers and enable underprivileged orphaned students to access quality technical education. Beneficiaries receive monthly stipends covering tuition fees and living expenses. The scheme recognizes that orphaned children face unique challenges in continuing their education and aims to provide them with opportunities for skill development and career advancement. This initiative ensures that economic hardship does not prevent talented orphaned students from pursuing their dreams in the technical education sector.

✓ SubsidyCentral funding for hostel con…

Babu Jagjivan Ram Chhatrawas Yojana

बाबू जगजीवन राम छात्रावास योजना

The Babu Jagjivan Ram Chhatrawas Yojana is a centrally sponsored scheme designed to construct and upgrade hostel facilities for SC (Scheduled Caste) students pursuing higher education. The scheme aims to provide safe, dignified, and adequate accommodation to SC students in colleges and universities across India, enabling them to pursue their studies without financial burden. The scheme provides financial assistance to educational institutions for building new hostels or upgrading existing ones. This initiative removes barriers to education for economically disadvantaged SC students from rural and semi-urban areas who cannot afford private accommodation near educational institutions. By ensuring access to hostel facilities, the scheme promotes educational equity and enables SC students to complete their higher education successfully.

✓ CashRs.5,000-6,000/year

Begum Hazrat Mahal National Scholarship

बेगम हज़रत महल राष्ट्रीय छात्रवृत्ति

For meritorious girls from minority communities studying in Class 9-12. Provides Rs.5,000 (Class 9-10) or Rs.6,000 (Class 11-12) per year.

✓ ScholarshipUp to Rs. 12,000 per annum

CBSE Single Girl Child Scholarship

सीबीएसई एकल बालिका छात्रवृत्ति

The CBSE Single Girl Child Scholarship is a merit-based scholarship scheme designed to recognize and support exceptional academic performance of girl students who are the only child in their family. This scheme aims to encourage girls to pursue higher education and reduce educational disparities. The scholarship is awarded to single girl children studying in CBSE-affiliated schools who demonstrate outstanding academic achievement. The scheme provides financial assistance to help cover educational expenses and promote gender equality in education. Eligible girls must have passed their board examinations with high marks. The scholarship recognizes merit across all CBSE schools throughout India, making quality education more accessible for deserving single girl children from families across different economic backgrounds.

✓ ScholarshipVaries by institution and cour…

Central Sector Scheme of Scholarship for College and University Students

कॉलेज और विश्वविद्यालय के छात्रों के लिए केंद्रीय क्षेत्र की छात्रवृत्ति योजना

This is a centrally sponsored scholarship scheme designed to help economically weaker students pursue higher education at college and university levels. The scheme provides financial assistance to meritorious students from disadvantaged backgrounds to cover tuition fees and living expenses. It aims to reduce dropout rates and increase access to quality education for students who cannot afford college education. The scholarship is awarded based on academic merit and financial need. Students from all states and union territories can apply. The scheme encourages talented youth from poor families to continue their studies and complete their degrees without financial hardship.

✓ CashRs.10,000-20,000/year

Central Sector Scholarship for College Students

केंद्रीय क्षेत्र छात्रवृत्ति कॉलेज छात्रों के लिए

Rs.10,000/year for graduation and Rs.20,000/year for post-graduation for students scoring 80th+ percentile in Class 12 board exams. Income limit Rs.8 lakh.

DIKSHA Digital Education Platform

दिक्षा डिजिटल शिक्षा मंच

DIKSHA (Digital Infrastructure for Knowledge Sharing) is a centralized digital platform launched by the Ministry of Education to provide quality educational content and resources to students and teachers across India. It offers free access to textbooks, study materials, videos, and interactive learning content aligned with national curricula. The platform supports distance learning, teacher professional development, and assessment tools. DIKSHA bridges the digital divide by making education accessible to students in rural and remote areas through mobile apps and web interfaces. It serves students from Class I to XII and also provides skill development content. The platform is designed to support the National Education Policy 2020 and enhance learning outcomes through personalized and adaptive learning experiences.

✓ Scholarship₹3,500-35,000/year based on co…

Divyang Jan Scholarship for Higher Education

दिव्यांगजन उच्च शिक्षा छात्रवृत्ति

The Divyang Jan Scholarship for Higher Education provides financial support to students with disabilities who want to pursue higher education through degree, diploma, or certificate courses in recognized institutions across India. Eligible students can receive an annual scholarship ranging from ₹3,500 to ₹35,000 depending on their course level. To apply, you need to submit your Aadhaar Card, Disability Certificate, Income Certificate, Admission Letter, and Bank Account details on the scholarships.gov.in portal.

✓ SubsidyInterest subsidy on educationa…

Dr Ambedkar Central Sector Scheme of Interest Subsidy

डॉ अम्बेडकर केंद्रीय क्षेत्र ब्याज सहायता योजना

The Dr Ambedkar Central Sector Scheme of Interest Subsidy is a financial assistance program designed to help economically weaker sections and marginalized communities access educational loans at reduced interest rates. The scheme provides interest subsidy on loans taken for higher education, making quality education more affordable and accessible. Students from SC, ST, OBC, and other eligible categories pursuing undergraduate and postgraduate courses can benefit from this scheme. The subsidy covers a portion of the interest burden, reducing the overall cost of education loans. This initiative aims to remove financial barriers to education and promote social mobility through academic advancement.

✓ ServiceFree residential education

Eklavya Model Residential School

एकलव्य मॉडल आवासीय विद्यालय

Free residential schooling for tribal students in remote areas. Modern infrastructure, quality education from Class 6-12 with CBSE curriculum.

✓ EducationFree residential education Cla…

Eklavya Model Residential Schools

एकलव्य मॉडल आवासीय विद्यालय

Eklavya Model Residential Schools (EMRS) offer completely free boarding education to Scheduled Tribe students from Classes 6 to 12, with world-class facilities, experienced teachers, and modern infrastructure similar to Navodaya Vidyalayas. These schools are located across India to serve ST children from remote tribal areas who lack access to quality education. Students receive not just academic excellence but also sports training, cultural activities, and holistic development. To apply, eligible ST students need to submit their birth certificate, ST certificate, domicile certificate, and previous school mark sheet through the official EMRS portal.

✓ TrainingFree coaching including tuitio…

Free Coaching Scheme for SC and OBC Students

एससी और ओबीसी छात्रों के लिए मुफ्त कोचिंग योजना

This scheme provides free coaching to SC and OBC students preparing for competitive examinations conducted by the Union Public Service Commission (UPSC), Staff Selection Commission (SSC), and other national/state level competitive exams. The scheme aims to enhance equal opportunities for historically disadvantaged groups to access quality coaching without financial burden. Beneficiaries receive free tuition classes, study materials, mock tests, and mentorship guidance. The coaching is provided through designated institutes and centers across the country. The objective is to improve success rates of SC and OBC candidates in competitive exams and increase their representation in government jobs and professional courses.

✓ ScholarshipUp to Rs.1,00,000 per annum fo…

General Cultural Scholarship Scheme

सामान्य सांस्कृतिक छात्रवृत्ति योजना

The General Cultural Scholarship Scheme is designed to support talented students pursuing higher education in cultural fields such as music, dance, theatre, visual arts, and literature. Administered by the Ministry of External Affairs, this scheme aims to promote Indian cultural heritage and encourage young scholars to excel in traditional and contemporary cultural studies. The scholarship covers tuition fees, research materials, and living expenses for eligible students enrolled in recognized institutions. It benefits Indian nationals studying cultural disciplines at undergraduate and postgraduate levels, helping them develop expertise in preserving and promoting India's rich cultural traditions globally. The scheme particularly emphasizes support for students from economically weaker sections and encourages cultural exchange and international exposure.

✓ LoanLoan up to ₹7.50 lakh at 4% in…

Higher Education Financing Agency Loans

उच्च शिक्षा वित्त एजेंसी ऋण

The Higher Education Financing Agency (HEFA) offers affordable education loans to help talented students from low-income families pursue higher education in India. You can borrow up to ₹7.50 lakh at very low interest rates - just 4% for girls and 6.5% for boys - removing the financial barrier to quality education. The loan covers expenses for undergraduate, postgraduate, and professional courses at recognized institutions. To apply, visit https://www.hefa.ac.in with your Aadhaar Card, admission letter, income certificate, and mark sheets.

✓ ServiceFree hostel accommodation

Hostels for ST Boys and Girls

एसटी छात्र-छात्राओं के लिए छात्रावास

Construction of hostels for ST students in areas with concentration of tribal population to enable access to quality education.

✓ ScholarshipVaries by country and course; …

Indian Council of Cultural Relations Scholarships

भारतीय सांस्कृतिक संबंध परिषद छात्रवृत्ति

The Indian Council of Cultural Relations (ICCR) Scholarships are prestigious awards offered by the Ministry of External Affairs to facilitate cultural and educational exchange. These scholarships enable talented Indian students to pursue higher education abroad, and also allow foreign nationals to study in India. The scheme aims to promote cultural ties, foster intellectual exchange, and develop people-to-people contacts between India and other nations. Scholarships cover tuition fees, living expenses, and other academic costs. Beneficiaries gain exposure to diverse educational systems and cultures while representing India globally. The scheme prioritizes students excelling in academics, arts, sports, and cultural fields who demonstrate potential to become cultural ambassadors.

✓ Subsidy100% interest subsidy during m…

Interest Subsidy Scheme on Education Loans

शिक्षा ऋण पर ब्याज अनुदान योजना

This central government scheme provides interest subsidy on education loans taken by Indian students for pursuing higher education in India or abroad. The scheme aims to reduce the financial burden on students and their families by subsidizing the interest component of education loans. Eligible students can avail loans from nationalized banks and approved financial institutions. The interest subsidy is provided during the moratorium period (course duration plus 6 months) and up to a maximum of 7 years after course completion or employment, whichever is earlier. This scheme covers undergraduate and postgraduate courses at recognized institutions, making quality education more accessible to economically weaker sections of society.

✓ CashRs.5,400-7,800/month

Ishan Uday Scholarship for NE Students

ईशान उदय छात्रवृत्ति पूर्वोत्तर छात्रों के लिए

Rs.5,400/month (general) or Rs.7,800/month (professional) for students from NE states pursuing graduation. 10,000 scholarships per year.

✓ ScholarshipUp to Rs.20,000 per month plus…

Ishan Uday Special Scholarship for North Eastern Region

ईशान उदय उत्तर पूर्वी क्षेत्र के लिए विशेष छात्रवृत्ति

Ishan Uday is a special scholarship scheme launched by the University Grants Commission (UGC) to support meritorious students from the North Eastern Region (NER) of India. The scheme aims to provide financial assistance to students pursuing higher education in central universities and deemed universities across India. Students from the eight NER states—Assam, Meghalaya, Manipur, Mizoram, Nagaland, Sikkim, Tripura, and Arunachal Pradesh—are eligible to apply. The scholarship covers tuition fees and provides a monthly stipend to help students complete their undergraduate and postgraduate degrees. This initiative focuses on enhancing educational opportunities and reducing regional disparities in access to quality higher education.

✓ ScholarshipVaries (Stipend during interns…

Ishan Vikas Internship Programme

ईशान विकास इंटर्नशिप कार्यक्रम

The Ishan Vikas Internship Programme is a central scheme launched by the University Grants Commission to provide internship opportunities for students from the North-Eastern region of India. The programme aims to enhance employability skills, provide practical work experience, and facilitate career development for students from the eight North-Eastern states. Through this initiative, students gain exposure to industry practices, develop professional competencies, and build networks that support their transition into the job market. The scheme encourages academic institutions and industry partners to collaborate, creating meaningful internship placements that bridge the gap between academic learning and workplace requirements. Eligible students receive stipend support during their internship period.

✓ ServiceFree boarding, lodging, meals,…

Kasturba Gandhi Balika Vidyalaya

कस्तूरबा गांधी बालिका विद्यालय

Kasturba Gandhi Balika Vidyalaya (KGBV) is a central scheme aimed at promoting education of girls from disadvantaged backgrounds, particularly in educationally backward blocks. The scheme establishes residential schools for girls belonging to SC, ST, OBC, and minority communities. It provides free boarding, lodging, and quality education to eligible girls. The program focuses on girls aged 6-18 years and emphasizes skill development, vocational training, and personality development alongside academics. Schools are established in blocks with low female literacy rates and serve as catalysts for social change by breaking gender barriers to education.

✓ CashRs.5,000-7,000/month + Rs.20,0…

KVPY - Kishore Vaigyanik Protsahan Yojana

केवीपीवाई - किशोर वैज्ञानिक प्रोत्साहन योजना

Monthly fellowship of Rs.5,000-7,000 plus annual contingency grant for students pursuing basic science courses. Selected through national aptitude test.

✓ ScholarshipVaries by course and instituti…

Mahatma Gandhi Scholarship Scheme for SAARC Countries

महात्मा गांधी छात्रवृत्ति योजना सार्क देशों के लिए

The Mahatma Gandhi Scholarship Scheme for SAARC Countries is a prestigious scholarship program launched by the Ministry of External Affairs to promote educational ties and cultural exchange with neighboring South Asian countries. The scheme provides financial support to meritorious students from SAARC nations (Afghanistan, Bangladesh, Bhutan, Maldives, Nepal, Pakistan, and Sri Lanka) pursuing higher education in India. Beneficiaries receive scholarships covering tuition fees, accommodation, and living expenses while studying at recognized Indian educational institutions. The scheme aims to strengthen people-to-people contacts, enhance India's soft power, and develop skilled human resources in the South Asian region. Students from SAARC countries pursuing undergraduate, postgraduate, and research programs in various fields are eligible. The scholarship promotes academic excellence and fosters long-term diplomatic relationships through educational cooperation.

✓ ScholarshipRs. 5,000 per month + Research…

Maulana Azad National Fellowship

मौलाना आज़ाद राष्ट्रीय फेलोशिप

The Maulana Azad National Fellowship is a merit-based scholarship scheme designed to support students from minority communities pursuing higher education in India. This fellowship provides financial assistance to deserving students from religious minority communities (Muslim, Christian, Sikh, Buddhist, Parsi, and Jain) to pursue postgraduate studies including PhD and Master's degrees across Indian universities. The scheme aims to encourage higher education among minority students and promote research. Beneficiaries receive monthly stipends, accommodation assistance, and research grants. The fellowship is administered by the Ministry of Minority Affairs and covers all states and union territories. It is open to both Indian nationals and students from specified countries.

✓ ScholarshipUp to ₹30,000/year + ₹20,000 m…

Merit-cum-Means Scholarship for Minorities

अल्पसंख्यकों के लिए मेरिट-कम-मींस छात्रवृत्ति

This scholarship scheme helps talented students from minority communities in India pursue higher education in technical and professional fields like engineering, medicine, and law. Students can receive up to ₹30,000 per year for tuition fees plus ₹20,000 annually for living expenses, making quality education more affordable. To apply, visit https://scholarships.gov.in and submit your Aadhaar Card, Minority Certificate, income proof, mark sheets, and admission letter. The scheme is open to students aged 17-30 from families earning up to ₹2.5 lakh annually.

✓ CashFull course fee + Rs.10,000/ye…

Merit-cum-Means Scholarship for Minorities

मेरिट-कम-मीन्स छात्रवृत्ति अल्पसंख्यकों के लिए

For minority students in professional/technical courses. Covers full course fee up to Rs.20,000 and maintenance allowance. 50th percentile marks required.

✓ TrainingFree coaching and study materi…

Nai Udaan - Support for Minority Students for Competitive Exams

नई उड़ान - प्रतिस्पर्धी परीक्षाओं के लिए अल्पसंख्यक छात्रों के लिए समर्थन

Nai Udaan is a central scheme launched by the Ministry of Minority Affairs to support minority community students in preparing for competitive examinations like UPSC, SSC, Bank, and NEET. The scheme provides free coaching, study materials, and mentorship to economically disadvantaged students from minority communities. Beneficiaries receive access to quality education and guidance from experienced professionals to crack national-level competitive exams. The program aims to increase representation of minority communities in government jobs and professional courses, thereby promoting inclusive growth and equal opportunities in higher education and public service.

✓ ServiceVaries based on institution an…

Nalanda and Takshashila Universities Revival Scheme

नालंदा और तक्षशिला विश्वविद्यालय पुनरुद्धार योजना

This scheme aims to revive and establish world-class educational institutions modeled on the ancient Nalanda and Takshashila universities, which were centers of learning and cultural exchange in Asia. The initiative promotes India's soft power and educational excellence by creating international centers of higher learning that will offer courses in humanities, sciences, and technology. The scheme benefits students, researchers, and academics from India and abroad seeking quality education with a focus on Indian philosophy, culture, and scientific traditions. It strengthens India's position as a global knowledge hub and facilitates academic collaboration with international universities. The revival of these historic institutions showcases India's commitment to preserving its educational heritage while contributing to contemporary global knowledge systems.

National Digital Library of India

राष्ट्रीय डिजिटल पुस्तकालय

The National Digital Library of India (NDL) is a free online platform that provides access to a vast collection of educational resources including textbooks, reference materials, research papers, and multimedia content. It aims to democratize access to quality educational materials for students, teachers, and researchers across India, especially benefiting those in remote areas with limited library facilities. The platform supports learning in multiple languages and subjects across school, undergraduate, and postgraduate levels. Users can access resources anytime, anywhere through internet connectivity without any subscription fee. NDL also helps bridge the digital divide by making scholarly content freely available to all citizens.

✓ Scholarship, Subsidy, Training, ServiceVaries by sub-scheme

National Education Mission

राष्ट्रीय शिक्षा मिशन

The National Education Mission is a comprehensive initiative by the Ministry of Education to enhance the quality and accessibility of education across India. It focuses on improving learning outcomes, promoting digital literacy, strengthening teacher training, and ensuring inclusive education for all students including those from disadvantaged backgrounds. The mission encompasses multiple sub-schemes and programs targeting primary, secondary, and higher education levels. It aims to bridge educational gaps, improve infrastructure in schools, provide scholarships to deserving students, and skill development training. The mission works towards achieving Sustainable Development Goal 4 (Quality Education) by making education more equitable, relevant, and effective across all regions of India.

✓ ScholarshipRs. 2,000 to Rs. 5,000 per mon…

National Fellowship for Scheduled Tribe Students

अनुसूचित जनजाति के छात्रों के लिए राष्ट्रीय फेलोशिप

The National Fellowship for ST Students is a central sector scheme designed to support meritorious Scheduled Tribe students pursuing higher education in India. The scheme provides financial assistance to ST students enrolled in post-graduate and doctoral programmes at recognized universities and institutions across the country. The fellowship covers living expenses, tuition fees, and research costs to enable talented ST students to pursue advanced studies without financial hardship. The scheme aims to increase the representation of Scheduled Tribes in higher education and research sectors by removing economic barriers. Eligible students receive monthly stipends and contingency grants. The scheme is implemented by the Ministry of Tribal Affairs through designated nodal agencies and universities.

✓ CertificateNo direct monetary benefit

National Institutional Ranking Framework

राष्ट्रीय संस्थागत रैंकिंग फ्रेमवर्क

The National Institutional Ranking Framework (NIRF) is an official methodology adopted by the Ministry of Education to rank educational institutions in India. It evaluates colleges and universities across multiple parameters including teaching quality, research output, infrastructure, student outcomes, and social responsibility. NIRF aims to identify and recognize the best-performing institutions, promote healthy competition among universities, and guide students in making informed choices about their education. The ranking helps institutions improve their academic standards and operational efficiency. Rankings are published annually across various categories including Overall, Engineering, Management, Medical, Law, and Pharmacy. This framework has become a benchmark for institutional excellence in Indian higher education.

✓ ScholarshipRs. 6,000 per year (scholarshi…

National Means cum Merit Scholarship Scheme

राष्ट्रीय मीन्स कम मेरिट छात्रवृत्ति योजना

The National Means cum Merit Scholarship Scheme is a central government initiative designed to help economically disadvantaged but meritorious students pursue higher secondary and senior secondary education. The scheme provides financial assistance to students from poor families who have demonstrated academic excellence. It aims to reduce the dropout rate among talented students from low-income backgrounds and ensure they can continue their studies without financial hardship. The scholarship covers tuition fees and provides a monthly stipend to support living expenses. Eligible students from classes IX to XII in government and government-aided schools across India can apply. The scheme combines both merit-based selection and means-testing to ensure funds reach deserving students who genuinely need financial support.

✓ CashRs.12,000/year (Class 9-12)

National Means-cum-Merit Scholarship (NMMSS)

राष्ट्रीय मीन्स-कम-मेरिट छात्रवृत्ति

Rs.12,000/year for students who pass Class 8 national exam with family income below Rs.3.5 lakh. Continues from Class 9 to 12 in government schools.

✓ ScholarshipVaries based on course and ins…

National Overseas Scholarship for Persons with Disabilities

विकलांग व्यक्तियों के लिए राष्ट्रीय विदेश छात्रवृत्ति

The National Overseas Scholarship for Persons with Disabilities is a central government scheme designed to enable talented persons with disabilities to pursue higher education at prestigious universities and institutions abroad. The scheme provides financial assistance to cover tuition fees, accommodation, travel expenses, and other education-related costs. It aims to enhance the skills and qualifications of persons with disabilities, promote their professional development, and facilitate their integration into the global workforce. Eligible candidates can pursue postgraduate and doctoral programs in various fields. The scholarship recognizes the potential of persons with disabilities and removes financial barriers to accessing world-class education internationally.

✓ CashRs.3,000 fixed deposit

National Scheme for Incentive to Girl Students (Secondary)

माध्यमिक स्तर पर बालिकाओं के लिए प्रोत्साहन योजना

One-time deposit of Rs.3,000 for SC/ST girls who pass Class 8 and enrol in Class 9 at government schools. Withdrawable at 18 with interest.

✓ ScholarshipUp to ₹3,80,000/year

National Scholarship for Higher Education for ST Students

एसटी छात्रों के लिए राष्ट्रीय उच्च शिक्षा छात्रवृत्ति

This scheme provides financial assistance of up to ₹3,80,000 per year to help Scheduled Tribe (ST) students pursue higher education and professional courses at universities and institutions both in India and abroad. It is designed to help talented ST students overcome financial difficulties and access quality education without worrying about fees. To apply, you need to submit your Aadhaar Card, ST Certificate, income proof, admission letter from your institution, and bank account details on the official portal at tribal.nic.in.

✓ ScholarshipVaries by scheme

National Scholarship Portal

राष्ट्रीय छात्रवृत्ति पोर्टल

The National Scholarship Portal is a centralized online platform that consolidates scholarship schemes offered by various Indian government ministries and departments. It enables eligible students to discover, apply for, and track multiple scholarships in one place. The portal covers scholarships for meritorious students, economically weaker sections, SC/ST/OBC candidates, persons with disabilities, and girl child education. Students can apply online, submit required documents digitally, and receive real-time updates on their application status. The portal aims to ensure transparent, efficient, and corruption-free distribution of scholarships to deserving students across India, thereby promoting educational equity and enabling talented youth from underprivileged backgrounds to pursue higher education.

National Scholarship Portal — Pre-Matric Scholarship (SC)

राष्ट्रीय छात्रवृत्ति — प्री-मैट्रिक (SC)

This national scholarship helps Scheduled Caste (SC) students in Class 9 and 10 stay in school by giving them money for education costs. Day scholars get ₹3,500 per year while hostel students receive ₹7,000 per year. To apply, you need to be aged 14-20, belong to SC category, and your family income should not exceed ₹2.5 lakh per year. Submit your application online at scholarships.gov.in with your Aadhaar, caste certificate, school enrollment proof, and bank details.

✓ Cash₹3,500–7,000/year

✓ ScholarshipRs.1,250 per month for Class X…

National Talent Search Examination Scholarship

राष्ट्रीय प्रतिभा खोज परीक्षा छात्रवृत्ति

The National Talent Search Examination (NTSE) Scholarship is a prestigious scheme launched by NCERT to identify and nurture talented students across India. This examination-based scholarship recognizes exceptional academic merit among Class X students and provides financial assistance for their higher secondary and undergraduate studies. Selected scholars receive monthly stipends to support their education without financial constraints. The scheme aims to encourage gifted students from all socioeconomic backgrounds to pursue quality education and contribute to nation-building. NTSE is conducted in two stages: Stage 1 (State-level) and Stage 2 (National-level). Merit-based selection ensures the most talented students benefit from this prestigious scholarship program.

✓ LoanLoan up to ₹20 lakh at 4% inte…

NSFDC Educational Loan for SC Students

एनएसएफडीसी एससी छात्रों के लिए शिक्षा ऋण

The NSFDC Educational Loan scheme is designed to help SC (Scheduled Caste) students pursue higher professional education in fields like medicine, engineering, management, and law. If you are an eligible SC student aged 17-30 with a family income below ₹3 lakh per year, you can borrow up to ₹20 lakh at just 4% interest to cover tuition fees and living expenses. To apply, visit the NSFDC website and submit your Aadhaar Card, SC Certificate, Income Certificate, Admission Letter, and bank account details to get your loan approved quickly.

✓ ServiceFree access to digital educati…

PM eVIDYA (Pradhan Mantri e-Learning Study Haryana)

पीएम ई-विद्या (प्रधानमंत्री ई-लर्निंग स्टडी हरियाणा)

PM eVIDYA is a centrally sponsored scheme launched by the Ministry of Education to provide quality digital education to students across India, particularly those in remote and underserved areas. The scheme leverages digital technology and online platforms to deliver educational content, bridging the digital divide in education. It offers free access to curated educational resources, online classes, and interactive learning modules across multiple subjects and grade levels. The scheme benefits students from Class I to XII, helping them supplement their learning through digital means. Key components include DIKSHA portal access, SWAYAM platform resources, and e-Pathshala digital textbooks. The initiative aims to ensure equitable access to quality education regardless of geographical location or socio-economic status, promoting inclusive and technology-enabled learning for all students.

✓ ServiceFree nutritious cooked meal da…

PM POSHAN Abhiyojana (Pradhan Mantri Poshan Shakti Nirman)

प्रधानमंत्री पोषण शक्ति निर्माण (PM POSHAN अभियोजना)

PM POSHAN Abhiyojana is a centrally sponsored scheme that provides hot cooked meals to school children to improve their nutritional status and encourage school attendance. Under this scheme, all children studying in Classes I-VIII in government and government-aided schools receive a nutritious mid-day meal. The scheme aims to reduce malnutrition among children, enhance learning capacity, and promote inclusive education. Meals are prepared following prescribed nutritional standards and include provisions for vegetarian and non-vegetarian options. The scheme also generates employment for cooks and helpers in schools, supporting local economies while ensuring children receive balanced nutrition essential for healthy development and academic performance.

✓ ScholarshipRs. 31,000 per month (stipend)…

PM Research Fellowship

पीएम अनुसंधान फेलोशिप

The PM Research Fellowship is a prestigious scheme launched by the Ministry of Education to support and nurture young researchers in India. It provides financial assistance and mentorship to talented researchers pursuing doctoral and post-doctoral research in science, technology, engineering, mathematics, and social sciences. The fellowship aims to attract the brightest minds to research careers and strengthen India's research ecosystem. Eligible researchers receive a monthly stipend, contingency grant, and access to world-class research facilities. The scheme encourages innovation and original research that contributes to solving India's developmental challenges and advancing scientific knowledge globally.

PM Scholarship for Wards of Defence Personnel

रक्षा कर्मियों के बच्चों के लिए पीएम छात्रवृत्ति

Rs.3,000/month (boys) and Rs.3,000/month (girls) for wards of ex-servicemen and ex-coast guard personnel pursuing professional degrees.

✓ CashRs.3,000/month

✓ ServiceVaries (up to Rs. 70 lakh per …

PM SHRI Schools (Pradhan Mantri Schools for Rising India)

पीएम श्री स्कूल (प्रधानमंत्री स्कूल फॉर राइजिंग इंडिया)

PM SHRI Schools is a centrally sponsored scheme launched by the Ministry of Education to develop exemplary schools across India that serve as models of excellence in education. The scheme aims to upgrade existing government schools with modern infrastructure, quality teaching-learning resources, and innovative pedagogy aligned with the National Curriculum Framework. Schools selected under this scheme receive enhanced funding for infrastructure development, technology integration, sports facilities, and teacher professional development. The primary beneficiaries are students from disadvantaged backgrounds who gain access to world-class educational facilities. The scheme focuses on holistic development of children through experiential learning, critical thinking, and skill-based education. Selected schools act as hubs of innovation and best practices that can be replicated across the education system.

✓ LoanEducation loan facilitation

PM Vidyalaxmi - Education Loan

पीएम विद्यालक्ष्मी - शिक्षा ऋण

Portal providing single-window access to education loans from multiple banks and NBFCs. Interest subvention for economically weaker students.

✓ ScholarshipRs. 75,000 per annum for Class…

PM YASASVI Scholarship Scheme

पीएम यशस्वी छात्रवृत्ति योजना

PM YASASVI (Young Advancement by Scholarship in Vidyarthi through Innovative Support for Upliftment) is a central scholarship scheme launched by the Ministry of Social Justice and Empowerment to support meritorious students from economically weaker sections. The scheme provides financial assistance to students from OBC, EBC, and other backward communities to pursue higher secondary and professional education. Students studying in Class 9 and 10 can receive Rs. 75,000 per annum, while those in professional courses (engineering, medicine, law) can receive up to Rs. 1,25,000 per annum. The scheme aims to reduce educational inequalities and enable talented students from underprivileged backgrounds to pursue quality education without financial burden.

✓ ScholarshipUp to Rs.20,000 per annum (tui…

Post Matric Scholarship for Minority Students

अल्पसंख्यक छात्रों के लिए पोस्ट मैट्रिक छात्रवृत्ति

This central scheme aims to financially support meritorious students belonging to minority communities who have passed their 10th standard examination and wish to pursue post-secondary education. The scholarship covers tuition fees and living expenses to reduce the financial burden on minority families. Eligible students from Muslim, Christian, Sikh, Buddhist, Parsi, and Jain communities pursuing studies at 11th standard onwards in recognized institutions can apply. The scheme encourages higher education enrollment among minority groups by providing direct financial assistance. Both merit and means-based criteria are considered. Students can use the scholarship for diploma, degree, and professional courses in colleges and universities across India.

✓ ScholarshipUp to ₹1,000/month

Post Matric Scholarship for OBC Students

ओबीसी छात्रों के लिए पोस्ट मैट्रिक छात्रवृत्ति

This scholarship scheme provides monthly financial assistance of up to ₹1,000 to OBC (Other Backward Class) students pursuing higher education after completing their 10th standard. It is designed to support students from economically weaker backgrounds so they can afford college and university education without financial hardship. To apply, you need to submit documents like Aadhaar Card, OBC Certificate, Income Certificate, Mark Sheet, and Bank Account details on the official scholarships portal at scholarships.gov.in.

✓ ScholarshipUp to ₹1,200/month

Post Matric Scholarship for SC Students

एससी छात्रों के लिए पोस्ट मैट्रिक छात्रवृत्ति

This scholarship scheme helps Scheduled Caste (SC) students continue their education after passing 10th or 12th grade by providing monthly financial support of up to ₹1,200. The scheme is designed for students aged 15-35 years from families earning less than ₹2.5 lakh annually, making higher education affordable and reducing dropout rates. To apply, visit scholarships.gov.in and submit your Aadhaar Card, Caste Certificate, Income Certificate, Mark Sheet, and Bank Account details. This assistance can help you pursue college, diploma, or vocational courses without financial stress.

✓ ScholarshipUp to ₹1,200/month

Post Matric Scholarship for ST Students

एसटी छात्रों के लिए पोस्ट मैट्रिक छात्रवृत्ति

This scheme provides monthly financial assistance of up to ₹1,200 to Scheduled Tribe (ST) students pursuing education after 10th standard or any post-secondary course. It helps ST students from economically weaker backgrounds continue their studies without financial hardship and successfully complete their education. Eligible students can apply through the official scholarships portal by submitting their Aadhaar Card, Caste Certificate, Income Certificate, Mark Sheet, and Bank Account details. The scholarship is available to students aged 15-35 with annual family income not exceeding ₹2.5 lakh.

✓ CashCourse fee + Rs.5,000-12,000/y…

Post-Matric Scholarship for Minority Students

पोस्ट-मैट्रिक छात्रवृत्ति अल्पसंख्यक छात्रों के लिए

Scholarship covering course fee, maintenance, and book allowance for minority students pursuing post-matric education. Income limit Rs.2 lakh.

✓ CashMaintenance + fee reimbursemen…

Post-Matric Scholarship for OBC Students

पोस्ट-मैट्रिक छात्रवृत्ति ओबीसी छात्रों के लिए

Scholarship for OBC students in post-matric courses covering maintenance allowance and non-refundable fees. Family income limit Rs.1 lakh.

✓ CashFull tuition + Rs.380-1,200/mo…

Post-Matric Scholarship for SC Students

पोस्ट-मैट्रिक छात्रवृत्ति एससी छात्रों के लिए

Covers tuition fees, maintenance allowance, and book bank for SC students pursuing post-matric education from Class 11 to PhD. Family income limit Rs.2.5 lakh.

✓ CashEnhanced maintenance + full fe…

Post-Matric Scholarship for ST (Central Sector)

एसटी के लिए पोस्ट मैट्रिक छात्रवृत्ति (केंद्रीय)

Enhanced scholarship for ST students for degrees beyond matric with higher maintenance allowance, reader charges, and thesis typing charges.

✓ CashFull tuition + Rs.380-1,200/mo…

Post-Matric Scholarship for ST Students

पोस्ट-मैट्रिक छात्रवृत्ति एसटी छात्रों के लिए

Full scholarship for ST students for post-matric studies covering compulsory fees, maintenance, and book allowance. Income limit Rs.2.5 lakh.

✓ CashFull tuition + Rs.900-1,600/mo…

Post-Matric Scholarship for Students with Disabilities

विकलांग छात्रों के लिए पोस्ट-मैट्रिक छात्रवृत्ति

Full scholarship for students with 40%+ disability in post-matric courses. Covers tuition, maintenance, reader allowance for blind students, and transport.

✓ ScholarshipUp to Rs. 300 per month for da…

Pre Matric Scholarship for Minority Students

अल्पसंख्यक छात्रों के लिए प्री मैट्रिक छात्रवृत्ति

This scheme provides financial assistance to students belonging to minority communities (Muslim, Christian, Sikh, Buddhist, Parsi, and Jain) studying in classes I to X. The scholarship aims to support economically weaker sections of minority communities and encourage their educational participation. Beneficiaries receive a monthly stipend to cover tuition fees and other educational expenses. The scheme covers both day scholars and hostellers. The main objectives are to reduce dropout rates among minority students, promote inclusive education, and ensure equal access to quality schooling across all regions of India.

✓ CashRs.1,000-5,350/year

Pre-Matric Scholarship for Minority Students

प्री-मैट्रिक छात्रवृत्ति अल्पसंख्यक छात्रों के लिए

Scholarship for minority community students (Muslim, Christian, Sikh, Buddhist, Jain, Parsi) in Class 1-10. Income limit Rs.1 lakh. Maintenance + admission fee.

✓ CashRs.1,000-5,000/year

Pre-Matric Scholarship for OBC Students

प्री-मैट्रिक छात्रवृत्ति ओबीसी छात्रों के लिए

Pre-matric scholarship for OBC students in Class 1-10. Annual income limit Rs.2.5 lakh. Maintenance allowance and book grant provided.

Pre-Matric Scholarship for Students with Disabilities

विकलांग छात्रों के लिए प्री-मैट्रिक छात्रवृत्ति

Scholarship for students with 40%+ disability studying in Class 9-10. Covers maintenance, book grant, and disability-related allowances.

✓ CashRs.700-1,100/month

✓ Scholarship₹70,000-80,000/month stipend +…

Prime Minister Research Fellowship

प्रधानमंत्री रिसर्च फेलोशिप

The Prime Minister Research Fellowship (PMRF) is a prestigious program that supports talented researchers who want to pursue advanced research at India's top institutions like IITs and IISc. Selected fellows receive a monthly stipend of ₹70,000-80,000 along with a research grant to work on projects that solve important national problems. If you have a B.Tech or M.Sc degree with a good GATE score and a strong research idea, you can apply through the official PMRF website to contribute to India's scientific advancement while earning a competitive salary.

✓ Scholarship₹2,500/month for boys, ₹3,000/…

Prime Minister Scholarship Scheme

प्रधानमंत्री छात्रवृत्ति योजना

The Prime Minister Scholarship Scheme (PMSS) provides monthly financial assistance to wards (children) and widows of ex-servicemen and ex-coast guard personnel who are enrolled in professional degree courses like engineering, medicine, law, and management. Eligible students receive ₹2,500 per month for boys and ₹3,000 per month for girls to help cover tuition fees, books, and other educational expenses during their studies. The scheme is open to applicants aged 17-25 years from all income backgrounds with no upper income limit. Students can apply through the official KSB (Kendriya Sainik Board) portal by submitting their Aadhaar Card, ex-serviceman certificate, mark sheets, and bank account details.

✓ SubsidyVaries based on institution an…

Rashtriya Uchchatar Shiksha Abhiyan

राष्ट्रीय उच्चतर शिक्षा अभियान

RUSA is a centrally sponsored scheme aimed at improving the quality and infrastructure of higher education institutions across India. The scheme provides financial support to central and state universities and colleges to enhance academic facilities, research capabilities, and overall educational standards. It focuses on promoting quality education, expanding access to higher education in underserved regions, and strengthening institutions through infrastructure development, faculty improvement, and curricular reforms. The scheme benefits students by providing better learning environments, laboratories, libraries, and digital resources. Eligible institutions can receive grants for construction, equipment procurement, faculty development programs, and establishment of academic centers of excellence. RUSA has been instrumental in transforming the higher education landscape by supporting both traditional and skill-based education programs across the country.

✓ ServiceFree education resources

Samagra Shiksha Abhiyan

समग्र शिक्षा अभियान

Integrated scheme covering pre-school to Class 12 — free uniforms, textbooks, infrastructure, teacher training, ICT labs, and inclusive education for CWSN.

✓ ScholarshipVaries (typically Rs.1,000 to …

Scholarships for Students with Disabilities

विकलांग छात्रों के लिए छात्रवृत्ति

This central scheme provides financial support through scholarships to students with disabilities pursuing higher education across India. The scheme aims to encourage and facilitate access to quality education for persons with disabilities by reducing financial barriers. Eligible students with disabilities can receive scholarships to cover tuition fees, examination fees, and other educational expenses. The scheme covers students studying in schools and colleges at various educational levels. Multiple scholarship programs operate under this umbrella, including pre-matric and post-matric scholarships. The primary objective is to promote educational empowerment and social inclusion of persons with disabilities, enabling them to pursue their academic aspirations and become self-reliant. Students from all income groups and educational backgrounds are encouraged to apply.

✓ ServiceVaries by institution

Study in India Programme

भारत में अध्ययन कार्यक्रम

Study in India is a central government initiative by the Ministry of Education designed to attract international students to pursue higher education in Indian institutions. The scheme aims to position India as a global hub for quality education and facilitate student mobility. It provides support to international students through streamlined admission processes, visa facilitation, and access to quality educational programs across universities and colleges. The programme helps students access information about Indian institutions, courses, and admission procedures through a dedicated portal. International students can pursue undergraduate, postgraduate, and research programs in various disciplines. The scheme promotes India's educational excellence globally while generating economic benefits through student spending and fostering international academic collaboration.

SWAYAM Online Education Platform

स्वयं ऑनलाइन शिक्षा मंच

SWAYAM (Study Webs of Active-Learning for All Online Courses) is a central government initiative providing free online courses to students across India. The platform offers courses from school level (Class 9-12) to postgraduate level, covering science, humanities, social sciences, engineering, and professional subjects. It aims to democratize education by making quality learning resources accessible to everyone regardless of geographic location or economic background. Courses are developed by expert faculty from IITs, central universities, and IGNOU. Students can learn at their own pace, take assessments, and earn certificates upon completion. The platform supports learners in rural and urban areas, helping bridge the digital divide in education.

✓ SubsidyFull tuition fees and applicab…

Telangana Fee Reimbursement Scheme

तेलंगाना शुल्क प्रतिपूर्ति योजना

The Telangana Fee Reimbursement Scheme is a state government initiative designed to support financially disadvantaged students pursuing higher education. The scheme reimburses tuition fees and other educational charges for eligible students from SC, ST, OBC, and minority communities studying in recognized colleges and universities across Telangana. The primary objective is to remove financial barriers to quality education and promote inclusive higher education access. Beneficiaries receive direct fee reimbursement to their educational institutions, ensuring uninterrupted academic progress. The scheme covers undergraduate and postgraduate programs in various disciplines. Students must meet income criteria and maintain academic standards to receive benefits throughout their course duration.

✓ ScholarshipUp to Rs. 20 lakh per student

Telangana Overseas Scholarship

तेलंगाना विदेश छात्रवृत्ति

The Telangana Overseas Scholarship scheme aims to support meritorious students from Telangana who wish to pursue higher education at prestigious universities abroad. The scheme provides financial assistance to eligible students to cover tuition fees, accommodation, and other educational expenses for postgraduate and doctoral programs in foreign universities. Students from economically weaker sections and those with excellent academic records are prioritized. The scholarship helps talented youth access world-class education and reduces the financial burden on families, enabling them to compete globally and contribute to the state's development upon return.

✓ CashFull tuition + Rs.2,200/month

Top Class Education for SC Students

एससी छात्रों के लिए टॉप क्लास शिक्षा

Full tuition and living expenses for SC students admitted to top institutions (IITs, IIMs, NITs, AIIMS, NLUs). Income limit Rs.6 lakh.

✓ ScholarshipUp to Rs. 20 lakh per annum (t…

Top Class Education for SC Students

अनुसूचित जाति के छात्रों के लिए शीर्ष श्रेणी की शिक्षा

This centrally sponsored scheme aims to provide financial assistance to meritorious Scheduled Caste (SC) students to pursue higher education at premier institutions across India. The scheme covers tuition fees, hostel accommodation, and other educational expenses for SC students admitted to top universities and colleges. It supports students pursuing undergraduate and postgraduate programs in various fields including engineering, medicine, management, and other professional courses. The objective is to enable talented SC students from economically weaker sections to access world-class education without financial barriers, thereby promoting social mobility and inclusive development in higher education.

✓ CashFull tuition + Rs.2,200/month …

Top Class Education for ST Students

एसटी छात्रों के लिए टॉप क्लास शिक्षा

Scholarship for ST students at notified institutions covering tuition fee, living expenses, book allowance, and computer/laptop purchase.

✓ SubsidyFull EAMCET examination fee wa…

TS EAMCET Fee Waiver Scheme

टीएस ईएएमसीईटी फीस माफी योजना

The TS EAMCET Fee Waiver Scheme is a Telangana state initiative designed to support meritorious and economically disadvantaged students who qualify for Engineering, Agriculture, and Medical Common Entrance Test (EAMCET). The scheme waives the examination fee for eligible candidates, removing financial barriers to pursuing professional education. Students from SC, ST, OBC, and other backward categories along with economically weaker sections are primary beneficiaries. The fee waiver applies to the EAMCET entrance examination conducted by Jawaharlal Nehru Technological University (JNTU). This initiative aims to increase access to professional education and ensure that financial constraints do not prevent talented students from appearing for competitive entrance examinations.

✓ ServiceVaries by institution and proj…

Unnat Bharat Abhiyan

उन्नत भारत अभियान

Unnat Bharat Abhiyan is a flagship scheme of the Ministry of Education aimed at strengthening the linkage between Higher Educational Institutions (HEIs) and rural communities. The scheme encourages colleges and universities to adopt villages and work towards their comprehensive socio-economic development. Participating institutions conduct research, provide skill training, facilitate technology transfer, and undertake community engagement activities in adopted villages. The program focuses on improving rural infrastructure, education quality, healthcare awareness, agricultural practices, and sustainable livelihoods. Students and faculty members are actively involved in village development projects, creating experiential learning opportunities while addressing real-world challenges in rural India. The scheme benefits rural populations through improved services, enhanced educational access, and economic opportunities.

✓ LoanVaries by bank and loan produc…

Vidyalakshmi Portal - Education Loan

विद्यालक्ष्मी पोर्टल - शिक्षा ऋण

Vidyalakshmi Portal is a centralized online platform launched by the Ministry of Finance to facilitate education loans for Indian students pursuing higher education in India and abroad. The portal acts as a single-window solution connecting students with various banks and financial institutions offering education loans. It helps students compare loan products, check eligibility, and apply for education loans without visiting multiple banks. The scheme aims to make education financing accessible and transparent. Students can access information about different loan schemes, interest rates, and repayment options. The portal eliminates the need for physical documentation and streamlines the loan application process, reducing processing time and improving efficiency. It supports students from all economic backgrounds in achieving their educational aspirations.

✓ ScholarshipRs. 25,000 to Rs. 31,000 per m…

Visvesvaraya PhD Scheme for Electronics and IT

विश्वेश्वरैया पीएचडी योजना

The Visvesvaraya PhD Scheme is a central government initiative by the Ministry of Electronics and Information Technology designed to encourage talented Indian citizens to pursue doctoral research in electronics, IT, and related fields. The scheme provides financial support to PhD scholars through monthly stipends and research grants. It aims to develop high-quality research talent in cutting-edge technologies and build India's research capacity in the electronics and IT sectors. The scheme is open to Indian nationals with a Master's degree or equivalent qualification in relevant disciplines. Beneficiaries receive monthly stipends, research allowances, and contingency grants throughout their doctoral period. The scheme supports research in areas like semiconductor technology, embedded systems, cybersecurity, artificial intelligence, and other emerging technologies. This initiative helps reduce the financial burden on students and encourages them to focus on quality research and academic excellence.

✓ ScholarshipRs. 50,000 per month during me…

YUVA - Young Upcoming and Versatile Authors PM Mentorship Scheme

युवा - युवा उदीयमान और बहुमुखी लेखक प्रधानमंत्री सलाह योजना

YUVA is a flagship mentorship scheme launched by the Ministry of Education to nurture young writing talent in India. The scheme identifies and mentors aspiring authors aged 18-40 to develop their literary skills and publish their works. Selected participants receive direct mentorship from eminent authors, access to publishing platforms, writing workshops, and a monthly stipend during the mentorship period. The program aims to promote Indian literature, encourage diverse voices, and create a generation of accomplished writers who can contribute to India's cultural renaissance. Participants work on completing their manuscripts while receiving guidance on narrative development, publishing processes, and literary excellence.

✓ Training, Service, SubsidyVaries - Up to Rs.10 lakh for …

A Scheme for Promoting Innovation in Rural Industry and Entrepreneurship (ASPIRE)

ग्रामीण उद्योग और उद्यमिता में नवाचार को बढ़ावा देने की योजना (एस्पायर)

ASPIRE is a central sector scheme designed to promote innovation, entrepreneurship, and industrial development in rural areas across India. The scheme aims to create a sustainable livelihood ecosystem in rural regions by establishing technology business incubators and rural entrepreneurship development centers. It provides support to entrepreneurs and startups in rural areas through mentoring, training, funding, and infrastructure development. The scheme benefits rural youth, farmers, and unemployed individuals who want to establish their own enterprises. Key benefits include access to incubation facilities, business development services, technical training, and financial support to establish rural enterprises and agro-based industries.

✓ SubsidyUp to 25% capital subsidy on m…

Amended Technology Upgradation Fund Scheme (ATUFS) for Jute Industry

जूट उद्योग के लिए संशोधित प्रौद्योगिकी उन्नयन निधि योजना (ATUFS)

Jute ICARE is a central government scheme designed to boost India's jute industry by promoting technological upgradation and modernization. The scheme provides financial assistance to jute manufacturers, traders, and entrepreneurs to upgrade their machinery, improve production capacity, and adopt modern textile manufacturing practices. It aims to make the Indian jute sector globally competitive while creating employment opportunities. The scheme covers spinning mills, weaving units, processing facilities, and jute product manufacturers. Beneficiaries receive subsidies on capital investment, machinery procurement, and technology adoption. This initiative supports both small-scale and large-scale jute businesses across India, helping them increase productivity, reduce costs, and improve product quality. The scheme also promotes sustainable and eco-friendly jute production practices.

✓ ServiceIncubation support

ASPIRE - Innovation and Entrepreneurship

एस्पिरे - नवाचार एवं उद्यमिता

Sets up Livelihood Business Incubators (LBIs) and Technology Business Incubators (TBIs) to promote innovation and entrepreneurship in rural areas.

✓ SubsidyUp to Rs.20 lakh per cluster

Block Level Handloom Cluster

ब्लॉक स्तरीय हथकरघा क्लस्टर

The Block Level Handloom Cluster scheme aims to strengthen handloom weaving communities by establishing clusters at the block level across India. It provides financial assistance, training, and infrastructure support to organized groups of weavers and handloom artisans. The scheme helps improve production capacity, market access, and quality of handloom products. Beneficiaries receive grants for common facilities, equipment, raw material support, and capacity building programs. The initiative promotes sustainable livelihoods in handloom sectors, preserves traditional weaving techniques, and enhances the competitiveness of handloom products in domestic and international markets. It targets both individual weavers and registered weaver groups or cooperatives.

✓ Subsidy15% subsidy (max Rs.15 lakh)

CLCSS - Credit Linked Capital Subsidy Scheme

सीएलसीएसएस - क्रेडिट लिंक्ड कैपिटल सब्सिडी

Capital subsidy of 15% (max Rs.15 lakh) on institutional credit for technology upgradation by MSMEs in specified sub-sectors.

✓ SubsidyVaries based on cluster needs,…

Cluster Development Programme

क्लस्टर विकास कार्यक्रम

The Cluster Development Programme is a central government initiative by the Ministry of Micro Small and Medium Enterprises designed to promote the growth of micro, small and medium enterprises (MSMEs) by developing industrial clusters across India. The scheme focuses on improving competitiveness, productivity, and quality of products and services through infrastructure development, technology upgradation, and capacity building. It provides support to clusters of small businesses in sectors like textiles, leather, food processing, and handicrafts. The programme helps reduce production costs, improve market access, and facilitate knowledge sharing among entrepreneurs. Beneficiaries receive assistance for common facilities, skill development, marketing support, and business advisory services to enhance their global competitiveness.

✓ SubsidyVaries (Up to Rs.50 lakh per c…

Comprehensive Handloom Cluster Development Scheme

व्यापक हथकरघा क्लस्टर विकास योजना

The Comprehensive Handloom Cluster Development Scheme is designed to develop and strengthen handloom clusters across India by providing infrastructure support, technical assistance, and market linkages. The scheme aims to improve productivity, quality, and competitiveness of handloom products while creating sustainable employment for weavers and artisans. It focuses on establishing common facilities, skill development centers, and marketing platforms in identified handloom clusters. Beneficiaries include handloom weavers, self-help groups, cooperatives, and handloom enterprises. Key benefits include financial assistance for infrastructure development, training programs, design assistance, market access support, and technology upgradation. The scheme promotes traditional handloom crafts while enabling artisans to adapt to modern market demands and increase their income.

✓ GuaranteeGuarantee up to 85% of loan

Credit Guarantee Fund Trust (CGTMSE)

क्रेडिट गारंटी फंड ट्रस्ट

Collateral-free credit guarantee for micro and small enterprise loans up to Rs.5 crore from banks. Guarantees up to 85% of sanctioned amount.

Dairy Entrepreneurship Development Scheme

डेयरी उद्यमिता विकास योजना

Capital subsidy of 25-33% for dairy units of 2-10 milch animals, milk processing, and dairy product manufacturing. NABARD-financed.

✓ Subsidy25-33% subsidy

✓ LoanVaries based on activity - Up …

Deendayal Antyodaya Yojana - National Rural Livelihoods Mission

दीनदयाल अंत्योदय योजना - राष्ट्रीय ग्रामीण आजीविका मिशन

Deendayal Antyodaya Yojana - NRLM is a centrally sponsored scheme aimed at promoting sustainable livelihoods for rural poor households. It focuses on reducing poverty through skill development, self-employment, and wage employment generation in rural areas. The scheme supports formation of Self Help Groups (SHGs), provides financial linkages, conducts skill training programs, and facilitates enterprise development. It covers all states and union territories, targeting vulnerable rural populations including landless laborers, small farmers, and marginalized communities. The primary goal is to empower the rural poor through education, training, and access to credit for creating sustainable income sources.

✓ SubsidyVaries based on project type a…

Institutional Support for Development and Marketing of Tribal Products

आदिवासी उत्पादों के विकास और विपणन के लिए संस्थागत समर्थन

This central scheme by the Ministry of Tribal Affairs aims to strengthen the development and marketing infrastructure for tribal products across India. The scheme provides institutional support to tribal entrepreneurs, artisans, and producer groups to enhance product quality, obtain certifications, and access better markets. It covers funding for capacity building, training in modern production techniques, quality improvement, value addition, branding, and establishing market linkages. The scheme benefits tribal populations engaged in traditional crafts, forest products, agricultural commodities, and handloom items. Through this initiative, the government seeks to improve tribal livelihoods by creating sustainable market opportunities and ensuring fair prices for their products while preserving traditional knowledge and skills.

✓ SubsidyInterest subsidy at fixed rate…

Interest Equalisation Scheme for Exporters

निर्यातकों के लिए ब्याज समानता योजना

The Interest Equalisation Scheme for Exporters is a central government initiative designed to reduce the cost of export credit for Indian exporters. Under this scheme, the government provides interest subsidy on pre and post-shipment export credit extended by banks to eligible exporters. The scheme aims to enhance the competitiveness of Indian exports in global markets by making export financing more affordable. Exporters of manufactured goods and certain other eligible products can benefit from reduced interest rates on their working capital loans taken for export purposes. The interest equalisation is provided at a fixed rate, making export financing more predictable and cost-effective for businesses engaged in international trade.

Invest India Facilitation Cell

इन्वेस्ट इंडिया सुविधा प्रकोष्ठ

Invest India is a central government facilitation agency that helps domestic and international investors set up businesses and expand operations in India. It provides end-to-end support including sector-specific information, regulatory guidance, land and building identification, and liaison with central and state authorities. The scheme benefits entrepreneurs, startups, MSMEs, and large enterprises seeking to invest in India across sectors like manufacturing, services, IT, renewable energy, and infrastructure. Key benefits include dedicated investor support, expedited clearances, single-window interface, and access to industry-specific databases and market information.

✓ LoanVaries - Loans up to Rs.25 lak…

Khadi and Village Industries Commission Schemes

खादी और ग्रामीण उद्योग आयोग योजनाएं

The Khadi and Village Industries Commission (KVIC) schemes support artisans, weavers, and entrepreneurs engaged in traditional and village industries. These schemes provide financial assistance, training, and market support to promote self-employment and rural development. Beneficiaries can access loans for setting up production units, subsidies on raw materials, and assistance in marketing khadi and village industry products. The schemes encourage sustainable livelihoods through traditional crafts like weaving, pottery, and other village-based industries. KVIC works to preserve traditional skills while creating employment opportunities in rural areas across India.

✓ ServiceVaries based on sector and inv…

Make in India Initiative

मेक इन इंडिया पहल

Make in India is a flagship initiative launched to transform India into a global manufacturing hub and attract foreign and domestic investment. The scheme focuses on facilitating investment, fostering innovation, building best-in-class infrastructure, and developing a skilled workforce across 25 key sectors including automobiles, pharmaceuticals, textiles, electronics, renewable energy, and food processing. It provides single-window clearance, fast-track approvals, dedicated investment facilitation teams, and sector-specific incentives to entrepreneurs and manufacturers. The initiative aims to create jobs, increase manufacturing output, and position India as a preferred investment destination. Both Indian and foreign investors, startups, and established businesses can participate to set up or expand manufacturing operations.

✓ SubsidyUp to 50% of eligible market d…

Market Access Initiative Scheme

बाजार पहुंच पहल योजना

The Market Access Initiative Scheme is a central government program designed to help Indian exporters and small businesses access international markets. The scheme provides financial assistance and support services to promote exports of non-traditional products, handicrafts, and services from India. It aims to reduce the cost of market development activities for exporters, including participation in international trade fairs, product certification, and market research. The scheme benefits small and medium enterprises, artisans, and self-employed workers by subsidizing a portion of their market promotion expenses. This enables them to compete globally and expand their business reach beyond domestic markets, ultimately creating employment and generating foreign exchange for the country.

✓ SubsidyUp to Rs. 5 lakh per applicati…

Market Development Assistance Scheme for Handloom

हथकरघा के लिए बाजार विकास सहायता योजना

The Market Development Assistance Scheme for Handloom is a central government initiative designed to support handloom weavers and artisans in developing and expanding their market presence. The scheme provides financial assistance to handloom units for participating in trade fairs, exhibitions, and domestic/international markets. It helps weavers overcome marketing challenges, improve product visibility, and access new customer bases. Benefits include subsidies for participation in trade shows, market research support, brand development, and promotional activities. The scheme aims to increase income of handloom artisans, boost the handloom sector's competitiveness, and preserve India's rich handloom heritage. Eligible beneficiaries include registered handloom weavers, handloom cooperatives, and handloom exporters across all states.

Mechanism for Marketing of Minor Forest Produce

लघु वनोपज विपणन तंत्र

This central scheme by the Ministry of Tribal Affairs aims to support the marketing and value addition of Minor Forest Produce (MFP) collected by tribal communities and forest dwellers. The scheme facilitates direct market linkage between MFP collectors and buyers, reducing middlemen involvement and increasing income for tribal populations. It provides support for establishing collection centers, processing units, and marketing infrastructure. The scheme focuses on sustainable harvesting practices while ensuring better prices and market access for products like bamboo, honey, tendu leaves, mahua, and other forest products. Beneficiaries receive training in quality improvement, packaging, and business management to enhance competitiveness in domestic and international markets.

✓ SubsidyVaries based on cluster size a…

Modified Electronics Manufacturing Clusters Scheme

संशोधित इलेक्ट्रॉनिक्स विनिर्माण क्लस्टर योजना

The Modified Electronics Manufacturing Clusters Scheme (EMCS) is designed to promote electronics manufacturing in India by providing infrastructure support and financial incentives to entrepreneurs and companies. The scheme facilitates the development of world-class electronics manufacturing clusters across the country. It offers incentives for setting up manufacturing units, common facilities, and testing centers. Beneficiaries include electronics manufacturers, component makers, and related service providers. Key benefits include financial assistance for infrastructure development, reduced land costs, common facility centers, quality testing facilities, and skilled workforce training. The scheme aims to boost domestic electronics production, create employment opportunities, and reduce dependence on imports while positioning India as a global electronics manufacturing hub.

✓ LoanLoan Rs.50,001-5 lakh

MUDRA Kishor Loan

मुद्रा किशोर ऋण

Collateral-free loans of Rs.50,001 to Rs.5 lakh for expanding micro-enterprises and small businesses under PMMY.

✓ LoanLoan up to Rs.50,000

MUDRA Shishu Loan

मुद्रा शिशु ऋण

Collateral-free loans up to Rs.50,000 for micro-enterprises and small businesses. Interest rate 10-12%. No processing fee.

MUDRA Tarun Loan

मुद्रा तरुण ऋण

Collateral-free loans of Rs.5-10 lakh for established micro-enterprises needing expansion capital under PMMY.

✓ LoanLoan Rs.5-10 lakh

National SC ST Hub

राष्ट्रीय अनुसूचित जाति अनुसूचित जनजाति हब

The National SC ST Hub is a central sector scheme launched by the Ministry of Micro, Small and Medium Enterprises to promote entrepreneurship and business development among SC and ST communities across India. The scheme aims to create a dedicated platform that provides business support services, mentorship, networking opportunities, and market linkages to SC and ST entrepreneurs. It facilitates access to credit, technology, and training programs to strengthen their business capabilities. The hub operates as a comprehensive ecosystem connecting SC/ST entrepreneurs with investors, government agencies, and market opportunities. Through this initiative, the government endeavors to promote inclusive economic growth and ensure equitable participation of marginalized communities in the MSME sector.

✓ ServiceNo direct cash benefit; mentor…

Niryat Bandhu Scheme

निर्यात बंधु योजना

The Niryat Bandhu Scheme is a mentorship and hand-holding programme launched by the Department of Commerce to support first-time exporters and MSMEs in India. The scheme connects experienced exporters (Niryat Bandhu or Export Friends) with new entrepreneurs seeking to enter international markets. It provides guidance on export procedures, documentation, market research, quality standards, and regulatory compliance. Beneficiaries receive one-on-one mentoring, training workshops, and assistance in navigating export-related challenges. The scheme aims to demystify the export process, reduce transaction costs, and accelerate the integration of Indian businesses into global trade networks. It is particularly beneficial for small and medium enterprises lacking export experience or market connections.

✓ SubsidyVaries - includes subsidies on…

One District One Product Scheme

एक जिला एक उत्पाद योजना

The One District One Product (ODOP) Scheme is a central government initiative designed to identify, develop, and promote one unique product from each district of India. The scheme aims to boost local economies by creating employment opportunities, promoting entrepreneurship, and enhancing the visibility of traditional and regional products in domestic and international markets. It provides support to artisans, farmers, and small business owners through training, financial assistance, marketing support, and brand development. The scheme covers product identification, value addition, quality improvement, and market linkages. Beneficiaries receive subsidies on certification, packaging, and branding. The initiative helps preserve traditional crafts while creating sustainable livelihoods and contributing to India's economic growth through exports and organized retail.

✓ SubsidyVaries - Up to Rs.1000 crore p…

PM Mega Integrated Textile Region Scheme

पीएम मेगा इंटीग्रेटेड टेक्सटाइल रीजन स्कीम

PM MITRA is a central government scheme launched by the Ministry of Textiles to develop world-class textile manufacturing clusters across India. The scheme aims to create integrated textile regions with modern infrastructure, skilled workforce, and advanced technology to boost India's textile exports and competitiveness. It provides financial support and incentives to textile entrepreneurs, manufacturers, and businesses to establish or expand their operations in designated MITRA parks. Beneficiaries include textile units, apparel manufacturers, processing units, and related industries. The scheme offers capital investment subsidies, interest rate support, and infrastructure development to reduce production costs and enhance quality, making Indian textiles more competitive globally.

✓ LoanUp to Rs. 20,000 (Rs. 10,000 i…

PM SVANidhi - Pradhan Mantri Street Vendor's AtmaNirbhar Nidhi

प्रधानमंत्री स्ट्रीट वेंडर्स आत्मनिर्भर निधि

PM SVANidhi is a central sector scheme launched by the Ministry of Housing and Urban Affairs to provide collateral-free working capital loans to street vendors. The scheme aims to help vendors restart their businesses and improve their livelihoods after disruptions. Eligible vendors can obtain loans up to Rs. 10,000 initially, which can be increased to Rs. 20,000 on timely repayment. The loan comes with a 7% annual interest rate, and the government provides a 1% cashback on timely monthly repayments. The scheme covers street vendors engaged in vending activities in towns and cities across India. Beneficiaries receive encouragement through digital payment incentives and support to formalize their businesses.

✓ Subsidy15-35% subsidy on project cost

PMEGP - Service Enterprise Category

पीएमईजीपी - सेवा उद्यम श्रेणी

Margin money subsidy of 15-35% for setting up service sector micro-enterprises up to Rs.10 lakh project cost under PMEGP.

✓ SubsidyInfrastructure + market suppor…

PowerTex India - Powerloom Development

पावरटेक्स इंडिया - पावरलूम विकास

Integrated scheme for powerloom sector covering group worksheds, yarn bank, common facility centres, design, and market access.

✓ Subsidy4-6% on incremental sales for …

Production Linked Incentive Scheme for Large Scale Electronics Manufacturing

बड़े पैमाने पर इलेक्ट्रॉनिक्स विनिर्माण के लिए उत्पादन से जुड़ी प्रोत्साहन योजना

The Production Linked Incentive (PLI) Scheme for Large Scale Electronics Manufacturing is a central government initiative designed to attract global and domestic manufacturers to set up electronics manufacturing units in India. The scheme offers financial incentives based on incremental sales of manufactured goods to boost domestic electronics production and reduce import dependency. Eligible companies in sectors like mobile phones, semiconductor components, electronic components, and other specified electronics can receive incentives ranging from 4-6% on incremental sales for 5 years. The scheme aims to create employment, develop local supply chains, and position India as a global electronics manufacturing hub. Benefits include reduced production costs, technology transfer, and improved manufacturing competitiveness.

Raw Material Supply Scheme

कच्चा माल आपूर्ति योजना

The Raw Material Supply Scheme is a Ministry of Textiles initiative designed to support textile artisans, weavers, and small textile businesses by ensuring steady and affordable supply of raw materials. The scheme aims to reduce production costs and improve the competitiveness of Indian textile products in domestic and international markets. Under this scheme, raw materials including yarn, cotton, and other textile inputs are supplied at subsidized rates to eligible textile units. The primary beneficiaries are handloom weavers, powerloom operators, and small textile manufacturing units across India. The scheme helps maintain supply chain stability, reduces middlemen involvement, and ensures quality raw materials reach artisans directly, thereby improving their profit margins and production capacity.

✓ SubsidyVaries

✓ SubsidyVaries based on export value a…

Remission of Duties and Taxes on Exported Products - RoDTEP

निर्यात उत्पादों पर शुल्क और करों की माफी - RoDTEP

RoDTEP is a central government scheme designed to provide remission of duties and taxes on exported products to boost India's export competitiveness. It reimburses embedded central, state, and local levies that are not currently exempted or credited under any other scheme. The scheme applies to all goods exported except those on the exempted list. Exporters can claim remission amounts based on the export value and applicable tariff rates, helping reduce the effective cost of exports. This makes Indian products more competitive in global markets and encourages manufacturing for export.

✓ SubsidyVaries based on project cost a…

Scheme for Enhancement of Competitiveness of Capital Goods Sector

पूंजीगत वस्तु क्षेत्र की प्रतिस्पर्धात्मकता बढ़ाने की योजना

This scheme aims to enhance the global competitiveness of India's capital goods sector by providing financial incentives to manufacturers. It supports domestic producers of capital goods through subsidies and support mechanisms to reduce production costs and improve product quality. The scheme benefits Indian capital goods manufacturers by offering incentives on purchases of plant, machinery, and equipment. Key benefits include financial support for technology upgradation, improved competitiveness in international markets, and boost to domestic manufacturing. The scheme helps manufacturers establish modern production facilities, adopt advanced technologies, and meet international quality standards. This initiative strengthens India's industrial base and promotes Make in India by enabling Indian manufacturers to compete globally.

✓ SubsidyUp to Rs.24 lakh per cluster f…

Scheme of Fund for Regeneration of Traditional Industries

परंपरागत उद्योगों के पुनरुद्धार के लिए निधि योजना

SFURTI is a Central Sector Scheme aimed at promoting clusters of traditional industries and artisans across India. The scheme provides financial support, infrastructure development, and capacity building to help traditional industries become competitive and sustainable. It focuses on reviving dying crafts, improving product quality, and enhancing market linkages for artisans engaged in traditional sectors like pottery, handlooms, brassware, bamboo work, and other heritage crafts. The scheme benefits self-employed artisans and small enterprises by providing common facilities, training, and market access support to increase their income and employment opportunities.

✓ SubsidyUp to 50% capital subsidy for …

Semiconductor Mission

अर्धचालक मिशन

The Semiconductor Mission is a central government initiative launched to develop a competitive semiconductor ecosystem in India. It aims to attract large investments in semiconductor manufacturing and design, creating high-skilled jobs and reducing India's dependence on imports. The mission provides financial incentives, infrastructure support, and policy framework to semiconductor companies and startups. Beneficiaries include semiconductor manufacturers, design companies, and related businesses. Key benefits include capital subsidies up to 50% for wafer fabrication plants, 40% for semiconductor packaging and testing units, and support for design companies. The scheme focuses on making India self-reliant in semiconductor production and positioning the country as a global semiconductor hub.

✓ SubsidyUp to Rs.2.5 crore per cluster

SFURTI - Scheme of Fund for Regeneration of Traditional Industries

स्फूर्ति - पारंपरिक उद्योग पुनर्जनन

Organises traditional artisans/producers into clusters with common facility centres, design support, skill upgradation, and market access.

✓ SubsidyUp to Rs.10 lakh depending on …

Silk Samagra

सिल्क समग्र

Silk Samagra is a comprehensive scheme by the Ministry of Textiles aimed at promoting sericulture and silk production across India. The scheme supports silk farmers, weavers, and entrepreneurs engaged in silk production, processing, and marketing. It provides financial assistance, training, and technical support to improve productivity and quality of silk products. Beneficiaries receive subsidies for silk production units, silkworm rearing equipment, and modern processing facilities. The scheme also facilitates market linkages and promotes value-added silk products. It targets both individual entrepreneurs and cooperative societies engaged in sericulture activities, helping them enhance income and create employment in rural areas.

✓ LoanLoan Rs.10 lakh-1 crore

Stand Up India Scheme

स्टैंड अप इंडिया योजना

Bank loans of Rs.10 lakh to Rs.1 crore to at least one SC/ST and one woman borrower per bank branch for greenfield enterprises.

✓ SubsidyVaries - Income tax exemption …

Startup India Scheme

स्टार्टअप इंडिया योजना

Startup India is a flagship initiative launched by the Government of India to build a strong ecosystem for nurturing innovation and startups in the country. The scheme aims to promote entrepreneurship and job creation by providing financial support, tax benefits, and regulatory assistance to startups. Key benefits include income tax exemption for up to 3 years, capital gains exemption, stamp duty waiver, reduced compliance burden, and access to incubators and mentorship programs. Startups engaged in manufacturing, IT services, or other sectors can avail these benefits. The scheme covers startups across all states with less than 10 years of operation, promoting innovation-driven ventures and encouraging young entrepreneurs to establish their businesses in India.

✓ SubsidyUp to Rs.50 lakh seed fund

Startup India Seed Fund Scheme

स्टार्टअप इंडिया सीड फंड

Seed funding up to Rs.50 lakh for startups for proof of concept, prototype development, product trials, and market entry. Through DPIIT-recognised incubators.

✓ Subsidy, Loan15-20% capital subsidy on plan…

Technology Upgradation Fund Scheme

प्रौद्योगिकी उन्नयन कोष योजना

The Technology Upgradation Fund Scheme (TUFS) is a central sector scheme designed to make the textile industry globally competitive by facilitating technological upgradation of textile units. It provides financial assistance through concessional loans and government subsidies to help textile manufacturers upgrade their machinery and technology. The scheme covers spinning, weaving, processing, and garmenting sectors. It benefits small, medium, and large textile enterprises by reducing their capital burden for modernization. Key benefits include capital subsidies of 15-20% on plant and machinery, concessional loans, and eligibility for combined assistance. The scheme aims to enhance productivity, improve quality, reduce production costs, and generate employment in the textile sector across India.

✓ SubsidyUp to 50% of transport and mar…

Transport and Marketing Assistance Scheme for North Eastern Region

उत्तर पूर्वी क्षेत्र के लिए परिवहन और विपणन सहायता योजना

The Transport and Marketing Assistance Scheme for NER is a central government initiative designed to promote exports of goods produced in the North Eastern states. The scheme provides financial assistance to exporters and producers in NER by subsidizing a portion of the transport and marketing costs involved in moving goods from the production centers to ports and markets. This reduces the cost burden on businesses and makes NER products more competitive in national and international markets. The scheme covers eight North Eastern states and benefits small and medium enterprises, artisans, farmers, and exporters engaged in manufacturing and export of eligible goods.

Tribal Cooperative Marketing Development Federation of India Limited - TRIFED

भारतीय जनजातीय सहकारी विपणन विकास संघ लिमिटेड - ट्राइफेड

TRIFED is a national-level organization under the Ministry of Tribal Affairs that promotes marketing and sale of tribal products and handicrafts. It provides a platform for tribal artisans, small businesses, and self-help groups to sell their products across India and internationally. The scheme helps tribal communities increase their income by connecting them with markets, providing storage facilities, branding support, and fair pricing mechanisms. TRIFED operates Van Dhan Vikas Kendras, Tribal Cooperative Marketing Development Federation retail outlets, and e-commerce platforms to ensure tribal entrepreneurs get better prices and wider market access.

✓ Training, Subsidy, ServiceVaries based on cluster - typi…

Van Dhan Vikas Yojana

वन धन विकास योजना

Van Dhan Vikas Yojana is a central sector scheme launched by the Ministry of Tribal Affairs to promote sustainable livelihood for tribal communities through scientific collection, processing, and marketing of forest and non-timber forest products (NTFPs). The scheme aims to enhance income of tribal gatherers by establishing Van Dhan Vikas Kendras (VDVKs) at village level for value addition and branding of forest products. Beneficiaries receive training in modern processing techniques, quality improvement, and entrepreneurship. The scheme connects tribal forest product collectors with mainstream market linkages and provides them access to credit facilities. It helps create self-employment opportunities and improve socio-economic conditions of tribal populations across India while promoting sustainable forest management.

✓ LoanVaries based on project cost; …

Venture Capital Assistance Scheme

उद्यम पूंजी सहायता योजना

The Venture Capital Assistance Scheme is designed to provide financial support to small farmers and agribusiness entrepreneurs for establishing and expanding agribusiness ventures. Under this scheme, the Small Farmers Agribusiness Consortium (SFAC) offers venture capital in the form of soft loans and grants to promote agricultural entrepreneurship and value-added agricultural activities. The scheme aims to bridge the gap between traditional farming and modern agribusiness, enabling farmers to diversify income sources and improve profitability. Beneficiaries can access capital for setting up food processing units, cold chains, organic farming operations, agricultural exports, and other agribusiness enterprises. The scheme supports both individual entrepreneurs and farmer producer organizations, making it accessible to a broad range of agricultural professionals seeking to transition into commercial agribusiness.

✓ SubsidyVaries based on activity - up …

Wool Development Scheme

ऊन विकास योजना

The Wool Development Scheme is a central government initiative by the Ministry of Textiles aimed at promoting and developing the wool sector in India. The scheme supports wool producers, weavers, artisans, and entrepreneurs engaged in wool production, processing, and manufacturing. It provides financial assistance, subsidies, and technical support to enhance productivity, improve quality, and modernize wool production units. The scheme covers activities like sheep rearing, wool production, processing, dyeing, spinning, weaving, and finished product manufacturing. Beneficiaries receive support for purchasing equipment, establishing processing units, and adopting modern technologies. The scheme aims to increase wool production, generate employment in rural areas, and improve the livelihood of wool farmers and artisans across India.

✓ Subsidy50-80% subsidy on certificatio…

ZED Certification for MSMEs

एमएसएमई के लिए ज़ीईडी प्रमाणन

Subsidised Zero Defect Zero Effect certification for MSMEs. 80% subsidy for micro, 60% for small, 50% for medium enterprises on certification cost.

ZED Certification Scheme

जेड प्रमाणन योजना

The ZED (Zero Defect Zero Effect) Certification Scheme is a central government initiative by the Ministry of Micro, Small and Medium Enterprises to promote quality and environmental sustainability in Indian MSMEs. The scheme encourages small and medium enterprises to adopt zero-defect manufacturing practices and minimize negative environmental impact. It provides certification recognizing enterprises that meet international quality standards while reducing waste and pollution. Beneficiaries receive government recognition, improved market access, better pricing for products, and reduced regulatory compliance burden. The scheme is open to all MSMEs registered under relevant categories including manufacturing and service sectors. It helps businesses enhance competitiveness globally while promoting sustainable and responsible manufacturing practices.

✓ CertificateVaries

✓ Subsidy36-44% subsidy on loan

Agri-Clinics and Agri-Business Centres (ACABC)

कृषि क्लिनिक एवं कृषि व्यवसाय केंद्र

Training for agriculture graduates to set up agri-clinics/agri-business centres. Subsidy of 36-44% on bank loans up to Rs.20 lakh.

✓ Subsidy3% interest subvention + credi…

Agriculture Infrastructure Fund

कृषि अवसंरचना निधि

Interest subvention of 3% on loans up to Rs.2 crore for post-harvest management and community farming assets. Credit guarantee under CGTMSE.

✓ LoanUp to Rs. 10 crore per unit

Animal Husbandry Infrastructure Development Fund

पशुपालन बुनियादी ढांचा विकास निधि

The Animal Husbandry Infrastructure Development Fund (AHIDF) is a central sector scheme designed to promote infrastructure development in the animal husbandry sector across India. The scheme provides financial assistance for setting up modern facilities for livestock production, processing, and value addition. It benefits farmers, dairy cooperatives, private entrepreneurs, and animal husbandry entities by offering loans at concessional rates of interest. The fund supports establishment of dairy farms, meat processing units, poultry units, animal feed manufacturing plants, and veterinary clinics. This scheme aims to strengthen India's livestock sector, create employment opportunities, improve animal health standards, and boost exports of animal products. The financial support enables modernization of existing facilities and creation of new infrastructure to meet international quality standards.

✓ SubsidyUp to Rs.20 lakh for infrastru…

Blue Revolution Scheme

नीली क्रांति योजना

The Blue Revolution Scheme is a centrally sponsored umbrella scheme launched by the Ministry of Fisheries, Animal Husbandry and Dairying to promote sustainable and responsible development of fisheries and aquaculture in India. The scheme aims to increase fish production, improve productivity, create employment opportunities, and enhance the income of fishermen and fish farmers across the country. Under this scheme, financial assistance is provided for modern fish farming techniques, infrastructure development, cold chain facilities, and value addition. The scheme covers both inland and marine fisheries, with focus on small and marginal farmers and traditional fishermen. It supports activities like hatcheries, fish ponds, cage culture, and processing units to modernize the fisheries sector.

✓ LoanLoan at 5% for fisheries infra…

Fisheries and Aquaculture Infrastructure Development Fund

मत्स्य पालन और जलकृषि अवसंरचना विकास निधि

The Fisheries and Aquaculture Infrastructure Development Fund helps fishermen and aquaculture entrepreneurs across India access affordable loans at just 5% interest to build and upgrade their fishing operations. You can use this loan to set up fishing harbours, landing centres, fish processing units, and modern aquaculture facilities to increase your fish production and income. Whether you're a small-scale farmer or commercial fisher, this scheme supports you in modernizing your business and contributing to India's seafood sector. Apply through the Department of Fisheries portal with your Aadhaar, bank details, project report, and land or water body documents.

✓ LoanCredit up to ₹3 lakh at 4% int…

Kisan Credit Card

किसान क्रेडिट कार्ड

The Kisan Credit Card scheme helps farmers get quick and affordable credit for all their agricultural needs - from buying seeds and fertilizers to harvesting crops and maintaining farm equipment. Eligible farmers can borrow up to ₹3 lakh at just 4% interest rate, making it one of the most affordable credit options available. You can apply online through NABARD's website with basic documents like your Aadhaar Card, land records, and bank account details. Farmers of all categories aged 18-75 can benefit from this scheme regardless of their income level.

✓ LoanCredit up to ₹2 lakh at subsid…

Kisan Credit Card for Fishermen and Fish Farmers

मछुआरों और मछली पालकों के लिए किसान क्रेडिट कार्ड

The Kisan Credit Card for Fishermen and Fish Farmers is a special government loan scheme designed to help people working in fishing and fish farming industries. Under this scheme, eligible fishermen and fish farmers can borrow up to ₹2 lakh at lower interest rates to buy essential items like fishing nets, boats, fish feed, and equipment needed for their daily work. You can apply through any bank or your local Department of Fisheries office by submitting your Aadhaar Card, Fishing License, and bank account details.

✓ ServiceMSP procurement guarantee

Minimum Support Price for Minor Forest Produce

लघु वन उपज के लिए न्यूनतम समर्थन मूल्य

Government procurement of 73 minor forest produce items at MSP when market price falls below. Covers items like tendu leaves, bamboo, tamarind, honey, gum etc.

Mission for Integrated Development of Horticulture

समेकित बागवानी विकास मिशन

Subsidies for establishment of new orchards, protected cultivation (polyhouse/shade net), micro-irrigation, post-harvest management, and marketing.

✓ Subsidy40-75% subsidy

✓ ServiceFree training and advisory ser…

NABARD Agricultural Technology Management Agency

नाबार्ड कृषि प्रौद्योगिकी प्रबंधन एजेंसी

NABARD Agricultural Technology Management Agency (ATMA) is a free government program that teaches farmers modern and scientific farming methods to increase their crop yield and income. The scheme provides free training sessions, practical farm demonstrations, and guidance from agricultural experts right in your district. Any farmer aged 18-70 years can join by visiting their local ATMA office or registering online at https://atma-agri.in with just their Aadhaar Card and land records.

✓ LoanProject-based financing

NABARD Rural Infrastructure Development Fund

नाबार्ड ग्रामीण अवसंरचना विकास निधि

The NABARD Rural Infrastructure Development Fund provides loans to state governments for building and improving essential rural infrastructure like irrigation systems, rural roads, bridges, and flood protection structures. This scheme directly benefits farmers and rural communities by ensuring better connectivity and water management in their areas. State governments can apply by submitting a detailed project report and government guarantee to access these funds for their infrastructure development needs.

✓ SubsidyUp to Rs. 90,000 per unit for …

National Beekeeping and Honey Mission

राष्ट्रीय मधुमक्खी पालन और शहद मिशन

The National Beekeeping and Honey Mission is a central government initiative designed to promote beekeeping as a sustainable livelihood option for farmers and rural communities. The scheme aims to increase honey production, improve bee colony management, and create additional income sources through value-added bee products. Beneficiaries receive subsidies for beehives, equipment, training, and market support. The mission focuses on enhancing agricultural productivity, supporting pollination services for crops, and developing the honey industry. It encourages both traditional and modern beekeeping practices, particularly benefiting small and marginal farmers, unemployed youth, and women entrepreneurs seeking income generation in rural areas.

✓ SubsidyVaries based on interventions …

National Food Security Mission

राष्ट्रीय खाद्य सुरक्षा मिशन

The National Food Security Mission is a centrally sponsored scheme aimed at increasing the production of food crops (rice, wheat, pulses, and coarse cereals) and enhancing food security across India. The mission focuses on improving productivity in identified districts through better seeds, fertilizers, technology adoption, and training for farmers. It targets states with low productivity and areas where food production needs improvement. Farmers receive support through improved agricultural practices, subsidized inputs, and technical guidance. The scheme benefits small and marginal farmers by providing them with resources and knowledge to increase crop yields and income, thereby contributing to national food security.

✓ SubsidyUp to 50% subsidy on capital i…

National Horticulture Mission

राष्ट्रीय बागवानी मिशन

The National Horticulture Mission is a centrally sponsored scheme launched to accelerate the development of horticulture sector in India. It focuses on promoting cultivation of fruits, vegetables, spices, flowers, and other horticultural crops across all states. The scheme provides financial assistance and technical support to farmers for establishing horticulture farms, improving productivity, and adopting modern farming techniques. It supports both individual farmers and farmer groups/clusters for horticultural development. Benefits include subsidies for farm establishment, irrigation systems, greenhouse construction, and post-harvest management infrastructure. The mission aims to increase farmer income, create employment in rural areas, and ensure food security through diversified crop production. It covers area expansion, productivity improvement, and value addition in horticulture.

National Livestock Mission

राष्ट्रीय पशुधन मिशन

Supports entrepreneurship in poultry, sheep, goat, pig, and feed/fodder development with 50% subsidy on bankable projects up to Rs.50 lakh.

✓ Subsidy50% subsidy

✓ SubsidyUp to 50% subsidy on inputs

National Mission for Sustainable Agriculture

सतत कृषि राष्ट्रीय मिशन

Promotes sustainable agriculture through soil health management, rainfed area development, climate change adaptation, and organic farming.

✓ ServiceTraining and advisory

National Mission on Agricultural Extension and Technology

कृषि विस्तार एवं प्रौद्योगिकी राष्ट्रीय मिशन

Strengthens agricultural extension system through ATMA, farmer training, technology dissemination, and ICT-based advisory services at block level.

✓ SubsidyUp to 50% subsidy on seeds and…

National Mission on Oilseeds and Oil Palm

राष्ट्रीय तिलहन और तेल पाम मिशन

The National Mission on Oilseeds and Oil Palm is a central government initiative to boost domestic oilseed and oil palm production in India. The scheme aims to increase oil self-sufficiency by promoting cultivation of oilseed crops like soybean, sunflower, safflower, and oil palm across suitable agro-climatic regions. It provides financial assistance, quality seeds, modern farming techniques, and market linkages to farmers. The mission supports infrastructure development for processing and value addition. Benefits include subsidies on seeds and inputs, training programs on advanced agricultural practices, and guaranteed minimum support prices. Beneficiaries include marginal, small, and large farmers engaged in oilseed cultivation. The scheme operates across all states through state agriculture departments, encouraging sustainable and profitable oilseed farming.

✓ SubsidyDairy infrastructure support

National Programme for Dairy Development

राष्ट्रीय डेयरी विकास कार्यक्रम

Strengthens dairy cooperative infrastructure — milk procurement, processing, chilling plants, and quality testing labs. Covers cooperative and farmer producer organisations.

✓ SubsidyUp to 50% of project cost as s…

Operation Greens

ऑपरेशन ग्रीन्स

Operation Greens is a central sector scheme launched by the Ministry of Food Processing Industries to promote integrated value chain development for perishable agricultural commodities, particularly fruits and vegetables. The scheme aims to increase the availability and consumption of these nutritious foods while reducing post-harvest losses and price volatility. It supports farmers, FPOs, exporters, and processors through financial assistance for setting up cold chains, storage facilities, processing units, and e-commerce platforms. Beneficiaries receive grants up to 50% of project cost for infrastructure development. The scheme enhances market linkages, enables better price realization for farmers, and creates employment opportunities across the agricultural supply chain.

✓ SubsidyRs.50,000/hectare over 3 years

Paramparagat Krishi Vikas Yojana

परम्परागत कृषि विकास योजना

Rs.50,000/hectare for 3 years to promote organic farming in clusters of 20 hectares each. Covers inputs, certification, and value addition.

✓ SubsidyUp to 50-90% subsidy on micro-…

Per Drop More Crop

प्रति बूंद अधिक फसल

Per Drop More Crop is a central government scheme aimed at improving irrigation efficiency and increasing agricultural productivity. It promotes micro-irrigation techniques like drip irrigation and sprinkler systems to farmers across India. The scheme helps farmers reduce water consumption, increase crop yield, and save on input costs. It provides financial assistance and subsidies to install modern irrigation infrastructure on agricultural land. Beneficiaries receive support for purchasing and installing equipment, technical training, and guidance on water management. The scheme particularly benefits small and marginal farmers in water-scarce regions, helping them adopt sustainable farming practices while improving their income and ensuring food security.

✓ GrantGrant up to ₹18 lakh over 3 ye…

PM Kisan FPO Scheme

पीएम किसान एफपीओ योजना

The PM Kisan FPO Scheme helps small and marginal farmers by providing financial grants up to ₹18 lakh over 3 years to Farmer Producer Organizations (FPOs). Through this scheme, farmers can pool their resources together, reduce production costs, and sell their produce at better prices by operating as a collective group. The grant can be used for buying equipment, building infrastructure, training farmers, and creating market connections. To apply, your FPO must be registered and you need to submit a business plan with member details to SFAC India through their official website.

✓ Pension₹3,000/month pension after 60 …

PM Kisan Maan Dhan Yojana

प्रधानमंत्री किसान मान-धन योजना

PM Kisan Maan Dhan Yojana is a government pension scheme that helps small and marginal farmers build a secure retirement fund. Farmers aged 18-40 can join by contributing a small monthly amount (₹55-₹200 depending on age), and the government will match their contribution equally. After you turn 60, you will receive a guaranteed monthly pension of ₹3,000 for life, ensuring financial security in your old age. You can apply online at maandhan.in or visit your nearest Common Service Centre with your Aadhaar card and bank account details.

✓ SubsidyUp to Rs. 10 crore per unit; s…

PM Kisan Sampada Yojana

प्रधानमंत्री किसान संपदा योजना

PM Kisan Sampada Yojana is a central scheme launched by the Ministry of Food Processing Industries to boost food processing sector in India. The scheme aims to create modern infrastructure for food processing, reduce agricultural waste, increase farmer income, and create employment opportunities. It supports setting up food processing units, modernization of existing units, and development of food parks and cold chain infrastructure. The scheme provides financial assistance in the form of subsidies and concessional loans to entrepreneurs, farmer groups, startups, and food processing enterprises across the country. It covers processing of agricultural produce including fruits, vegetables, meat, fish, dairy, and spices.

✓ SubsidySubsidy up to 60% for SC/ST/Wo…

PM Matsya Sampada Yojana

प्रधानमंत्री मत्स्य संपदा योजना

PM Matsya Sampada Yojana is a government scheme that helps farmers and fishermen start or expand fish farming businesses with financial support from the government. Under this scheme, you can get a subsidy of up to 60% to build fish ponds, tanks, and buy modern fishing equipment, which reduces your investment cost significantly. This scheme is open to all Indian citizens aged 18-65 across the country, regardless of income. You can apply online at pmmsy.dof.gov.in by submitting your Aadhaar card, bank account details, and land ownership documents.

✓ CashRs.6,000/year (Rs.2,000 x 3)

PM-KISAN Samman Nidhi

पीएम-किसान सम्मान निधि

Rs.6,000/year in three instalments to all land-holding farmer families across India through direct benefit transfer.

✓ ServiceRoad upgradation infrastructur…

PMGSY Phase II — Road Upgradation

पीएमजीएसवाई चरण II — सड़क उन्नयन

PMGSY Phase II upgrades rural roads that were built under Phase I to better quality standards with improved surfaces, drainage systems, and safety features. This scheme helps villages that already have basic road connectivity to get stronger, safer roads that are easier to travel on throughout the year. Your Gram Panchayat can apply for road upgradation through the official PMGSY portal at pmgsy.nic.in by submitting village records and details of roads needing improvement.

✓ ServiceVillage-level infrastructure d…

Pradhan Mantri Adi Adarsh Gram Yojana

प्रधानमंत्री आदि आदर्श ग्राम योजना

The Pradhan Mantri Adi Adarsh Gram Yojana is a government initiative that transforms tribal villages across India by building essential infrastructure like roads, electricity, clean water systems, health centers, and schools. Along with infrastructure, the scheme provides livelihood programs to help tribal communities earn better incomes and improve their quality of life. Scheduled Tribe (ST) communities living in villages are eligible to benefit from this scheme. To apply, villagers should contact their Village Panchayat with an ST Certificate and required documents, or visit the Ministry of Tribal Affairs website.

✓ InsuranceCrop loss coverage

Pradhan Mantri Fasal Bima Yojana

प्रधानमंत्री फसल बीमा योजना

The Pradhan Mantri Fasal Bima Yojana is a crop insurance scheme that protects farmers from financial losses when their crops fail due to natural disasters, pests, diseases, or other unexpected events. Farmers pay a small premium (usually 2% for crops) and receive compensation if their crops are damaged or fail, helping them recover losses and continue farming without debt. The scheme covers all types of farmers across India, and you can apply online at pmfby.gov.in or through your nearest bank or agricultural office by submitting your Aadhaar, land records, and sowing certificate.

✓ ServiceRoad connectivity infrastructu…

Pradhan Mantri Gram Sadak Yojana

प्रधानमंत्री ग्राम सड़क योजना

The Pradhan Mantri Gram Sadak Yojana (PMGSY) is a flagship government program that builds and maintains all-weather roads in rural villages lacking proper connectivity. It directly benefits farmers by providing easy access to markets to sell their produce, helps students reach schools, and enables patients to quickly reach hospitals and medical facilities. Your village Panchayat can apply through the official PMGSY portal (pmgsy.nic.in) with village records to get roads constructed at no cost to residents.

Pradhan Mantri Kisan Samman Nidhi

प्रधानमंत्री किसान सम्मान निधि

Pradhan Mantri Kisan Samman Nidhi (PM-KISAN) is a central government scheme that provides direct income support to farmers across India. Under this scheme, eligible farmers receive Rs. 6,000 per year in three equal installments of Rs. 2,000 each. The amount is directly transferred to the farmer's bank account every four months. The scheme aims to supplement the income of small and marginal farmers and help them meet their agricultural expenses and other needs. There are no restrictions on the type of crops grown or land holdings. The scheme covers all landholding farmers, including tenant farmers and sharecroppers, subject to certain exclusion criteria for high-income earners and government employees.

✓ CashRs. 6,000 per year

✓ Subsidy45-55% subsidy on micro-irriga…

Pradhan Mantri Krishi Sinchai Yojana

प्रधानमंत्री कृषि सिंचाई योजना

Subsidies of 55% (small/marginal) and 45% (others) on drip and sprinkler irrigation systems under Per Drop More Crop component.

✓ SubsidySubsidy on irrigation equipmen…

Pradhan Mantri Krishi Sinchayee Yojana

प्रधानमंत्री कृषि सिंचाई योजना

The Pradhan Mantri Krishi Sinchayee Yojana is a central government scheme that provides subsidies to farmers for purchasing modern irrigation equipment like drip irrigation systems and sprinklers. This helps farmers water their fields more efficiently, save water, reduce costs, and improve groundwater levels across India. All Indian farmers aged 18-100 with valid land records can apply regardless of income or caste. You can apply online at pmksy.gov.in by submitting your Aadhaar card, land documents, and bank details to receive financial assistance for irrigation infrastructure.

Pradhan Mantri Matsya Sampada Yojana

प्रधानमंत्री मत्स्य सम्पदा योजना

Financial assistance for fish production, infrastructure, and modernisation. 40-60% subsidy on fish farming, hatchery, feed mill, and cold chain units.

✓ Subsidy40-60% subsidy

✓ ServiceBreed improvement support

Rashtriya Gokul Mission

राष्ट्रीय गोकुल मिशन

Development and conservation of indigenous cattle breeds through Gokul Grams, genomic selection, IVF, and sexed semen technology.

✓ SubsidyProject-based funding

Rashtriya Krishi Vikas Yojana

राष्ट्रीय कृषि विकास योजना

Incentivises states to increase public investment in agriculture through flexi-funds for infrastructure, innovation, and agri-enterprise development.

✓ CashRs.10,000/acre/season

Rythu Bandhu Scheme (Telangana)

రైతు బంధు పథకం (తెలంగాణ)

Rs.10,000 per acre per season (Rabi + Kharif) to all land-owning farmers in Telangana for farm investment support. No income ceiling.

Silk Samagra - Integrated Sericulture Development

सिल्क समग्र - एकीकृत रेशम विकास

Promotion of sericulture through mulberry cultivation, silkworm rearing, and post-cocoon technology. 50-90% subsidy for NE/tribal states.

✓ Subsidy50-90% subsidy

✓ GrantVenture capital up to ₹50 lakh

Small Farmers Agribusiness Consortium

लघु किसान कृषि व्यापार संघ

The Small Farmers Agribusiness Consortium (SFAC) helps small and marginal farmers turn their agricultural dreams into profitable businesses. Under this scheme, eligible farmers can receive grants up to ₹50 lakh to start or expand agribusiness projects like processing units, export businesses, and modern farming ventures. Whether you want to introduce new farming technologies, improve crop productivity, or add value to your produce, this scheme provides the financial support you need. Simply prepare a detailed project report and business plan, and apply on the official SFAC website with your company registration and bank account details.

✓ ServiceFree soil testing

Soil Health Card Scheme

मृदा स्वास्थ्य कार्ड योजना

The Soil Health Card Scheme is a completely free government program that helps farmers across India improve their farm productivity by understanding their soil better. Under this scheme, the government conducts free soil testing for your farmland and provides you with a detailed Soil Health Card that shows the nutrient levels in your soil along with personalized recommendations on which fertilizers and nutrients to use. By following these recommendations, farmers can use fertilizers more efficiently, save money on unnecessary purchases, and significantly increase their crop yield. You can apply online at the official portal by simply submitting your Aadhaar Card and land records.

✓ Subsidy40-80% subsidy on farm equipme…

Sub-Mission on Agricultural Mechanisation (SMAM)

कृषि यंत्रीकरण उप-मिशन

Subsidy of 40-50% on purchase of farm machinery and equipment. Higher subsidy (50-80%) for SC/ST/women farmers and NE states.

✓ SubsidyUp to 50% subsidy on equipment…

Sub-Mission on Agricultural Mechanization

कृषि यंत्रीकरण पर उप-मिशन

The Sub-Mission on Agricultural Mechanization aims to promote modern farming equipment and machinery adoption across India to enhance agricultural productivity and reduce farming costs. The scheme provides financial assistance to farmers, custom hiring centers, and agricultural entrepreneurs to purchase tractors, harvesters, threshers, and other mechanized equipment. It focuses on bridging the gap between mechanization availability and farmer accessibility, particularly in underserved regions. Beneficiaries receive subsidies covering 40-50% of equipment cost, with special provisions for women farmers, SC/ST farmers, and small/marginal farmers. The scheme also supports demonstration activities, training programs, and awareness campaigns to promote mechanized farming practices and sustainable agriculture across rural India.

Accessible India Campaign - Sugamya Bharat Abhiyan

सुलभ भारत अभियान - एक्सेसिबल इंडिया कैंपेन

The Accessible India Campaign is a nationwide flagship initiative launched by the Department of Empowerment of Persons with Disabilities to make India accessible to all persons with disabilities. The scheme focuses on three pillars: built environment accessibility, transportation accessibility, and information and communication technology (ICT) accessibility. It aims to remove physical, social, and attitudinal barriers faced by persons with disabilities in public spaces, government buildings, transportation systems, and digital platforms. The campaign provides guidelines, technical support, and financial assistance to ensure that public infrastructure, services, and facilities are accessible and inclusive for all citizens with disabilities.

✓ In-kindFree aids and appliances

ADIP Scheme - Aids and Appliances for Disabled

विकलांगों को सहायक उपकरण योजना

Free distribution of durable, sophisticated aids and appliances to PwDs to improve their capabilities. Income limit Rs.20,000/month.

✓ Service10 kg foodgrains per month (fr…

Annapurna Scheme

अन्नपूर्णा योजना

The Annapurna Scheme is a central government social security initiative designed to provide food security to senior citizens aged 65 years and above who are destitute and not covered under any other social security scheme. Under this scheme, the government provides free foodgrains (wheat or rice) to eligible beneficiaries on a monthly basis. The primary objective is to ensure that no elderly person in the country goes hungry due to poverty or lack of family support. The scheme operates through the Public Distribution System (PDS) and state governments. Beneficiaries receive 10 kg of foodgrains per month at no cost, helping them meet their basic nutritional needs and maintain dignity in their old age. This scheme particularly benefits those without adequate family support or means of livelihood.

✓ EquipmentAids/appliances worth ₹10,000-…

Assistance to Disabled Persons for Aids/Appliances

दिव्यांगजनों को सहायक उपकरण योजना

This scheme provides modern aids and appliances to Indian citizens with disabilities (40% or more) to help them live independently and improve their quality of life. The government covers the cost of equipment like wheelchairs, hearing aids, artificial limbs, and other assistive devices worth ₹10,000 to ₹1,00,000 depending on your type of disability and needs. To apply, visit ALIMCO's website or office with your Aadhaar card, disability certificate, income proof, and bank details. The scheme is available to all disabled persons across India regardless of age, caste, or gender.

✓ CashMultiple welfare benefits

Building and Other Construction Workers Welfare

भवन एवं अन्य निर्माण कामगार कल्याण

Welfare benefits for registered construction workers including pension, education assistance for children, maternity, medical, housing, and accident cover.

✓ ServiceElectricity connection for rur…

Deen Dayal Upadhyaya Gram Jyoti Yojana

दीन दयाल उपाध्याय ग्राम ज्योति योजना

The Deen Dayal Upadhyaya Gram Jyoti Yojana is a central government scheme designed to bring reliable 24/7 electricity to rural households across India. Under this scheme, the government upgrades electrical infrastructure in villages by strengthening sub-transmission and distribution networks to ensure consistent power supply. If you live in a rural area and need a stable electricity connection for your home, you can apply by visiting the official website with your BPL Card or Aadhaar Card along with your Ration Card. This scheme ensures that rural families get the same quality of electricity service as urban areas.

✓ Training, Service, SubsidyVaries based on training type …

Deendayal Disabled Rehabilitation Scheme

दीनदयाल दिव्यांग पुनर्वास योजना

The Deendayal Disabled Rehabilitation Scheme is a central government initiative designed to provide comprehensive support and rehabilitation services to persons with disabilities across India. The scheme aims to improve the quality of life of disabled individuals through vocational training, skill development, employment assistance, and financial support. It covers both physical and mental disabilities and provides services including medical rehabilitation, educational support, livelihood training, and assistive devices. Beneficiaries receive counseling, training in various trades, and job placement assistance. The scheme also supports the establishment of rehabilitation centers and sheltered workshops to provide sustainable employment opportunities. It is implemented through voluntary organizations, NGOs, and government agencies to ensure disabled persons achieve maximum independence and social integration.

✓ CashRs. 50,000 to Rs. 2,50,000

Dr Ambedkar Scheme for Social Integration through Inter-Caste Marriage

डॉ अंबेडकर योजना अंतरजातीय विवाह के माध्यम से सामाजिक एकीकरण के लिए

The Dr Ambedkar Scheme for Social Integration through Inter-Caste Marriage is a central government initiative designed to promote social harmony and integration by encouraging marriages between individuals from different castes. The scheme provides financial assistance to couples who marry across caste boundaries, promoting the values of equality and social cohesion as envisioned by Dr B.R. Ambedkar. Eligible couples receive a cash grant to support their marriage and post-marriage settlement. The scheme is open to couples where at least one partner belongs to a Scheduled Caste (SC) category and the marriage is solemnized across caste lines. The primary objective is to reduce caste-based discrimination, promote inter-caste relationships, and build a more inclusive society. The scheme is implemented across all states and union territories through the Ministry of Social Justice and Empowerment.

✓ InsuranceRs.2 lakh accident insurance

e-Shram Card for Unorganised Workers

ई-श्रम कार्ड असंगठित कामगारों के लिए

National database of unorganised workers with accident insurance of Rs.2 lakh (death/permanent disability) and Rs.1 lakh (partial disability) under PMSBY.

✓ GrantUp to Rs. 25 lakh per project …

Grants-in-Aid to Voluntary Organisations for ST Welfare

अनुसूचित जनजाति कल्याण के लिए स्वैच्छिक संगठनों को अनुदान

This scheme provides financial grants to registered voluntary organisations (NGOs) and non-profit institutions working for the welfare and development of Scheduled Tribe (ST) communities across India. The grants support various ST welfare programs including education, health, livelihood, skill development, cultural preservation, and socio-economic empowerment. Eligible organisations can receive funds to implement projects that directly benefit ST populations in rural and urban areas. The scheme aims to strengthen grassroots-level interventions by voluntary organisations and promote community participation in tribal development. Grants are disbursed based on project proposals, implementation capacity, and demonstrated impact on ST communities.

✓ ServiceShelter and care services

Integrated Programme for Senior Citizens (IPSrC)

वरिष्ठ नागरिकों के लिए एकीकृत कार्यक्रम

Grants to NGOs/voluntary organisations for running old age homes, day care centres, mobile medicare units, and helplines (14567) for senior citizens.

✓ ServiceInfrastructure and welfare ser…

Multi-Sectoral Development Programme for Minorities

अल्पसंख्यकों के लिए बहु-क्षेत्रीय विकास कार्यक्रम

The Multi-Sectoral Development Programme for Minorities is a central government scheme that brings essential infrastructure and services to districts with large minority populations. Under this scheme, the government builds and upgrades schools, health centers, water supply systems, and community facilities so that minority communities can access better basic services. All members of recognized minority communities are eligible to benefit from these improved facilities and infrastructure. To apply, you need to submit your Aadhaar Card, Minority Community Certificate, and Income Certificate at the official website or your local minority affairs office.

✓ ServiceFree legal representation

NALSA Free Legal Aid

नालसा निःशुल्क कानूनी सहायता

Free legal aid to SC/ST, women, children, disabled, victims of trafficking, industrial workmen, and persons with income below Rs.1 lakh per annum.

National Action Plan for Drug Demand Reduction

नशीली दवाओं की मांग में कमी के लिए राष्ट्रीय कार्य योजना

The National Action Plan for Drug Demand Reduction is a comprehensive initiative by the Ministry of Social Justice and Empowerment to combat drug abuse and addiction across India. The scheme focuses on prevention, treatment, rehabilitation, and social reintegration of drug users through a multi-pronged approach. It aims to reduce drug demand by strengthening de-addiction centers, providing counseling services, conducting awareness programs in schools and communities, and training healthcare and social workers. The plan targets vulnerable populations including youth, students, and economically disadvantaged groups. Benefits include access to free or subsidized treatment and rehabilitation services, vocational training for recovered individuals, and community support programs. The scheme works across states through coordination with NGOs, healthcare facilities, and law enforcement agencies to create a supportive ecosystem for recovery and prevention.

National Family Benefit Scheme

राष्ट्रीय परिवार लाभ योजना

Lump sum grant of Rs.20,000 to the bereaved household on the death of the primary breadwinner (aged 18-59) in a BPL family.

✓ CashRs.20,000 one-time

National Social Assistance Programme

राष्ट्रीय सामाजिक सहायता कार्यक्रम

The National Social Assistance Programme is a government pension scheme that provides monthly financial support to India's poorest and most vulnerable citizens. If you are aged 60 or above, a widow, or living with a disability and earn less than ₹2 lakh per year, you can receive a monthly pension of ₹200-500 to help cover your basic living expenses. The scheme is available across all Indian states for all communities. You can apply online at nsap.nic.in by submitting your Aadhaar Card, age proof, BPL Card, and bank account details.

✓ Pension₹200-500/month

✓ ServiceVaries based on service type -…

National Trust for the Welfare of Persons with Autism, Cerebral Palsy, Mental Illness and Multiple Disabilities

राष्ट्रीय न्यास आत्मविश्वास, सेरेब्रल पाल्सी, मानसिक बीमारी और बहु-विकलांगता वाले व्यक्तियों के कल्याण के लिए

The National Trust Schemes provide comprehensive support and welfare services for persons with disabilities including autism, cerebral palsy, mental illness, and multiple disabilities. The scheme aims to ensure the welfare and protect the interests of persons with these disabilities through registration, maintenance of detailed profiles, and ensuring long-term care and support. Beneficiaries can avail services including residential care facilities, day care centers, vocational training, recreational activities, and financial assistance. The scheme is particularly focused on providing security and care for persons with disabilities whose parents or guardians are unable to care for them. Registration with National Trust enables access to various welfare schemes and ensures proper guardianship arrangements.

✓ CashLPG subsidy directly to bank a…

PAHAL — Direct Benefit Transfer for LPG

पहल — एलपीजी के लिए प्रत्यक्ष लाभ हस्तांतरण

PAHAL is a government scheme that provides LPG cooking gas subsidy directly to your bank account instead of offering cheaper cylinders at the store. Every time you purchase an LPG cylinder, the subsidy amount is automatically transferred to your linked bank account within 3 days, making the process transparent and faster. This scheme is available to all Indian citizens with a valid LPG connection and Aadhaar card, helping you save money on cooking gas while reducing your trips to the cylinder distributor.

✓ ServiceVaries by intervention type - …

PM JANMAN - Particularly Vulnerable Tribal Groups Mission

पीएम जनमन - विशेष रूप से कमजोर जनजातीय समूह मिशन

PM JANMAN is a centrally sponsored scheme launched by the Ministry of Tribal Affairs to improve the quality of life of Particularly Vulnerable Tribal Groups (PVTGs). The scheme focuses on providing basic amenities, education, healthcare, livelihood support, and social security to the most marginalized tribal communities. It aims to ensure access to clean drinking water, sanitation, electricity, quality education, and skill development. The scheme operates through convergence with existing government programs and targeted interventions. It covers approximately 75 PVTGs spread across 18 states and Union Territories. Beneficiaries receive support for housing, income generation activities, and access to essential services. The scheme emphasizes community participation and sustainable development while preserving tribal culture and traditions.

✓ Pension₹3,000/month pension after 60 …

PM Shram Yogi Maan-dhan

प्रधानमंत्री श्रम योगी मान-धन

PM Shram Yogi Maan-dhan is a government pension scheme that provides financial security to unorganized workers like street vendors, rickshaw pullers, construction workers, and self-employed individuals. You contribute a small fixed amount every month based on your age, and the government matches your contribution equally at no extra cost. After you turn 60 years old, you receive a guaranteed pension of ₹3,000 per month for life. You can apply online at maandhan.in or visit your nearest Common Service Centre with just your Aadhaar card and bank account details.

✓ SubsidySubsidy up to ₹78,000 + 300 un…

PM Surya Ghar Muft Bijli Yojana

पीएम सूर्य घर मुफ्त बिजली योजना

The PM Surya Ghar Muft Bijli Yojana helps Indian households install free rooftop solar panels on their homes to generate clean electricity and reduce electricity bills. Under this scheme, eligible families can receive a government subsidy of up to ₹78,000 and get 300 units of free electricity every month, making it easier to afford power. Any Indian citizen aged 18 or above can apply regardless of income by visiting pmsuryaghar.gov.in with their Aadhaar Card, electricity bill, and property documents.

✓ In-kindFree LPG connection + refill

PM Ujjwala Yojana 2.0

पीएम उज्ज्वला योजना 2.0

Free LPG gas connection to adult women of poor households. Includes first refill and hot plate free. No documents required for migrants.

✓ ServiceVaries by project component, u…

Pradhan Mantri Adarsh Gram Yojana

प्रधानमंत्री आदर्श ग्राम योजना

Pradhan Mantri Adarsh Gram Yojana is a centrally sponsored scheme aimed at developing model villages across India. The scheme focuses on holistic village development by improving infrastructure, sanitation, education, healthcare, and livelihood opportunities in selected villages. Under this scheme, villages are developed as demonstration or model villages to serve as examples for other villages in the region. The scheme emphasizes social inclusion, environmental sustainability, and community participation. It provides financial support for construction of community facilities, skill development training, and strengthening of local governance systems. The primary objective is to create socio-economically advanced villages that can serve as reference points for rural development in their respective areas.

✓ Food5 kg free grain/person/month

Pradhan Mantri Garib Kalyan Anna Yojana

प्रधानमंत्री गरीब कल्याण अन्न योजना

The Pradhan Mantri Garib Kalyan Anna Yojana is India's largest food security program that provides 5 kilograms of free foodgrains every month to over 80 crore poor and vulnerable families. If you are registered under the National Food Security Act, you can collect your entitled grains from your local ration shop without paying any money. This scheme ensures food security for economically weaker sections and helps reduce the financial burden on poor households by providing essential grains at no cost.

✓ GrantProject-based infrastructure g…

Pradhan Mantri Jan Vikas Karyakram

प्रधानमंत्री जन विकास कार्यक्रम

The Pradhan Mantri Jan Vikas Karyakram is a central government scheme designed to develop infrastructure in areas with significant minority populations. It provides grants to build schools, hospitals, skill centers, and markets that create economic opportunities and improve living standards. Communities and local organizations in minority-concentrated regions can apply for project-based grants through the Ministry of Minority Affairs to develop essential facilities that benefit their area.

✓ ServiceFree LPG connection + first cy…

Pradhan Mantri Ujjwala Yojana

प्रधानमंत्री उज्ज्वला योजना

The Pradhan Mantri Ujjwala Yojana is a flagship government scheme that provides completely free LPG gas connections to eligible women from Below Poverty Line (BPL) households across India. Under this scheme, beneficiary women receive a free LPG connection, first cylinder, and safety equipment at no cost, helping them switch from harmful cooking fuels like wood, coal, and kerosene to clean cooking gas. This improves the health and safety of women and children in poor households. You can apply online at pmuy.gov.in or visit your nearest LPG distributor with your Aadhaar card, BPL card, and bank details.

✓ In-kindFree assistive devices

Rashtriya Vayoshri Yojana

राष्ट्रीय वयोश्री योजना

Free distribution of living aids like walking sticks, hearing aids, spectacles, wheelchairs, and dentures to BPL senior citizens aged 60+.

✓ CashRs.4,500/month during ban

Savings-cum-Relief for Fishermen during Ban Period

मत्स्य बंदी अवधि में बचत सह राहत

Monthly savings of Rs.1,500 by fishermen with government matching contribution of Rs.1,500 during fishing ban period. Relief of Rs.4,500 during lean months.

✓ In-kindAids up to Rs.10,000

Scheme for Implementation of Persons with Disabilities Act (SIPDA)

विकलांग व्यक्तियों के अधिनियम कार्यान्वयन योजना

Financial assistance for aids and appliances, scholarships, skill training, barrier-free environment, and awareness generation for PwDs.

✓ ["Service","Subsidy","Training","Certificate"]Varies - depends on specific s…

Scheme for Implementation of Rights of Persons with Disabilities Act

विकलांग व्यक्तियों के अधिकार अधिनियम के कार्यान्वयन की योजना

SIPDA is a central sector scheme designed to implement the Rights of Persons with Disabilities (RPwD) Act, 2016. It aims to ensure inclusive development and empowerment of persons with disabilities through various initiatives including rehabilitation services, skill development training, assistive devices distribution, and accessibility improvements. The scheme covers both urban and rural areas across India and provides support through multiple programs such as grants for setting up disability centers, capacity building of professionals, awareness campaigns, and financial assistance for rehabilitation. Beneficiaries include persons with disabilities of all ages and types, their caregivers, and service providers. The scheme promotes mainstreaming of disabled persons in society through education, employment, healthcare, and social integration.

Scheme for Prevention of Alcoholism and Substance Abuse

मद्यपान और नशीली दवाओं के दुरुपयोग की रोकथाम की योजना

This Central Sector Scheme, implemented by the Ministry of Social Justice and Empowerment, aims to prevent alcoholism and substance abuse across India. The scheme focuses on awareness generation, community mobilization, treatment and rehabilitation services for persons with substance use disorders, and capacity building of service providers. It supports the establishment and operation of de-addiction centers, rehabilitation facilities, and counseling services. The scheme benefits individuals struggling with alcohol and drug addiction, their families, and communities. Key components include preventive education in schools and colleges, treatment services through government and NGO facilities, vocational rehabilitation training, and psychosocial support. The program works to reduce the social and health burden of substance abuse through a comprehensive, multi-sectoral approach involving health workers, social workers, and community organizations.

✓ Savings8.2% interest per annum quarte…

Senior Citizen Savings Scheme

वरिष्ठ नागरिक बचत योजना

The Senior Citizen Savings Scheme is a government-backed savings program designed specifically for senior citizens aged 60 years and above who want a safe and reliable way to earn regular income. The scheme offers one of the highest interest rates available at 8.2% per annum, with interest paid to you every quarter (every 3 months). You can open an account at any post office across India with simple documents like Aadhaar, age proof, and PAN card, making it easy and accessible for all senior citizens.

✓ SubsidyVaries by project and state al…

Special Central Assistance to Tribal Sub-Scheme

आदिवासी उप-योजना को विशेष केंद्रीय सहायता

The Special Central Assistance to Tribal Sub-Scheme is a central government initiative designed to support the development and welfare of tribal communities across India. The scheme provides financial assistance and resources to states and union territories for implementing tribal development programs. It focuses on improving education, healthcare, livelihood opportunities, and overall socio-economic conditions of tribal populations. The scheme ensures that tribal communities receive targeted support for skill development, entrepreneurship, and community infrastructure projects. States can utilize the assistance to launch programs that address specific needs of their tribal populations, including women and youth empowerment initiatives.

✓ ServiceVaries based on project propos…

Strengthening of Machinery for Enforcement of PCR Act

पीसीआर अधिनियम के प्रवर्तन के लिए मशीनरी को मजबूत करना

This scheme aims to strengthen the institutional framework and enforcement machinery for the implementation of the Prevention of Cruelty to Animals (PCA) Act, 1960. It provides financial and technical support to establish and upgrade animal welfare infrastructure, including animal shelters, rescue centers, and veterinary facilities across India. The scheme targets animal welfare organizations, state governments, and local authorities to ensure effective prevention and prosecution of animal cruelty cases. Key benefits include funding for infrastructure development, training of enforcement officials, capacity building of animal welfare organizations, and establishment of dedicated animal welfare boards. The scheme seeks to create a robust mechanism for protecting animals from cruelty and ensuring their welfare through coordinated enforcement efforts at national and state levels.

✓ Cash₹12,000 for toilet constructio…

Swachh Bharat Mission — Gramin

स्वच्छ भारत मिशन — ग्रामीण

Swachh Bharat Mission — Gramin provides ₹12,000 cash assistance to Below Poverty Line (BPL) families in rural areas to build individual household toilets. This scheme is available across all states in India and helps improve sanitation and public health in villages. If you are eligible, you can apply online at sbmg.gov.in by submitting your Aadhaar Card, BPL Card, and bank account details to receive the financial aid directly into your account.

✓ Cash₹10 lakh per SC household

Telangana Dalit Bandhu Scheme

తెలంగాణ దళిత్ బంధు పథకం

The Telangana Dalit Bandhu Scheme is a government initiative that provides Rs.10 lakh in direct cash assistance to Scheduled Caste (SC) households in Telangana to help them start their own business or invest in productive activities. This financial support aims to promote economic independence and entrepreneurship among SC communities. Eligible SC citizens aged 18-65 can apply online through the official portal by submitting basic documents like Aadhaar Card, SC Certificate, Bank Account details, and Ration Card.

✓ ServiceFree legal consultation

Tele-Law Service

टेली-लॉ सेवा

Free legal consultation via video conference at Common Service Centres. Panel lawyers advise on property disputes, family law, criminal matters, and entitlements.

✓ CertificateNo direct cash benefit - provi…

Unique Disability ID Project - UDID

अनन्य विकलांगता आईडी परियोजना - यूडीआईडी

The UDID scheme is a centralized digital identification system for persons with disabilities in India. It provides a unique 12-digit ID number to registered disabled individuals, enabling streamlined access to government benefits and services. The card serves as proof of disability and helps persons with disabilities avail themselves of various social security schemes, employment opportunities, educational concessions, transportation discounts, and other welfare services across India. The scheme ensures transparency in disability certification and prevents fraudulent claims. Registration is voluntary and free for all persons with disabilities regardless of age, gender, or income status. The UDID database is maintained at national and state levels for efficient service delivery and benefit distribution.

✓ ["Insurance","Pension","Service"]Varies based on scheme compone…

Unorganised Workers Social Security Scheme

असंगठित कामगार सामाजिक सुरक्षा योजना

The Unorganised Workers Social Security Scheme is a central government initiative designed to provide social security coverage to unorganised sector workers across India. The scheme aims to ensure financial protection and social security benefits to workers engaged in informal employment who lack employer-sponsored benefits. It provides coverage under multiple social security schemes including health insurance, disability benefits, old age pension, and life insurance. The scheme covers workers like street vendors, home-based workers, agricultural laborers, daily wage workers, and other informal sector employees. Beneficiaries receive subsidized or free health insurance, accident coverage, and pension benefits depending on their contribution capacity and the specific social security scheme they enroll in.

✓ SubsidyVaries based on project scope …

Waqf Development Scheme

वक्फ विकास योजना

The Waqf Development Scheme is a centralized initiative by the Ministry of Minority Affairs aimed at the overall development and management of Waqf properties across India. The scheme focuses on improving the infrastructure, maintenance, and utilization of Waqf assets for the welfare of Muslim communities and other beneficiaries. It provides financial assistance for repair, renovation, and modernization of Waqf buildings, educational institutions, healthcare facilities, and community centers. The scheme ensures proper documentation, legal clarity, and sustainable development of Waqf properties. It benefits Waqf Boards, religious institutions, educational establishments, and communities dependent on Waqf resources. Through this scheme, the government aims to preserve cultural heritage while enhancing service delivery to communities relying on Waqf properties.

✓ InsuranceRs.5 lakh/family/year

Ayushman Bharat - PM Jan Arogya Yojana

आयुष्मान भारत - पीएम जन आरोग्य योजना

Health coverage of Rs.5 lakh per family per year for secondary and tertiary care hospitalisation. Covers 12 crore poor families at 25,000+ empanelled hospitals.

Ayushman Bharat Health and Wellness Centres

आयुष्मान भारत स्वास्थ्य और कल्याण केंद्र

Ayushman Bharat Health and Wellness Centres (AB-HWCs) is a Central Government initiative to establish primary healthcare facilities across India. The scheme aims to provide free, comprehensive primary health services including preventive, promotive, and curative care at the grassroots level. Under this program, health and wellness centres are set up in villages and urban areas to deliver services like antenatal care, immunization, family planning, management of non-communicable diseases, and basic diagnostic tests. The centres are staffed with health workers who provide services free of cost to all citizens regardless of income or social status. This initiative bridges the gap between communities and tertiary care facilities by ensuring early detection and management of health conditions at the primary level.

✓ ServiceFree Services

✓ Insurance₹5 lakh health coverage per fa…

Ayushman Bharat PM-JAY

आयुष्मान भारत पीएम-जेएवाई

Ayushman Bharat PM-JAY is India's largest health insurance scheme that provides free hospital treatment to the poorest families across the country. If your family's annual income is below ₹5 lakh and you're in the bottom 40% by income, you can get up to ₹5 lakh in health coverage every year for serious illnesses requiring hospital admission. The scheme covers treatment at over 24,000 empaneled government and private hospitals nationwide - simply visit any participating hospital with your Aadhaar card and get treated for free without any registration fees or paperwork hassles.

✓ InsuranceUp to Rs. 5 lakh per family pe…

Ayushman Bharat Pradhan Mantri Jan Arogya Yojana

आयुष्मान भारत प्रधानमंत्री जन आरोग्य योजना

Ayushman Bharat PM-JAY is India's flagship health insurance scheme providing cashless and paperless hospitalization coverage to economically vulnerable families. The scheme offers up to Rs. 5 lakh per family per year for secondary and tertiary care hospitalization at empaneled government and private hospitals. It covers 1,669 procedures including surgeries, treatments, and diagnostic services with no exclusion for pre-existing conditions or age limits. The scheme aims to provide universal health protection to 50 crore Indians, particularly targeting poor and vulnerable populations. Beneficiaries receive a golden card enabling easy access to hospitalization benefits without out-of-pocket expenses.

✓ InsuranceCashless medical treatment

Ex-Servicemen Contributory Health Scheme

पूर्व सैनिक अंशदायी स्वास्थ्य योजना

Cashless medical treatment at 427 polyclinics and 2,500+ empanelled hospitals for ex-servicemen and their dependents on payment of one-time contribution.

Health Minister Discretionary Grant

स्वास्थ्य मंत्री विवेकाधीन अनुदान

The Health Minister Discretionary Grant is a flexible funding mechanism administered by the Ministry of Health and Family Welfare to support urgent and emergency health-related initiatives across India. This scheme provides discretionary grants to address critical health needs, support medical research, fund health infrastructure improvements, and assist in public health emergencies. The grant can be allocated to hospitals, medical institutions, health organizations, and NGOs working in healthcare delivery. It serves as a rapid response mechanism to tackle unforeseen health crises, support innovative health programs, and strengthen healthcare systems at national and state levels. The scheme prioritizes interventions that have immediate impact on public health outcomes and disease prevention.

✓ SubsidyVaries

✓ ServiceFree cashless delivery

Janani Shishu Suraksha Karyakram

जननी शिशु सुरक्षा कार्यक्रम

Free and cashless delivery including caesarean section, free drugs, diagnostics, diet, and transport from home to institution and back.

✓ CashRs.700-1,400 per delivery

Janani Suraksha Yojana

जननी सुरक्षा योजना

Cash incentive of Rs.700-1,400 for institutional delivery by BPL pregnant women. Higher amount for rural areas and LPS states.

✓ ServiceNo direct cash benefit - Servi…

LaQshya - Labour Room Quality Improvement

लक्ष्य - प्रसव कक्ष गुणवत्ता सुधार

LaQshya is a national quality improvement initiative launched by the Ministry of Health and Family Welfare to improve the quality of care and services in labour rooms across public health facilities. The scheme focuses on reducing maternal and newborn mortality by ensuring safe and dignified childbirth experiences. It implements standardized protocols, improves infrastructure, enhances staff training, and ensures availability of essential equipment and medicines. The program benefits pregnant women and newborns by providing safe delivery services with reduced complications. Health facilities implementing LaQshya receive guidance, monitoring support, and recognition for maintaining quality standards. The scheme covers all public health facilities providing delivery services across India, including district hospitals, community health centers, and primary health centers.

Mission Indradhanush

मिशन इंद्रधनुष

Mission Indradhanush is a centrally sponsored scheme launched by the Ministry of Health and Family Welfare to accelerate immunization coverage across India. The mission aims to ensure that every child is fully immunized against vaccine-preventable diseases like polio, diphtheria, pertussis, tetanus, hepatitis B, measles, tuberculosis, and others. The scheme focuses on identifying unimmunized and partially immunized children in urban areas and difficult-to-reach regions, and providing them with vaccines at no cost. It combines intensive immunization sessions with routine immunization services. The primary beneficiaries are children aged 0-6 years and pregnant women. The scheme has successfully increased immunization coverage from 61% to over 90% in many states, thereby reducing child mortality and preventing vaccine-preventable diseases.

✓ ServiceFree vaccines

✓ ServiceVaries based on state projects…

National AYUSH Mission

राष्ट्रीय आयुष मिशन

The National AYUSH Mission is a centrally sponsored scheme designed to strengthen AYUSH systems of medicine (Ayurveda, Yoga & Naturopathy, Unani, Siddha, and Homeopathy) across India. The scheme aims to increase access to quality AYUSH services, promote research and innovation in traditional medicine, upgrade AYUSH educational institutions, and create awareness about preventive healthcare through AYUSH systems. It provides financial support to states for establishing AYUSH hospitals, clinics, wellness centers, and training facilities. The mission benefits patients seeking traditional medicine treatments, AYUSH practitioners, medical students, and rural communities with limited healthcare access. Key benefits include better healthcare infrastructure, employment opportunities for AYUSH professionals, and integration of traditional medicine into the mainstream healthcare system.

✓ ServiceFree healthcare services

National Health Mission

राष्ट्रीय स्वास्थ्य मिशन

The National Health Mission is India's flagship healthcare program that provides free medical services to all citizens, with special emphasis on rural and remote areas. Under this scheme, eligible individuals can access free doctor consultations, medicines, diagnostic tests, and treatments at government hospitals and health centers across the country. To get started, visit nhm.gov.in with your Aadhaar Card and BPL Card to register and begin accessing quality healthcare services at no cost at your nearest government health facility.

✓ ServiceFree/Subsidized based on incom…

National Mental Health Programme

राष्ट्रीय मानसिक स्वास्थ्य कार्यक्रम

The National Mental Health Programme is a centrally sponsored scheme aimed at ensuring availability and accessibility of minimum mental health care for all, with emphasis on community-based services and integration with the general healthcare system. The programme focuses on reducing the burden of mental health disorders through prevention, promotion, and treatment services. It provides mental health services at various levels including primary health centers, community health centers, and district psychiatric hospitals. The scheme benefits all citizens requiring mental health support including individuals with schizophrenia, depression, anxiety disorders, substance abuse, and other mental health conditions. Key benefits include subsidized or free consultation, medication, hospitalization, and community-based rehabilitation services delivered through government health facilities across the country.

✓ ServiceVaries based on organ type and…

National Organ Transplant Programme

राष्ट्रीय अंग प्रत्यारोपण कार्यक्रम

The National Organ Transplant Programme is a centralized initiative by the Ministry of Health and Family Welfare to facilitate organ donation and transplantation across India. It aims to increase the availability of organs for patients suffering from end-stage organ failure and improve access to transplantation services. The programme provides a coordinated framework for organ procurement, allocation, and transplantation through registered hospitals and transplant centers. It operates through the National Organ and Tissue Transplant Organisation (NOTTO) and state-level coordination units. The scheme covers organs like kidneys, livers, hearts, lungs, pancreas, and corneas. It benefits patients with organ failure conditions and registered donors or their families. The programme ensures transparent, equitable distribution of organs based on medical urgency and waiting list priority, supporting life-saving medical procedures across India.

✓ ServiceVaries - Free/Subsidized servi…

National Programme for Health Care of the Elderly

राष्ट्रीय वयस्क स्वास्थ्य सेवा कार्यक्रम

The National Programme for Health Care of the Elderly is a Central Sector Scheme implemented by the Ministry of Health and Family Welfare to provide specialized health care services to elderly citizens aged 60 years and above. The programme aims to address the unique health challenges faced by seniors through prevention, promotion, and management of age-related diseases. It focuses on strengthening health systems to provide comprehensive geriatric care, training healthcare workers in elderly care, establishing dedicated geriatric clinics in government hospitals, and promoting awareness about healthy aging. The scheme covers diagnostic services, treatment, rehabilitation, and palliative care for conditions common in elderly populations such as hypertension, diabetes, arthritis, and dementia. Benefits include subsidized or free medical consultations, diagnostic tests, and medications through government health facilities across all states in India.

✓ ServiceFree screening, diagnosis and …

National Programme for Prevention and Control of Cancer, Diabetes, Cardiovascular Diseases and Stroke (NPCDCS)

राष्ट्रीय कैंसर, मधुमेह, हृदय रोग और स्ट्रोक रोकथाम और नियंत्रण कार्यक्रम

NPCDCS is a national health program designed to prevent and control non-communicable diseases including cancer, diabetes, cardiovascular diseases and stroke. The scheme focuses on early detection, diagnosis, treatment and rehabilitation of patients suffering from these chronic diseases. It provides screening camps, awareness programs, training for healthcare workers, and subsidized treatment facilities across all states and union territories. The program aims to reduce the burden of these diseases through community education, lifestyle modification, and accessible healthcare services. Beneficiaries include all citizens, particularly those in rural and underserved areas who require diagnosis and treatment support.

✓ ServiceFree diagnosis, treatment and …

National Vector Borne Disease Control Programme

राष्ट्रीय वेक्टर जनित रोग नियंत्रण कार्यक्रम

The National Vector Borne Disease Control Programme is a centrally sponsored health initiative aimed at controlling and eliminating vector-borne diseases like malaria, dengue, chikungunya, Japanese encephalitis, and kala-azar across India. The programme provides free diagnosis, treatment, and prevention services to all citizens affected by these diseases. It includes surveillance systems, insecticide-treated bed nets, indoor residual spraying, larval control measures, and awareness campaigns. Beneficiaries include all Indian citizens, particularly those in endemic areas and vulnerable populations. The scheme operates through state and district health departments, ensuring accessible healthcare services at government health facilities without any cost to patients.

✓ ServiceFree essential medicines

NHM Free Drugs Service Initiative

एनएचएम निःशुल्क दवा सेवा पहल

Free essential medicines at all public health facilities — Primary Health Centres, Community Health Centres, District Hospitals across India.

✓ CashRs. 500 per month for duration…

Nikshay Poshan Yojana - TB Nutrition Support Scheme

निक्षय पोषण योजना - टीबी पोषण सहायता योजना

Nikshay Poshan Yojana is a centrally sponsored scheme launched by the Ministry of Health and Family Welfare to provide nutritional support to tuberculosis (TB) patients undergoing treatment. The scheme aims to improve the nutritional status of TB patients, which is critical for recovery and treatment success. Eligible TB patients receive a direct cash transfer of Rs. 500 per month for the duration of their TB treatment, typically 6-9 months. This financial assistance helps patients afford nutritious food, supplements, and other essentials needed for proper recovery. The scheme covers all TB patients registered under the National TB Elimination Programme (NTEP) and is implemented through NTEP centers across the country. The cash transfer is credited directly to the patient's bank account, ensuring transparency and timely delivery of benefits.

✓ CashRs.500/month during treatment

Nikshay Poshan Yojana (TB Patients)

निक्षय पोषण योजना (टीबी रोगी)

Monthly Rs.500 nutritional support to all notified TB patients throughout their treatment duration. Direct benefit transfer.

✓ ServiceNo direct cash transfer; Infra…

PM Ayushman Bharat Health Infrastructure Mission

पीएम आयुष्मान भारत स्वास्थ्य बुनियादी ढांचा मिशन

PM Ayushman Bharat Health Infrastructure Mission is a Central Sector Scheme launched to strengthen healthcare infrastructure across India. The mission aims to develop robust primary, secondary, and tertiary healthcare systems in all districts. It focuses on creating dedicated health centers, diagnostic labs, and medical colleges to improve access to quality healthcare services. The scheme supports setting up integrated public health laboratories, blood banks, vaccine storage facilities, and upgrading existing health infrastructure. All Indian states and union territories are covered under this mission. The primary beneficiaries are common citizens who gain improved access to advanced medical facilities, diagnostic services, and quality healthcare at affordable costs. The mission operates on a centrally-funded model with no direct monetary benefits to individuals.

✓ SubsidyMedicines available at 70-90% …

Pradhan Mantri Bhartiya Janaushadhi Pariyojana

प्रधान मंत्री भारतीय जनऔषधि परियोजना

Pradhan Mantri Bhartiya Janaushadhi Pariyojana (PMBJP) is a Central Sector Scheme launched by the Department of Pharmaceuticals to provide affordable medicines to all citizens. The scheme operates through Janaushadhi Kendras (retail outlets) across India that dispense generic medicines at significantly lower prices compared to branded equivalents. Generic medicines are chemically identical to branded drugs but cost 70-90% less. The scheme benefits all citizens regardless of income, age, or category. Through this program, common people can access quality medicines for chronic diseases, acute illnesses, and preventive healthcare at affordable rates. The scheme also creates employment opportunities through Janaushadhi Kendras.

✓ ServiceMedicines at 50-90% less cost

Pradhan Mantri Jan Aushadhi Yojana

प्रधानमंत्री जन औषधि योजना

The Pradhan Mantri Jan Aushadhi Yojana helps Indian citizens access quality medicines at drastically reduced prices—50-90% cheaper than branded alternatives. Through Jan Aushadhi Kendras (government medicine stores) spread across the country, you can buy generic medicines for any health condition without any paperwork or documentation. Simply walk into the nearest Jan Aushadhi Kendra, tell the pharmacist what medicine you need, and purchase it at affordable rates. This scheme ensures that financial constraints never prevent you from getting the medicines you need for your health.

✓ ServiceFree dialysis treatment (no ou…

Pradhan Mantri National Dialysis Programme

प्रधानमंत्री राष्ट्रीय डायलिसिस कार्यक्रम

The Pradhan Mantri National Dialysis Programme is a centrally sponsored scheme providing free dialysis services to all patients with chronic kidney disease (CKD) and those requiring renal replacement therapy. The programme ensures that economically weaker sections and poor patients get access to affordable and quality dialysis treatment across government and accredited private hospitals and dialysis centers. Through this initiative, the government aims to reduce the financial burden on kidney disease patients and their families while ensuring equitable access to life-saving dialysis services across India. The scheme covers dialysis procedures, blood tests, and related treatments for eligible beneficiaries without any out-of-pocket expenses.

✓ ServiceFree antenatal checkups

Pradhan Mantri Surakshit Matritva Abhiyan

प्रधानमंत्री सुरक्षित मातृत्व अभियान

Pradhan Mantri Surakshit Matritva Abhiyan is a free maternal health program that provides comprehensive antenatal care to all pregnant women across India. Every pregnant woman can visit any government health center on the 9th of each month to receive free check-ups, medical guidance, and quality healthcare services without any cost. This scheme ensures that expectant mothers receive proper medical supervision during pregnancy to keep both mother and baby healthy. Simply bring your pregnancy confirmation documents to your nearest health center to access these free services.

✓ InsuranceUp to Rs. 5 lakh per family pe…

Pradhan Mantri Swasthya Suraksha Yojana

प्रधानमंत्री स्वास्थ्य सुरक्षा योजना

Pradhan Mantri Swasthya Suraksha Yojana (PMSSY) is a Central government health scheme launched in 2003 to provide specialized tertiary care services and augment facilities for quality tertiary care treatment in the country. The scheme aims to correct regional imbalances in the availability of affordable and reliable tertiary care services. It provides health insurance coverage to Below Poverty Line (BPL) families and workers in the unorganized sector. Under this scheme, beneficiaries can avail cashless hospitalization services at empaneled hospitals for treatment of serious illnesses. The scheme covers secondary and tertiary care hospitalization costs, diagnostic procedures, and post-hospitalization follow-up care. It aims to protect families from financial hardship due to health emergencies and ensure access to quality healthcare across India.

Rashtriya Arogya Nidhi

राष्ट्रीय आरोग्य निधि

Rashtriya Arogya Nidhi is a centrally sponsored scheme designed to provide financial assistance to patients suffering from serious life-threatening diseases who require expensive treatment but lack financial resources. The scheme aims to help economically weaker sections access quality healthcare and reduce the financial burden of treatment. Eligible patients can receive financial assistance up to Rs. 15 lakh for treatment of diseases like cancer, heart disease, kidney failure, liver transplant, and other serious conditions at approved government hospitals. The scheme covers both inpatient and outpatient treatment costs including surgery, chemotherapy, dialysis, and other critical treatments. Priority is given to Below Poverty Line (BPL) families and those with monthly income below Rs. 15,000. The assistance is provided as a loan that may be converted to a grant based on the patient's financial condition and treatment outcome.

✓ LoanUp to Rs. 15 lakh

✓ ServiceFree screening + treatment

Rashtriya Bal Swasthya Karyakram

राष्ट्रीय बाल स्वास्थ्य कार्यक्रम

Free health screening of children 0-18 years for 4Ds — defects at birth, diseases, deficiencies, and development delays. Free management at tertiary level.

✓ ServiceFree health services

Rashtriya Kishor Swasthya Karyakram

राष्ट्रीय किशोर स्वास्थ्य कार्यक्रम

The Rashtriya Kishor Swasthya Karyakram (RKSK) is a national health programme launched by the Ministry of Health and Family Welfare to improve the health and well-being of adolescents aged 10-19 years. The programme addresses major health issues affecting adolescents including nutritional deficiencies, reproductive health, mental health, substance abuse, and prevention of communicable and non-communicable diseases. It provides comprehensive health services through schools, health facilities, and community platforms. The scheme focuses on health promotion, disease prevention, counseling, and early detection of health problems. Services are delivered through trained health workers and include adolescent health clinics in public health facilities, school health programs, and community engagement activities. The programme aims to create a healthier generation by providing accessible, affordable, and quality healthcare services to all adolescents regardless of their socioeconomic status.

✓ Insurance₹5 lakh per family per year

Telangana Aarogyasri Health Care Trust

తెలంగాణ ఆరోగ్యశ్రీ

Telangana Aarogyasri is a free health insurance scheme that helps Below Poverty Line (BPL) families in Telangana get cashless treatment for major surgeries and serious illnesses. Eligible families receive up to ₹5 lakh in annual insurance coverage at government and private hospitals empanelled under the scheme. You don't have to pay money at the hospital - the scheme covers all costs directly. To apply, visit aarogyasri.telangana.gov.in with your Aadhaar Card, White Ration Card, and bank details.

✓ LoanUp to Rs. 10 lakh for working …

Concessional Credit Scheme for Handloom Sector

हथकरघा क्षेत्र के लिए रियायती ऋण योजना

This scheme provides affordable credit facilities to handloom weavers and artisans to support their business operations, purchase of raw materials, and modernization of equipment. Administered by the Ministry of Textiles, it offers loans at concessional rates with reduced interest burden compared to regular commercial loans. The scheme aims to strengthen the handloom sector by improving access to working capital and fixed asset financing. Eligible beneficiaries include individual weavers, weaving groups, and handloom cooperatives. The loan amount varies based on business requirements and repayment capacity, with flexible repayment terms. Banks participating in the scheme provide priority sector lending benefits, making credit more accessible to this traditional artisan community.

✓ GuaranteeGuarantee cover up to ₹2 crore

Credit Guarantee Fund Trust for Micro and Small Enterprises

सूक्ष्म और लघु उद्यमों के लिए ऋण गारंटी

The Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE) is a government scheme that helps small business owners get bank loans without pledging collateral or property as security. The government guarantees up to 85% of your loan amount to the bank, making them more confident to lend to you. You can borrow up to ₹2 crore to start a new business or expand an existing one. To apply, you need an Aadhaar Card, MSME registration certificate, a basic business plan, and an active bank account—you can apply directly through the official CGTMSE website.

✓ LoanKCC loan at 4% effective inter…

KCC for Fisheries and Animal Husbandry

मत्स्य एवं पशुपालन के लिए केसीसी

Kisan Credit Card facility extended to fishermen and animal husbandry farmers. Working capital up to Rs.2 lakh at 7% interest (4% with subvention).

✓ LoanCrop loan at 4% interest

Kisan Credit Card Scheme

किसान क्रेडिट कार्ड योजना

Crop loans up to Rs.3 lakh at 4% interest (with subvention). Single credit limit covering crop production, post-harvest, consumption, and maintenance of farm assets.

✓ SavingsDoubles investment in 115 mont…

Kisan Vikas Patra

किसान विकास पत्र

Kisan Vikas Patra is a government-backed savings certificate scheme by India Post designed to help you build wealth safely over time. Your money grows at a fixed interest rate of 7.5% per annum, and your investment doubles in approximately 9 years and 7 months (115 months) without any market risk. Whether you're a farmer, student, or salaried professional, you can start with just ₹1,000 and invest up to ₹300,000 per financial year by visiting your nearest India Post office or applying online.

✓ LoanLoan ₹50,001 to ₹5 lakh

MUDRA Loan — Kishor

मुद्रा लोन — किशोर

The MUDRA Loan — Kishor scheme is designed for existing small business owners who want to expand and grow their operations. It provides loans ranging from Rs.50,001 to Rs.5 lakh without any income limit, making it accessible to entrepreneurs from all communities aged 18 to 65. Whether you need funds for new equipment, increased inventory, or business expansion, you can apply online at mudra.org.in with simple documents like Aadhaar Card, PAN Card, business proof, and bank statements.

MUDRA Loan — Shishu

मुद्रा लोन — शिशु

The MUDRA Loan — Shishu scheme is a government initiative designed to help aspiring entrepreneurs and small business owners access affordable credit without collateral. You can borrow up to Rs.50,000 to start a new micro-enterprise or expand an existing one, whether it's a small shop, tailoring business, food stall, or any other venture. The application process is simple and quick — just submit basic documents like Aadhaar, PAN, and a business plan to your nearest bank, and you can get approval within a few days with minimal paperwork.

✓ LoanLoan up to ₹50,000

✓ LoanLoan ₹5 lakh to ₹10 lakh

MUDRA Loan — Tarun

मुद्रा लोन — तरुण

MUDRA Loan — Tarun is designed for established micro business owners who want to expand their existing operations. If you've been running a small business successfully and need Rs.5 lakh to Rs.10 lakh for growth, this government-backed loan offers collateral-free financing. You can apply online through the official MUDRA website or visit any participating bank with basic documents like Aadhaar, PAN, and proof of your business operations.

✓ LoanLoans up to ₹10 lakh per SHG

NABARD SHG-Bank Linkage Programme

नाबार्ड स्वयं सहायता समूह-बैंक लिंकेज कार्यक्रम

The NABARD SHG-Bank Linkage Programme is a government initiative that helps self-help groups (SHGs), especially those led by women, access affordable loans from banks for starting or expanding small businesses and income-generating activities in rural areas. Under this scheme, your SHG group can borrow up to ₹10 lakh without needing to provide collateral or security, making it easier for poor and marginalized communities to get formal credit. To apply, collect your SHG registration certificate, open a bank account in your group's name, and submit Aadhaar cards of all members at your nearest bank branch. NABARD also provides training and handholding support to help groups manage loans wisely and repay on time.

✓ LoanUp to Rs.25 lakh (varies by sc…

National Backward Classes Finance Development Corporation

राष्ट्रीय पिछड़ा वर्ग वित्त और विकास निगम

The National Backward Classes Finance Development Corporation (NBCFDC) is a financial institution established to provide financial assistance and support to economically weaker sections of backward classes. It offers loans and credit facilities for setting up small businesses, self-employment ventures, and income-generating activities. The corporation provides easy access to credit at concessional rates to help backward class entrepreneurs establish enterprises, improve existing businesses, and achieve economic self-reliance. NBCFDC also offers training, skill development, and business advisory services alongside financial support. The scheme aims to bridge the financial inclusion gap and empower backward class communities through entrepreneurship and economic development.

✓ LoanLoan up to ₹50 lakh at 5% inte…

National Handicapped Finance Development Corporation Loans

राष्ट्रीय विकलांग वित्त विकास निगम ऋण

The National Handicapped Finance Development Corporation (NHFDC) provides affordable loans up to ₹50 lakh to persons with disabilities who want to start their own business or become self-employed. With a specially subsidized interest rate of just 5%, this scheme makes it easier for disabled entrepreneurs to access funds and achieve financial independence. You can apply online by visiting the official NHFDC website and submitting your Aadhaar Card, Disability Certificate, Income Certificate, Bank Account details, and a Business Plan describing your business idea.

✓ LoanLoan up to ₹20 lakh at 6% inte…

National Minorities Development Finance Corporation Loans

राष्ट्रीय अल्पसंख्यक विकास वित्त निगम ऋण

The National Minorities Development Finance Corporation (NMDFC) offers affordable loans up to ₹20 lakh to help SC/ST individuals start their own income-generating businesses or pursue higher education. If you earn less than ₹6 lakh per year, you can access loans at just 6% interest – significantly lower than regular bank rates – making it easier to build your business or develop new skills. The scheme is open to men, women, and others aged 18-55. You can apply online at nmdfc.org with documents like Aadhaar, income certificate, minority certificate, and a business plan.

✓ LoanLoans up to Rs.15 lakh

National Safai Karamcharis Finance Corporation Loans

राष्ट्रीय सफाई कर्मचारी वित्त निगम ऋण

Concessional loans for sanitation workers and their dependents for self-employment, education, housing, and skill training activities.

National Safai Karamcharis Finance Development Corporation

राष्ट्रीय सफाई कर्मचारी वित्त विकास निगम

The National Safai Karamcharis Finance Development Corporation (NSFDC) is a centralized financing institution established to provide financial assistance and development support to safai karamcharis (sanitation workers) and their dependents. The scheme offers concessional loans for self-employment, skill development, and livelihood activities. It aims to promote financial inclusion, dignity, and economic empowerment of safai karamcharis engaged in manual scavenging and other sanitation-related occupations. The corporation provides affordable credit at subsidized interest rates, training programs, and insurance coverage to enable these workers to establish income-generating activities and improve their socio-economic conditions. Beneficiaries can access loans for various purposes including setting up small businesses, purchasing equipment, and professional skill enhancement.

✓ LoanUp to Rs.5 lakh

✓ CertificateInterest rate varies by tenure…

National Savings Certificate

राष्ट्रीय बचत पत्र

The National Savings Certificate (NSC) is a safe and secure investment scheme offered by the Government of India through India Post. It is designed to encourage savings among Indian citizens and provides fixed returns with the safety of government backing. NSC offers competitive interest rates that are compounded half-yearly and paid at maturity. The scheme is ideal for conservative investors seeking steady, guaranteed returns without market risk. Any Indian resident can invest in NSC through post offices across the country. The certificate can be purchased in denominations starting from Rs.100 and multiples thereof, with no upper limit. NSC has a maturity period of 5 years or 10 years depending on the variant chosen. The returns are fully taxable income but provide a reliable means to build savings over time.

✓ LoanUp to Rs.25 lakh depending on …

National Scheduled Castes Finance Development Corporation

राष्ट्रीय अनुसूचित जाति वित्त विकास निगम

The National Scheduled Castes Finance Development Corporation (NSCFDC) is a government enterprise that provides affordable credit and financial services to Scheduled Caste individuals and entrepreneurs. It offers collateral-free loans for self-employment, business ventures, and skill development at concessional rates of interest. The corporation aims to promote economic independence and entrepreneurship among SC communities through accessible financing. Beneficiaries can access loans up to several lakhs rupees for starting small businesses, purchasing equipment, or acquiring skills. The scheme is designed to reduce financial barriers and create sustainable livelihood opportunities for SC entrepreneurs across all sectors.

✓ LoanUp to Rs.25 lakh for individua…

National Scheduled Tribes Finance Development Corporation

राष्ट्रीय अनुसूचित जनजाति वित्त विकास निगम

The National Scheduled Tribes Finance Development Corporation (NSTFDC) is a central sector scheme that provides financial assistance to Scheduled Tribe (ST) entrepreneurs and individuals for setting up small and medium enterprises. The corporation offers concessional loans at subsidized interest rates to help ST communities establish businesses, pursue self-employment, and achieve economic independence. It covers various sectors including agriculture, retail trade, manufacturing, and services. The scheme aims to promote economic development and financial inclusion among Scheduled Tribes by reducing their dependence on informal credit sources and enabling entrepreneurship. Both individual entrepreneurs and group enterprises can access these loans with minimal collateral requirements and flexible repayment terms.

✓ LoanLoans up to Rs.15 lakh

NBCFDC Loans for Backward Classes

पिछड़ा वर्ग वित्त निगम ऋण

Concessional loans for self-employment and skill development for OBC/EBC communities. Income limit Rs.3 lakh for rural and Rs.3 lakh for urban.

✓ LoanLoans up to Rs.25 lakh at 5-8%

NHFDC Loans for Persons with Disabilities

विकलांग व्यक्तियों के लिए एनएचएफडीसी ऋण

Concessional loans at 5-8% interest for self-employment and education of persons with 40%+ disability. Max Rs.25 lakh for business, Rs.10 lakh for education.

✓ LoanLoans up to Rs.20 lakh

NMDFC Loans for Minorities

अल्पसंख्यक वित्त निगम ऋण

Concessional loans for self-employment (up to Rs.20 lakh), education (up to Rs.20 lakh), and housing (up to Rs.20 lakh) for minorities below double poverty line.

✓ ServiceFree bank account + insurance

Pradhan Mantri Jan Dhan Yojana

प्रधानमंत्री जन धन योजना

Zero-balance bank account with RuPay debit card, Rs.2 lakh accident insurance, Rs.30,000 life cover, and overdraft facility up to Rs.10,000.

Pradhan Mantri Mudra Yojana

प्रधानमंत्री मुद्रा योजना

Pradhan Mantri Mudra Yojana (PMMY) is a flagship government scheme designed to provide collateral-free loans to micro and small business entrepreneurs. Launched in 2015, it aims to promote financial inclusion and entrepreneurship by offering affordable credit to non-corporate and non-farm small/micro businesses. The scheme provides loans up to Rs.10 lakh through designated banks, non-banking financial companies, and microfinance institutions. Three loan products are offered: Shishu (up to Rs.50,000), Kishore (Rs.50,001 to Rs.5 lakh), and Tarun (Rs.5 lakh to Rs.10 lakh). Beneficiaries include first-time entrepreneurs, existing small businesses seeking expansion, and individuals from disadvantaged backgrounds. The scheme has no income restrictions and aims to create employment opportunities while supporting India's MSME sector growth.

✓ LoanUp to Rs.10 lakh

✓ SavingsVaries based on contribution; …

Public Provident Fund

सार्वजनिक भविष्य निधि

The Public Provident Fund (PPF) is a long-term savings and investment scheme offered by the Government of India to help citizens build financial security for their future. It provides a safe, government-backed investment option with attractive interest rates and tax benefits. Any Indian citizen can open a PPF account and contribute regularly to accumulate wealth. The scheme offers guaranteed returns, tax deductions on contributions, and flexibility in partial withdrawals after 7 years. It is particularly suitable for salaried employees, self-employed individuals, and anyone seeking a secure retirement corpus. The scheme encourages disciplined saving habits and financial inclusion by making investment accessible to all income groups with minimal documentation.

✓ Savings8.2% interest per annum

Senior Citizens Savings Scheme (SCSS)

वरिष्ठ नागरिक बचत योजना

Fixed deposit scheme for senior citizens (60+) with 8.2% interest rate. Maximum deposit Rs.30 lakh. 5-year tenure with premature withdrawal facility.

✓ Savings8.2% interest + tax benefit

Sukanya Samriddhi Yojana

सुकन्या समृद्धि योजना

Small savings scheme for girl children with 8.2% interest rate. Deposit Rs.250 to Rs.1.5 lakh/year for 15 years. Maturity at age 21. Tax benefits under 80C.

✓ LoanUp to Rs.10 lakh per beneficia…

Venture Capital Fund for Scheduled Castes

अनुसूचित जातियों के लिए उद्यम पूंजी कोष

The Venture Capital Fund for SC is a central sector scheme designed to provide financial assistance to Scheduled Caste entrepreneurs for starting new business ventures and self-employment activities. The scheme aims to promote entrepreneurship among SC communities by offering capital support through venture capital funds. It helps SC entrepreneurs access funds for establishing small and medium enterprises in various sectors. The scheme covers both manufacturing and service sectors. Beneficiaries can receive financial assistance for business setup, working capital, and modernization. The fund is managed through designated venture capital fund managers who evaluate business proposals and provide mentoring support. This initiative strengthens economic participation of SC communities and creates employment opportunities within the community.

✓ LoanLoan up to Rs.10 lakh at 6%

Weaver MUDRA Loan Scheme

बुनकर मुद्रा ऋण योजना

Concessional loans up to Rs.10 lakh for handloom weavers at 6% interest. Margin money assistance and credit guarantee by government.

✓ TrainingVaries by state; typically cov…

Craftsmen Training Scheme - Industrial Training Institute (ITI)

कारीगर प्रशिक्षण योजना - औद्योगिक प्रशिक्षण संस्थान (आईटीआई)

The Craftsmen Training Scheme through ITI is a flagship skill development program aimed at providing vocational training to unemployed youth and school leavers across India. The scheme offers short-term and long-term courses in various trades such as electrician, plumbing, welding, automotive, IT, and hospitality through a network of Industrial Training Institutes. Beneficiaries receive formal certification recognized nationally, enhancing employability and earning potential. The program covers tuition fees, provides stipends during training, and includes placement assistance upon completion. It targets economically weaker sections and aims to make youth industry-ready with practical skills. The scheme operates under the Ministry of Skill Development and Entrepreneurship and is implemented across all states through affiliated ITIs.

✓ TrainingFree training + placement

Deen Dayal Upadhyaya Grameen Kaushalya Yojana

दीन दयाल उपाध्याय ग्रामीण कौशल्य योजना

Placement-linked skill training for rural youth aged 15-35 from poor families. Minimum 70% placement guarantee with Rs.6,000+ monthly salary.

✓ TrainingVaries by training module; cov…

Gharib Nawaz Employment Training Programme

गरीब नवाज़ रोज़गार प्रशिक्षण कार्यक्रम

The Gharib Nawaz Employment Training Programme is a skill development initiative by the Ministry of Minority Affairs designed to provide vocational training and employment opportunities to economically disadvantaged youth from minority communities across India. The scheme focuses on imparting industry-relevant skills in sectors like hospitality, construction, retail, healthcare, and information technology. Beneficiaries receive comprehensive training, certification, and job placement assistance to enhance their employability. The programme aims to reduce unemployment among minority youth and promote economic self-reliance through market-driven skill training. Priority is given to candidates from Below Poverty Line (BPL) families and those seeking to transition from informal to formal employment sectors.

✓ TrainingFree training (no fee)

Jan Shikshan Sansthan

जन शिक्षण संस्थान

Jan Shikshan Sansthan is a central government scheme under the Ministry of Skill Development and Entrepreneurship that provides short-term, industry-relevant skill training to economically disadvantaged sections of society. The scheme operates through dedicated training centers across India offering vocational courses in various sectors including IT, retail, healthcare, construction, and traditional crafts. It aims to enhance employability and create income-generating opportunities for unemployed youth, school dropouts, workers seeking skill upgradation, and marginalized communities. The training is completely free with no fees charged to beneficiaries. Upon completion, trainees receive government-recognized certificates and placement assistance. The scheme particularly focuses on rural areas, urban slums, and villages to ensure inclusive skill development and economic empowerment of disadvantaged populations.

✓ TrainingVaries by program component - …

Nai Manzil - Education and Skills for Minority Youth

नई मंजिल - अल्पसंख्यक युवाओं के लिए शिक्षा और कौशल

Nai Manzil is a centrally sponsored scheme designed to provide quality education and skill development to minority youth who have dropped out of school or are educationally disadvantaged. The scheme aims to bridge the gap between education and employment through a combination of literacy programs, vocational training, and personality development. Beneficiaries receive educational support, skill training in market-driven trades, and soft skills development to enhance employability. The scheme covers coaching for competitive exams, bridge programs to mainstream education, and apprenticeship opportunities. It primarily targets youth from minority communities aged 17-35 years who wish to improve their economic and social status through education and skills acquisition.

✓ Cash25% stipend support (max Rs.1,…

National Apprenticeship Promotion Scheme

राष्ट्रीय शिक्षुता प्रोत्साहन योजना

Government shares 25% of stipend (max Rs.1,500/month) with employers to encourage apprenticeship hiring. Covers all sectors.

✓ TrainingVaries by trade and employer; …

National Apprenticeship Training Scheme

राष्ट्रीय प्रशिक्षुता प्रशिक्षण योजना

The National Apprenticeship Training Scheme is designed to provide skilled training to young Indians through apprenticeship programs with registered employers and training institutes. The scheme aims to bridge the gap between classroom learning and practical work experience, enabling youth to gain industry-relevant skills. Beneficiaries receive hands-on training in various trades and sectors including manufacturing, services, IT, and construction. The scheme covers stipend support, training materials, and certification upon completion. It benefits unemployed youth, school/college graduates, and those seeking skill enhancement. The program combines theoretical knowledge with practical application, making candidates job-ready and improving their employability in the competitive job market.

✓ SubsidyYarn subsidy + skill training

National Handloom Development Programme

राष्ट्रीय हथकरघा विकास कार्यक्रम

Comprehensive support to handloom weavers — yarn supply, design input, skill upgradation, marketing, and infrastructure. Focus on cluster approach.

✓ Loan, Training, Certificate, SubsidyUp to Rs.1 lakh collateral-fre…

PM Vishwakarma Yojana

पीएम विश्वकर्मा योजना

PM Vishwakarma Yojana is a Central Sector Scheme launched by the Ministry of Micro, Small and Medium Enterprises to provide comprehensive support to traditional artisans and craftspeople. The scheme aims to elevate the socio-economic status of artisans engaged in occupations like carpentry, plumbing, welding, and other skilled trades. Beneficiaries receive advanced skill training, toolkits worth up to Rs.15,000, credit support up to Rs.1 lakh without collateral, and digital marketing assistance. The scheme promotes formal recognition of artisans through a special PM Vishwakarma certificate and encourages women participation in traditional crafts. No application fee is charged, and registration is done digitally through an online portal to ensure transparency and wider reach across all states.

✓ TrainingFree digital literacy training

Pradhan Mantri Gramin Digital Saksharta Abhiyan

प्रधानमंत्री ग्रामीण डिजिटल साक्षरता अभियान

The Pradhan Mantri Gramin Digital Sakshrata Abhiyan is a free government training program designed to teach rural Indians how to use computers, smartphones, and the internet safely and effectively. Through this scheme, you can learn essential digital skills like online banking, accessing government services, using email, and finding job opportunities—all completely free of cost. The program aims to train 6 crore rural households across India. To enroll, simply visit the official website at pmgdisha.in or your nearest training center with your Aadhaar card and Ration card.

✓ TrainingFree skill training + ₹8,000 r…

Pradhan Mantri Kaushal Vikas Yojana

प्रधानमंत्री कौशल विकास योजना

The Pradhan Mantri Kaushal Vikas Yojana (PMKVY) is a completely free skill training program that teaches young Indians practical job skills in fields like manufacturing, construction, IT, and hospitality. After completing your training course and passing the exam, you receive ₹8,000 as a reward to help you start working or begin your own business. Anyone aged 15-45 can join regardless of their income or background, and you can apply online on the official PMKVY website using just your Aadhaar number.

✓ CertificateFree assessment and certificat…

Recognition of Prior Learning (RPL)

पूर्व सीखने की मान्यता (आरपीएल)

Recognition of Prior Learning (RPL) is a central government scheme that acknowledges and certifies skills and competencies acquired by individuals through informal and non-formal learning, work experience, and practical expertise. The scheme aims to formalize undocumented skills, particularly among workers in unorganized sectors, by assessing their competencies against National Occupational Standards (NOS) and providing recognized certifications. Beneficiaries include workers, artisans, self-employed individuals, and daily wage workers who lack formal qualifications but possess practical skills. Upon successful assessment, candidates receive National Council for Vocational Training (NCVT) or State Council for Vocational Training (SCVT) certificates, enabling them to access better employment opportunities, entrepreneurship schemes, and higher wages. The scheme is implemented across all states and union territories through designated assessment agencies and skill councils.

✓ TrainingVaries based on training cours…

Samarth - Scheme for Capacity Building in Textiles

समर्थ - वस्त्र क्षेत्र में क्षमता निर्माण योजना

Samarth is a centrally sponsored scheme designed to enhance skill development and capacity building in the textile sector across India. The scheme aims to provide quality training and skill development to workers, entrepreneurs, and job seekers in various textile disciplines including spinning, weaving, dyeing, printing, and garment manufacturing. It covers both formal and informal textile workers, particularly targeting unemployed youth and workers seeking skill upgradation. The scheme provides industry-relevant training through institutes and centers, leading to employment or entrepreneurship opportunities. Beneficiaries receive certificates upon completion that are recognized by the textile industry, helping them secure better employment and wages.

✓ TrainingStipend during training + job …

SANKALP - Skills Acquisition and Knowledge Awareness for Livelihood Promotion

संकल्प - कौशल अधिग्रहण और जीविका के लिए ज्ञान जागरूकता प्रचार

SANKALP is a centrally sponsored scheme designed to provide skill development and livelihood training to unemployed youth and disadvantaged groups across India. The scheme focuses on market-driven skill training that aligns with industry demands, helping participants gain employment or become self-employed. Beneficiaries receive industry-recognized certifications after completing training modules. The program emphasizes sustainable livelihood creation through skill-based interventions. It covers various sectors including construction, IT, healthcare, hospitality, and traditional crafts. Participants receive stipends during training and job placement support after course completion. The scheme particularly targets youth from BPL families, SC/ST categories, minorities, and women seeking economic independence.

✓ Training, Stipend, CertificateMonthly stipend of Rs.3,000 to…

Seekho aur Kamao - Learn and Earn for Minorities

सीखो और कमाओ - अल्पसंख्यकों के लिए सीखें और कमाएं

Seekho aur Kamao is a skill development scheme launched by the Ministry of Minority Affairs to provide free vocational training and stipend to minority community members. The scheme aims to enhance employability and income-generation capacity of youth from minority communities through market-relevant skill training. Beneficiaries receive hands-on training in various trades and crafts, coupled with a monthly stipend during the training period. The scheme covers trades such as tailoring, welding, electrical work, plumbing, beautician services, and other in-demand skills. Trainees are also provided with job placement assistance after successful completion of their courses. The program targets unemployed and underemployed youth aged 18-45 years from minority communities across India.

✓ TrainingFree training + stipend + plac…

Seekho Aur Kamao (Learn and Earn) for Minorities

सीखो और कमाओ (अल्पसंख्यकों के लिए)

Placement-linked skill development for minority youth aged 14-35. Minimum 75% placement guarantee. Stipend during training period.

✓ Training, Certificate, ServiceFree to subsidized training; v…

Skill India Mission

कौशल भारत मिशन

Skill India Mission is a flagship initiative by the Ministry of Skill Development and Entrepreneurship to provide skill training and employment opportunities to Indian youth. The mission aims to train millions of citizens in various trades and professions to make them employable and self-reliant. It covers multiple schemes including Pradhan Mantri Kaushal Vikas Yojana (PMKVY), National Apprenticeship Promotion Scheme, and others. Beneficiaries receive industry-relevant training, certification, and placement assistance. The mission focuses on creating a skilled workforce across sectors like manufacturing, services, construction, IT, and traditional crafts. Training is provided free or at subsidized rates through registered training centers across India. Successful candidates receive recognized credentials that enhance employment prospects both domestically and internationally.

✓ TrainingFree training + certification

Skill India Mission - PMKVY 4.0

स्किल इंडिया मिशन - पीएमकेवीवाई 4.0

Free skill training in 300+ job roles under NSQF framework. Includes assessment, certification, and placement support. Priority to women and SC/ST youth.

Skill Loan Scheme

कौशल ऋण योजना

The Skill Loan Scheme is a central government initiative designed to provide financial assistance to individuals pursuing skill development and vocational training courses. Under this scheme, eligible candidates can obtain loans to finance their training in various sectors including IT, healthcare, manufacturing, hospitality, and other emerging fields. The scheme aims to make quality skill training accessible to economically weaker sections and unemployed youth. Beneficiaries receive loans at concessional interest rates with flexible repayment terms. The loan can cover training fees, course materials, and related expenses. Upon successful completion of the skill training course, graduates have better employment prospects and can repay the loan from their enhanced earnings. This scheme bridges the gap between skill aspirations and financial constraints, enabling individuals from all backgrounds to acquire market-relevant skills and secure better livelihoods.

✓ LoanUp to Rs.1.5 lakh

✓ TrainingVaries based on course duratio…

STRIVE - Skills Strengthening for Industrial Value Enhancement

STRIVE - औद्योगिक मूल्य वर्धन के लिए कौशल शक्तिशालीकरण

STRIVE is a central sector scheme designed to strengthen skills of workers in industrial sectors to enhance their productivity and employability. The scheme focuses on providing quality skill training to workers in organized and unorganized sectors, particularly targeting those engaged in manufacturing and industrial activities. It aims to bridge the gap between industry requirements and worker capabilities through industry-aligned training programs. Beneficiaries receive skill certification recognized by national standards. The scheme covers training costs, assessment fees, and certification expenses. Workers from all backgrounds can participate, with special emphasis on upskilling existing workers and those seeking better employment opportunities in industrial sectors.

✓ TrainingFree skill training + placemen…

Telangana Rajiv Yuva Kiranalu

తెలంగాణ రాజీవ్ యువ కిరణాలు

Telangana Rajiv Yuva Kiranalu is a free skill development program by the Telangana government that helps unemployed youth aged 18-35 gain modern job skills in high-demand sectors like IT, banking, and healthcare. The scheme provides completely free training courses along with job placement assistance to help you secure employment after completing your training. You can apply online through the Skill University portal using simple documents like your Aadhaar card, educational certificates, and domicile proof.

✓ TrainingVaries by training duration an…

Usttad - Upgrading Skills and Training in Traditional Arts

उस्ताद - परंपरागत कला में कौशल और प्रशिक्षण में सुधार

Usttad is a central sector scheme launched by the Ministry of Minority Affairs to preserve and promote India's rich traditional arts and crafts heritage. The scheme provides skill development training to artisans and craftspeople in traditional art forms such as music, dance, handicrafts, and other classical arts. It aims to create employment opportunities and ensure the economic sustainability of traditional art practitioners. The scheme offers financial support for apprenticeships, mentorship programs, and training under master artisans. Beneficiaries receive stipends during training, and upon completion, they gain recognized certification. The scheme is open to all Indian citizens interested in learning traditional arts, with special focus on minority communities and economically weaker sections.

✓ TrainingTraining and market support

USTTAD - Upgrading Skills and Training in Traditional Arts/Crafts

उस्ताद - पारंपरिक कलाओं में कौशल उन्नयन

Preservation and upgrading of traditional arts and crafts of minority communities. Training, design development, and market linkages for artisans.

✓ SubsidyRs.15 lakh per VDVK

Van Dhan Vikas Kendra

वन धन विकास केंद्र

Sets up tribal enterprise centres (Van Dhan Kendras) for value addition of minor forest produce (MFP) like bamboo, honey, mahua, tamarind.

✓ ServiceAwareness + institutional supp…

Beti Bachao Beti Padhao

बेटी बचाओ बेटी पढ़ाओ

Multi-sectoral campaign to prevent gender-biased sex-selective elimination, ensure survival and protection, and education of the girl child.

Kalyana Lakshmi Scheme

कल्याण लक्ष्मी योजना

Kalyana Lakshmi is a social welfare scheme launched by the Telangana State Government to provide financial assistance to economically weaker sections of society for marriage expenses. The scheme aims to support poor families, particularly those belonging to SC, ST, OBC and minority communities, by providing a one-time cash grant to help cover marriage-related costs. Eligible families receive financial support to reduce the financial burden of marriage ceremonies. The scheme promotes social welfare and ensures that financial constraints do not prevent marriages in poor households. This initiative reflects the government's commitment to supporting vulnerable populations during significant life events.

✓ CashRs. 1 lakh

✓ TrainingVaries (Training and services …

Mahila Shakti Kendra

महिला शक्ति केंद्र

Mahila Shakti Kendra is a central government scheme designed to empower women in rural areas by establishing community-based centers that provide training, skill development, and awareness programs. These centers serve as platforms for women to learn income-generating skills, understand their legal rights, and access government schemes and services. The scheme focuses on creating employment opportunities and promoting self-reliance among rural women through vocational training in agriculture, handicrafts, tailoring, and other trades. Women participating in the program receive guidance on health, nutrition, sanitation, and financial literacy. The centers also facilitate women's participation in decision-making processes at the community level and promote social awareness on issues like education, health, and women's safety, ultimately contributing to their overall development and socio-economic upliftment.

✓ ServiceVaries by component - counseli…

Mission Shakti

मिशन शक्ति

Mission Shakti is a comprehensive scheme launched by the Ministry of Women and Child Development to empower women and ensure their safety and security. The scheme focuses on three key pillars: Sambal (support and rehabilitation of women affected by violence), Samarthya (economic empowerment and skill development), and Suraksha (safety and security through awareness and prevention). It aims to provide integrated support including counseling, legal aid, vocational training, and financial assistance to women in need. The scheme covers women of all ages across India and works through state governments, NGOs, and community organizations to ensure reach to vulnerable and marginalized women, including those facing domestic violence, trafficking, and economic hardship.

Mission Vatsalya

मिशन वत्सल्य

Mission Vatsalya is a centralized scheme by the Ministry of Women and Child Development aimed at strengthening child protection systems across India. The scheme focuses on preventing child trafficking, child labor, and sexual exploitation while providing care and rehabilitation services for vulnerable children. It supports children in need of care and protection through a network of childcare institutions, child welfare committees, and protection services. Beneficiaries include orphaned children, abandoned children, children from extremely poor families, and children affected by trafficking. The scheme provides shelter, nutrition, healthcare, education, and skill development training to ensure holistic development. Mission Vatsalya works to transition children from institutional care to family-based care and support their rehabilitation and social reintegration.

✓ TrainingFully covered residential/non-…

Nai Roshni - Leadership Development of Minority Women

नई रोशनी - अल्पसंख्यक महिलाओं का नेतृत्व विकास

Nai Roshni is a central leadership development scheme by the Ministry of Minority Affairs designed to empower minority women through training and skill development. The scheme aims to develop leadership qualities among minority women, enabling them to become self-reliant and contribute to community development. Eligible women from Muslim, Christian, Sikh, Buddhist, Parsi, and Jain communities receive leadership training, capacity building, and mentorship. The scheme provides residential and non-residential training programs focusing on personality development, legal awareness, health, education, and entrepreneurship. Beneficiaries gain skills to participate in decision-making processes at community and societal levels. The scheme is implemented across India through partner organizations and aims to create a network of empowered minority women leaders who can drive social and economic change in their communities.

✓ CertificateCertificate of Recognition and…

Nari Shakti Puraskar

नारी शक्ति पुरस्कार

Nari Shakti Puraskar is a national awards scheme recognizing outstanding contributions of women and organizations working towards women's empowerment and gender equality. The scheme honors women who have demonstrated exceptional courage, leadership, innovation, and social contribution across various fields including education, health, agriculture, entrepreneurship, sports, arts, and community development. The awards aim to inspire and celebrate women role models who have made significant impact on society. Beneficiaries include individual women achievers, women-led social organizations, and institutions promoting women's welfare. Recipients receive recognition certificates and awards at national level celebrations, providing visibility and encouragement for their work.

✓ ServiceFree day care + nutrition

National Creche Scheme

राष्ट्रीय क्रेच योजना

Day care facility for children (6 months to 6 years) of working mothers. Covers nutrition, health check-ups, sleeping facility, and pre-school education.

✓ ServiceFree support services

Nirbhaya Fund - One Stop Centre

निर्भया फंड - वन स्टॉप सेंटर

One Stop Centres (Sakhi) providing integrated support — medical, legal, police, psychosocial counselling, and shelter to women affected by violence.

✓ ServiceFree legal, medical, psycholog…

One Stop Centre Scheme — Nirbhaya

वन स्टॉप सेंटर योजना — निर्भया

The One Stop Centre Scheme (Nirbhaya) is a free government service that helps women facing domestic violence or harassment get immediate support all in one place. You can walk into any center without any documents and receive free legal advice from lawyers, medical treatment, and counseling from trained professionals to help you heal and move forward. With centers across India, this scheme ensures every woman has access to help when she needs it most, completely free regardless of her income or background.

✓ ServiceVaries - Supplementary nutriti…

POSHAN Abhiyaan - National Nutrition Mission

पोषण अभियान - राष्ट्रीय पोषण मिशन

POSHAN Abhiyaan is a flagship nutrition scheme launched by the Government of India to improve nutritional outcomes for children, pregnant women, and lactating mothers. The mission focuses on reducing stunting, wasting, and anemia among children under 6 years and adolescent girls. It integrates nutrition with health, education, and social protection programs across all states and union territories. The scheme provides nutrition-sensitive interventions through Anganwadi centers, promotes healthy eating habits, strengthens food systems, and ensures targeted supplementary nutrition. The program combines direct nutrition support with community awareness campaigns and capacity building of health workers to create sustainable improvements in nutritional status.

✓ CertificateUp to Rs. 2 lakh per financial…

Pradhan Mantri Mahila Samman Savings Certificate

प्रधानमंत्री महिला सम्मान बचत पत्र

The Pradhan Mantri Mahila Samman Savings Certificate is a special savings scheme launched by the Government of India to encourage women to save and build financial security. Under this scheme, women can invest a minimum of Rs. 1,000 and a maximum of Rs. 2 lakh in a financial year. The scheme offers an attractive interest rate of 7.4% per annum, compounded quarterly. The investment period is 2 years, with partial withdrawal allowed after 12 months. This certificate provides a safe and secure investment avenue exclusively for women aged 18 years and above, helping them achieve financial independence and security.

✓ Cash₹5,000 in three installments

Pradhan Mantri Matru Vandana Yojana

प्रधानमंत्री मातृ वंदना योजना

The Pradhan Mantri Matru Vandana Yojana is a central government scheme that provides direct cash support of ₹5,000 to pregnant women and lactating mothers for their first living child. The cash is distributed in three installments during pregnancy and after childbirth to help compensate for lost wages and support nutrition. Pregnant women aged 19-45 years can apply online or at their nearest Anganwadi or health center with simple documents like Aadhaar, bank account details, and MCP Card.

✓ ServiceVaries - Supplementary nutriti…

Scheme for Adolescent Girls

किशोरी लड़कियों के लिए योजना

The Scheme for Adolescent Girls (SAG) is a centrally sponsored scheme implemented by the Ministry of Women and Child Development to improve the health, nutrition, and overall development of adolescent girls aged 11-18 years. The scheme focuses on providing nutritional support, iron and folic acid supplementation, health check-ups, and counseling on reproductive health and hygiene. It also promotes education and skill development through awareness camps and mentoring programs. The scheme is implemented through ICDS (Integrated Child Development Services) centers and schools in both urban and rural areas. Key benefits include supplementary nutrition, health services, life skills education, and vocational training to empower adolescent girls and reduce malnutrition and school dropout rates.

Shaadi Mubarak Scheme

शादी मुबारक योजना

Shaadi Mubarak is a Telangana state scheme designed to provide financial assistance to economically weaker sections of society for marriage expenses. The scheme aims to support poor families, particularly those belonging to SC/ST and minority communities, by providing cash assistance to help cover wedding costs. Eligible beneficiaries receive a one-time grant to reduce the financial burden of marriage ceremonies. The scheme promotes social welfare and supports families who cannot afford marriage expenses due to economic constraints. It is implemented by the Department of Social Welfare, Telangana to ensure dignified celebrations without financial hardship.

✓ CashUp to Rs.51,000

✓ TrainingVaries - covers training costs…

Support to Training and Employment Programme for Women - STEP

महिलाओं के लिए प्रशिक्षण और रोजगार कार्यक्रम में सहायता - STEP

STEP is a centrally sponsored scheme designed to provide skill development training and employment support to women from economically weaker sections. The programme aims to enable women to become self-employed or secure wage employment through skill-based training in various trades and sectors. It covers training costs, tools, and equipment for beneficiaries. The scheme focuses on women aged 18-40 years and covers both rural and urban areas. Under STEP, women receive vocational training in sectors like textiles, food processing, beauty and wellness, handicrafts, and other income-generating activities. The programme also provides support for setting up small businesses and connecting trained women with employment opportunities. STEP empowers women economically and socially by enhancing their employability and entrepreneurial capabilities.

✓ ServiceRs. 20,000 per month (resident…

Swadhar Greh Scheme

स्वाधार गृह योजना

Swadhar Greh Scheme is a centrally sponsored scheme designed to provide rehabilitation and economic support to destitute women in difficult circumstances. The scheme provides shelter, food, clothing, medical care, and skill training to women who are abandoned, widowed, separated, or facing domestic violence. Eligible women receive residential care facilities along with counseling services and vocational training to help them become economically independent. The scheme aims to enable women to restart their lives with dignity and confidence. Beneficiaries receive a monthly stipend, job placement assistance, and post-care support to ensure sustainable rehabilitation and social reintegration.

✓ Cash₹1,00,116 per marriage

Telangana Kalyana Lakshmi Shaadi Mubarak

తెలంగాణ కళ్యాణ లక్ష్మి శాది ముబారక్

Telangana Kalyana Lakshmi Shaadi Mubarak is a marriage assistance scheme by the Telangana Social Welfare Department that gives ₹1,00,116 directly to eligible girls to help pay for wedding expenses. This scheme is designed for unmarried daughters from SC, ST, OBC, and minority communities whose family income is below ₹2 lakh per year. Girls aged 18-35 years can apply online through the Telangana e-Pass portal and receive the cash benefit in their bank account without any hassle.

✓ ServiceVaries - includes free shelter…

Ujjawala Scheme for Prevention of Trafficking

उज्ज्वला योजना - तस्करी की रोकथाम के लिए

Ujjawala is a comprehensive scheme designed to prevent trafficking of women and children and support survivors of human trafficking. The scheme provides legal aid, rehabilitation, and reintegration support to trafficked persons. It aims to create awareness about trafficking risks, provide shelter and counseling services, and help victims rebuild their lives through skill training and livelihood support. The scheme operates through dedicated centers across India and works with NGOs, law enforcement, and social organizations. Beneficiaries include victims of trafficking, potential victims at high risk, and their dependents. The scheme offers free legal assistance, safe shelter, medical care, psychological counseling, vocational training, and livelihood support to help survivors reintegrate into society and prevent re-trafficking.

✓ ServiceFree helpline service

Women Helpline 181

महिला हेल्पलाइन 181

24/7 toll-free helpline (181) for women in distress providing referrals to police, hospitals, shelter homes, legal services, and crisis management.

✓ ServiceSubsidized hostel accommodatio…

Working Women Hostel Scheme

कामकाजी महिला छात्रावास योजना

The Working Women Hostel Scheme provides safe and affordable hostel accommodation for working women and girl students who move to cities for jobs or studies. Under this scheme, eligible women get subsidized hostel facilities at reasonable rates, ensuring they have a secure place to live away from home. Women aged 18-45 earning up to Rs. 5 lakh annually can apply by submitting their Aadhaar Card, employment or admission certificate, and income certificate on the Ministry of Women & Child Development website.

✓ GrantFinancial support ₹1 lakh per …

BPO Promotion Scheme for Northeast & J&K

पूर्वोत्तर और जम्मू-कश्मीर के लिए बीपीओ प्रोत्साहन योजना

This scheme encourages Business Process Outsourcing (BPO) and IT-enabled Services (ITES) companies to establish or expand their operations in Northeast states and Jammu & Kashmir, bringing quality employment opportunities to these regions. Young professionals aged 18-35 from all backgrounds can secure jobs created through this initiative, while companies receive financial support of ₹1 lakh per seat to set up operations. To apply, companies must submit their registration documents, detailed project reports, and bank account details on the Ministry of Electronics & IT official website.

✓ SubsidyAdditional 10-15% state subsid…

Chief Minister Employment Generation Programme (Various States)

मुख्यमंत्री रोजगार सृजन कार्यक्रम

The Chief Minister Employment Generation Programme is a state-level scheme that helps unemployed youth and entrepreneurs start their own micro and small businesses by providing an additional 10-15% subsidy on top of the central PMEGP subsidy. This extra state support makes it more affordable to set up your enterprise, whether you're looking to start manufacturing, services, or trading business. You can apply through the MSME portal by submitting your project report, educational certificates, Aadhaar, PAN card, and bank account details.

✓ Subsidy15% capital subsidy up to ₹15 …

Credit Linked Capital Subsidy Scheme

क्रेडिट लिंक्ड कैपिटल सब्सिडी योजना

The Credit Linked Capital Subsidy Scheme is a government program designed to help small and micro business owners modernize their manufacturing units with new technology and machinery. When you take a bank loan to purchase equipment, the government provides an upfront subsidy of 15% of the loan amount, up to a maximum of ₹15 lakh, which directly reduces your financial burden. This makes it affordable for small business owners to invest in better technology and improve their productivity. You can apply online at https://clcss.dcmsme.gov.in by submitting your MSME registration, bank loan documents, and a detailed technology upgrade plan.

✓ InsuranceVaries - Accident insurance up…

E-Shram Card Portal

ई-श्रम कार्ड पोर्टल

E-Shram is a national database for unorganized sector workers in India. It provides a unique 12-digit number to workers, enabling them to access various government social security schemes and benefits. The portal helps unorganized workers like daily wage laborers, street vendors, domestic workers, and self-employed individuals register themselves and become eligible for government welfare programs including accident insurance, health insurance, disability benefits, and pension schemes. Workers can register free of cost using their Aadhaar number and basic information. The card serves as an official identity for informal sector workers and helps them access credit facilities and formal employment opportunities. Registration is simple and can be done online or through Common Service Centers.

✓ ServiceFree onboarding + direct gover…

Government e-Marketplace Onboarding for MSMEs

सरकारी ई-मार्केटप्लेस एमएसएमई ऑनबोर्डिंग

This scheme helps small and medium business owners (MSMEs) and startups sell their products directly to government departments and agencies through the Government e-Marketplace (GeM) platform. You can register your business for free and get direct access to government procurement opportunities worth thousands of crores without paying any middlemen or brokers. To apply, simply visit gem.gov.in with your MSME registration, GST number, PAN card, and bank account details ready. This opens doors to sell to government buyers across India and grow your business significantly.

✓ SubsidyUp to Rs.1 lakh/seat

India BPO Promotion Scheme

भारत बीपीओ प्रोत्साहन योजना

Financial support for setting up BPO/ITES operations in Tier 2/3 cities and NE states. Viability gap funding of up to Rs.1 lakh per seat.

✓ Employment100 days employment/year at ₹2…

Mahatma Gandhi National Rural Employment Guarantee Scheme

महात्मा गांधी राष्ट्रीय ग्रामीण रोजगार गारंटी योजना

MGNREGA is a government employment program that guarantees every rural adult at least 100 days of paid work each year, helping you earn a steady income while building community infrastructure like roads and wells. You can earn ₹220-350 per day depending on your state, with work assigned by your local gram panchayat. Simply register with your Aadhaar card and bank account details at your gram panchayat office or online at nrega.nic.in to start earning and securing your family's livelihood.

National Career Service Portal

राष्ट्रीय कैरियर सेवा पोर्टल

The National Career Service (NCS) Portal is a free online platform launched by the Ministry of Labour and Employment to connect job seekers with employers and provide career guidance. It serves as a one-stop digital solution for employment, skill development, and career counseling. Job seekers can search for vacancies, upload resumes, and access skill-building resources. Employers can post job openings and find qualified candidates. The portal also provides information about various government skill development schemes, vocational training programs, and career counseling services. NCS aims to reduce unemployment, facilitate better job matching, and promote skilled employment across India. The platform is accessible to all Indian citizens free of cost.

✓ Subsidy35% credit linked subsidy up t…

PM Formalisation of Micro Food Processing Enterprises

सूक्ष्म खाद्य प्रसंस्करण उद्यमों का औपचारिकीकरण

This scheme helps small food business owners make their operations official and grow bigger with government support. You can get up to ₹10 lakh as a subsidy where the government pays 35% of your loan amount, and you only need to repay the remaining 65% to the bank. Along with the financial help, you also receive support for upgrading your equipment, training your workers, and completing all legal registrations. To apply, visit the official MOFPI website and submit your Aadhaar, MSME registration, bank details, and a simple business plan.

✓ Subsidy25-35% subsidy vs 15-25% for g…

PMEGP Special Component for SC/ST/Women

पीएमईजीपी एससी/एसटी/महिलाओं के लिए विशेष घटक

PMEGP Special Component is a government scheme that provides higher financial support to SC, ST, women, minorities, and people with disabilities who want to start their own small business. You can receive a subsidy of 25-35% of your project cost (compared to 15-25% for general category applicants) to set up a micro enterprise. If you are aged 18-45 and have the necessary documents like Aadhaar, caste certificate, PAN, and a project report, you can apply online on the KVIC portal to get started.

✓ Employment125 days guaranteed employment

Pradhan Mantri Garib Kalyan Rozgar Abhiyaan

प्रधानमंत्री गरीब कल्याण रोजगार अभियान

The Pradhan Mantri Garib Kalyan Rozgar Abhiyaan is a central government employment program that guarantees 125 days of paid work every year for migrant workers and rural residents who need income. You will be employed in public works projects such as building roads, managing water resources, and community development activities in your own village or nearby areas. To apply, visit your local NREGA office with your Aadhaar Card, bank account details, and Job Card, or apply online at nrega.nic.in to start earning guaranteed wages.

✓ SubsidySubsidy 15-35% of project cost

Prime Minister Employment Generation Programme

प्रधानमंत्री रोजगार सृजन कार्यक्रम

The Prime Minister Employment Generation Programme (PMEGP) is a credit-linked subsidy scheme that helps you start your own micro business with financial support from the government. Whether you want to start a small shop, manufacturing unit, or service business in rural or urban areas, the government covers 15-35% of your total project cost as a subsidy, while you take a bank loan for the remaining amount. This significantly reduces your financial burden and makes it easier to become self-employed. You can apply online through the KVIC portal by submitting your business project report, bank loan sanction letter, and basic identity documents.

✓ LoanUp to Rs. 25 lakh loan with go…

Prime Minister's Employment Generation Programme

प्रधानमंत्री रोजगार सृजन कार्यक्रम

The Prime Minister's Employment Generation Programme (PMEGP) is a centrally sponsored scheme aimed at generating self-employment opportunities in rural and urban areas. It provides financial assistance to unemployed persons and existing small business owners to establish new micro and small enterprises. The scheme offers subsidized loans through participating banks, with government subsidy covering a portion of the project cost. Beneficiaries receive training support and handholding services. The programme targets creating sustainable livelihoods and contributing to economic growth by encouraging entrepreneurship among the working population.

✓ IncentiveIncentive 4-10% of incremental…

Production Linked Incentive Scheme for Food Processing

खाद्य प्रसंस्करण के लिए उत्पादन लिंक्ड प्रोत्साहन

The Production Linked Incentive Scheme for Food Processing is designed to help registered food processing companies in India grow their business and increase exports. Under this scheme, companies that increase their production and sales can receive financial incentives ranging from 4-10% of their additional sales compared to a base year, making it easier to invest in new equipment and expand operations. To apply, your company must have GST registration, audited financial accounts, an active bank account, and a detailed business plan, which you can submit directly on the Ministry of Food Processing's official website.

✓ LoanLoan ₹10 lakh to ₹1 crore

Stand-Up India

स्टैंड अप इंडिया

Stand-Up India is a government scheme that provides bank loans between Rs.10 lakh and Rs.1 crore to help first-time entrepreneurs start their own businesses. The scheme specially supports SC/ST individuals and women entrepreneurs who want to establish new greenfield enterprises. You can apply directly through any participating bank branch with a simple business plan, and the bank will process your loan faster than usual without lengthy procedures. This is a great opportunity for young entrepreneurs aged 18-65 to turn their business ideas into reality with government backing.

✓ GrantGrant up to ₹20 lakh

Startup India Seed Fund

स्टार्टअप इंडिया सीड फंड

The Startup India Seed Fund is a government grant program that gives young entrepreneurs up to ₹20 lakh to turn their business ideas into reality without needing to repay the money. Whether you want to test your product idea, build a prototype, or launch your startup, this fund covers those initial costs. You must be recognized by DPIIT (Department for Promotion of Industry and Internal Trade) and have a solid business plan to apply online.

✓ LoanLoan up to ₹10 lakh at subsidi…

Weavers MUDRA Yojana

बुनकर मुद्रा योजना

The Weavers MUDRA Yojana is a special loan program from the Ministry of Textiles to help handloom weavers grow their business without financial stress. As a registered weaver, you can borrow up to ₹10 lakh at lower interest rates to buy yarn, dyes, looms, and other equipment needed for weaving. The loan is easy to get through your bank or the official handlooms portal, and repayment terms are designed to suit a weaver's cash flow.

✓ PensionRs. 1,500 per month

Aasara Pension Scheme Telangana

आसरा पेंशन योजना तेलंगाना

The Aasara Pension Scheme is a social security pension program launched by the Telangana government to provide financial assistance to vulnerable and economically weaker sections of society. The scheme covers senior citizens, persons with disabilities, and weavers who are unable to support themselves. Beneficiaries receive a monthly pension to help meet their basic living expenses. The scheme aims to ensure dignified living for marginalized groups and reduce poverty among the elderly and disabled population. Eligible applicants must meet income and age criteria and can apply through their local revenue offices or online portals.

✓ CashRs.1,000-5,000/month at 60

Atal Pension Yojana

अटल पेंशन योजना

Guaranteed monthly pension of Rs.1,000-5,000 after age 60 for unorganised sector workers. Government co-contributes 50% for 5 years (max Rs.1,000/year).

✓ PensionVaries based on contribution h…

Employees Provident Fund

कर्मचारी भविष्य निधि

The Employees Provident Fund (EPF) is a social security and retirement benefit scheme for Indian workers. It is a mandatory savings scheme where both employees and employers contribute a portion of the employee's salary to a dedicated account. The contributions are invested and accumulate with interest over the working years. Upon retirement at age 58 or upon meeting other conditions, employees can withdraw their accumulated corpus. The scheme provides financial security for workers during old age, disability, or family emergencies. It also offers benefits like loans against the provident fund balance and medical emergency withdrawals. The EPF is managed by the Employees Provident Fund Organisation (EPFO) under the Ministry of Labour and Employment.

✓ Savings12% employer contribution

Employees Provident Fund Scheme

कर्मचारी भविष्य निधि योजना

Mandatory provident fund with 12% employee + 12% employer contribution for establishments with 20+ employees. Retirement corpus with EPS pension.

✓ PensionRs. 500-1000 per month (varies…

Indira Gandhi National Disability Pension Scheme

इंदिरा गांधी राष्ट्रीय विकलांगता पेंशन योजना

The Indira Gandhi National Disability Pension Scheme is a centrally sponsored social security scheme designed to provide monthly pension support to persons with severe disabilities. It aims to ensure financial security and basic livelihood support for disabled individuals who are unable to earn their own living. The scheme covers both men and women aged 18-60 years with severe or multiple disabilities as certified by medical authorities. Beneficiaries receive a fixed monthly pension amount, helping them meet basic needs and reduce financial burden on their families. The scheme operates through state governments and district administration, making it accessible across rural and urban areas throughout India.

Indira Gandhi National Disability Pension Scheme

इंदिरा गांधी राष्ट्रीय विकलांगता पेंशन योजना

Monthly pension of Rs.300 to BPL persons with severe or multiple disabilities (80%+) aged 18-79 years.

✓ CashRs.300/month

✓ PensionVaries by state; Central assis…

Indira Gandhi National Old Age Pension Scheme

इंदिरा गांधी राष्ट्रीय वृद्धावस्था पेंशन योजना

The Indira Gandhi National Old Age Pension Scheme (IGNOAPS) is a centrally sponsored social security scheme designed to provide financial assistance to elderly citizens aged 60 years and above who are living in poverty. The scheme aims to ensure dignified living standards for senior citizens by providing regular monthly pension. Beneficiaries receive a fixed monthly pension amount, which varies based on state contributions and central assistance. The scheme covers all Indian states and union territories and is implemented by state governments. It targets Below Poverty Line (BPL) and Antyodaya Ann Yojana (AAY) households primarily, though some states have extended coverage to Above Poverty Line (APL) categories as well. The pension helps elderly individuals meet basic living expenses including food, medicine, and shelter.

✓ CashRs.200-500/month (central shar…

Indira Gandhi National Old Age Pension Scheme

इंदिरा गांधी राष्ट्रीय वृद्धावस्था पेंशन योजना

Monthly pension of Rs.200 (age 60-79) or Rs.500 (age 80+) to BPL senior citizens. States add their own top-up amount.

✓ CashRs.300/month (central share)

Indira Gandhi National Widow Pension Scheme

इंदिरा गांधी राष्ट्रीय विधवा पेंशन योजना

Monthly pension of Rs.300 to BPL widows aged 40-79 years. States provide additional top-up.

✓ PensionRs. 300 per month (central con…

Indira Gandhi National Widow Pension Scheme

इंदिरा गांधी राष्ट्रीय विधवा पेंशन योजना

The Indira Gandhi National Widow Pension Scheme is a centrally sponsored scheme providing monthly pension to poor and destitute widows across India. Under this scheme, widows aged 40-79 years with annual household income below the poverty line receive a fixed monthly pension. The scheme aims to provide social security and financial assistance to widows who have lost their primary breadwinner and are in vulnerable economic conditions. The pension helps widows meet basic living expenses and reduces their economic hardship. The scheme is implemented by State governments with financial support from the Central government. Eligibility and benefit amounts may vary slightly by state based on local poverty line definitions.

✓ CashRs.3,000/month pension at 60

PM Kisan Maandhan Yojana

पीएम किसान मानधन योजना

Monthly pension of Rs.3,000 at age 60 for small and marginal farmers (up to 2 hectares). Monthly contribution Rs.55-200 with matching government contribution.

✓ CashRs.3,000/month at age 60

PM National Pension Scheme for Traders

पीएम राष्ट्रीय पेंशन योजना व्यापारियों के लिए

Guaranteed monthly pension of Rs.3,000 at age 60 for retail traders and shopkeepers with annual turnover below Rs.1.5 crore.

✓ CashRs.3,000/month pension at 60

PM Shram Yogi Maan-dhan Yojana

पीएम श्रम योगी मानधन योजना

Monthly pension of Rs.3,000 after age 60 for unorganised workers aged 18-40. Monthly contribution Rs.55-200 with equal government contribution.

✓ PensionRs. 3,000 per month

Pradhan Mantri Kisan Maandhan Yojana

प्रधानमंत्री किसान मानधन योजना

PM Kisan Maandhan Yojana is a voluntary pension scheme designed to provide social security and regular income to small and marginal farmers during their old age. Under this scheme, farmers contribute a fixed amount monthly based on their age, and the government matches an equal contribution. Upon reaching 60 years of age, beneficiaries receive a guaranteed minimum pension of Rs. 3,000 per month. The scheme aims to ensure financial stability and dignity in the lives of farmers who have spent their productive years in agriculture. It covers all small and marginal farmers across India who own cultivable land and fall within the eligible age group. The pension is provided for life, and after the beneficiary's death, the spouse receives 50% of the pension amount as family pension.

✓ Cash7.4% guaranteed return

Pradhan Mantri Vaya Vandana Yojana

प्रधानमंत्री वय वंदना योजना

Guaranteed pension of 7.4% per annum for senior citizens on investment up to Rs.15 lakh. Monthly, quarterly, half-yearly, or yearly payout options.

✓ SubsidyFree or highly subsidized sare…

Bathukamma Sarees Scheme

बथुक्कम्मा साड़ियों योजना

The Bathukamma Sarees Scheme is a cultural initiative by the Telangana State Government aimed at promoting the traditional Bathukamma festival and supporting weavers and artisans. Under this scheme, eligible women receive free or subsidized traditional Bathukamma sarees during the festival season. The scheme celebrates the cultural heritage of Telangana and provides economic support to traditional weavers by increasing demand for handloom products. Beneficiaries include women from all categories who can obtain these culturally significant sarees at nominal or no cost, thereby promoting traditional craftsmanship and ensuring the continuation of this important cultural practice across the state.

✓ PensionUp to Rs. 6,000 per month or R…

Financial Assistance for Veteran Artistes

वयोवृद्ध कलाकारों के लिए वित्तीय सहायता

This scheme provides financial assistance to veteran and senior artistes who have contributed significantly to Indian art and culture but face financial hardship in their old age. The scheme aims to recognize their contributions and ensure their dignity and welfare in their later years. Eligible veteran artistes receive regular financial support to help meet their basic needs. The scheme covers various art forms including classical music, dance, theatre, visual arts, and other traditional performing arts. Beneficiaries must have at least 40 years of involvement in their respective art form and demonstrate financial need. The assistance is provided as monthly stipends or lump sum grants depending on individual circumstances and scheme guidelines.

✓ SubsidyVaries based on project scope …

Hamari Dharohar

हमारी धरोहर

Hamari Dharohar is a centrally-sponsored scheme launched by the Ministry of Minority Affairs to preserve and promote the cultural heritage of minority communities in India. The scheme aims to document, conserve, and celebrate the historical, architectural, and cultural assets of minority communities including Muslims, Christians, Sikhs, Buddhists, Parsis, and Jews. It provides financial assistance for restoration of heritage sites, documentation of intangible cultural heritage, capacity building of artisans, and awareness programs. The scheme benefits heritage conservation organizations, cultural institutions, artisans, and community groups working to preserve minority cultural heritage. It helps protect endangered crafts, languages, and cultural practices while creating employment opportunities and fostering intercommunal harmony through cultural understanding.

✓ ServiceNo direct cash benefit

Janjatiya Gaurav Divas

जनजातीय गौरव दिवस

Janjatiya Gaurav Divas is a national observance celebrated on November 15th each year to commemorate the birth anniversary of Bhagwan Birsa Munda, a legendary tribal freedom fighter and social reformer. The Ministry of Tribal Affairs organizes various cultural, educational, and awareness programs across the country to honor tribal heritage, celebrate tribal contributions to India's independence movement, and promote tribal culture and traditions. The day aims to inspire tribal youth, recognize tribal achievements, and strengthen national integration. Schools, colleges, government offices, and community organizations participate through cultural programs, seminars, exhibitions, and educational initiatives highlighting tribal art, music, dance, and historical significance of tribal communities in shaping India's national identity.

✓ GrantVaries by scheme component - t…

Kala Sanskriti Vikas Yojana

कला संस्कृति विकास योजना

The Kala Sanskriti Vikas Yojana is a central government scheme designed to promote and preserve India's rich cultural heritage and artistic traditions. The scheme aims to support talented artists, craftspeople, and cultural practitioners across various art forms including music, dance, theater, visual arts, and traditional crafts. It provides financial assistance, training opportunities, and platforms for cultural expression to help artists sustain their livelihoods while contributing to cultural preservation. The scheme benefits both individual artists and cultural organizations, offering grants, performance opportunities, and capacity-building programs. It recognizes the importance of safeguarding India's diverse cultural landscape and ensures that traditional art forms are passed on to future generations. The initiative promotes cultural tourism and helps document endangered art forms through various grants and fellowship programs.

✓ CertificateRs. 5 lakh (cash award) + Cert…

National Award for Master Craftspersons

राष्ट्रीय मास्टर कारीगर पुरस्कार

The National Award for Master Craftspersons is a prestigious recognition scheme by the Ministry of Textiles to honor and acknowledge the exceptional skills, creativity, and contributions of master craftspersons in India's textile and handicraft sectors. This award celebrates artisans who have demonstrated outstanding mastery in traditional crafts and have significantly contributed to preserving and promoting India's rich textile heritage. Recipients are recognized nationally and receive a cash award along with a certificate of honor. The scheme aims to encourage craftsmanship excellence, inspire younger generations to pursue traditional arts, and provide economic recognition to dedicated artisans who have devoted their lives to maintaining India's handicraft traditions. Master craftspersons from all states and union territories can apply, showcasing their expertise in various textile techniques, weaving, embroidery, and other traditional crafts.

✓ GrantVaries based on project and ap…

National Culture Fund

राष्ट्रीय संस्कृति कोष

The National Culture Fund is a central scheme launched by the Ministry of Culture to preserve, promote, and develop India's rich cultural heritage. It provides financial assistance to organizations, institutions, and individuals working in the fields of arts, culture, heritage conservation, and cultural research. The fund supports diverse cultural activities including performing arts, visual arts, literature, archaeology, museum development, and protection of monuments. It aims to encourage private sector participation in cultural development through tax incentives and grants. The scheme benefits artists, cultural organizations, museums, heritage sites, and educational institutions engaged in cultural preservation and promotion across India.

✓ ServiceVaries based on project scope

National Mission on Cultural Mapping

राष्ट्रीय सांस्कृतिक मानचित्रण मिशन

The National Mission on Cultural Mapping is a centralized initiative by the Ministry of Culture to document, preserve, and map India's diverse cultural heritage across all states and union territories. The scheme aims to create a comprehensive database of cultural resources including monuments, artifacts, performing arts, crafts, languages, and traditions. It benefits cultural researchers, historians, artists, heritage organizations, and the general public by providing accessible information about India's cultural landscape. Key benefits include digital archiving of cultural assets, promotion of local arts and crafts, support for documentation projects, and preservation of endangered cultural practices. The mission facilitates inter-state cultural exchange and helps in formulating evidence-based cultural policies.

National Mission on Libraries

राष्ट्रीय पुस्तकालय मिशन

The National Mission on Libraries is a central sector scheme aimed at strengthening library infrastructure and services across India. It focuses on modernizing public libraries, improving digital accessibility, promoting reading culture, and ensuring equitable access to information resources for all citizens. The mission supports library development at national, state, and local levels through capacity building, infrastructure upgradation, digitization of library materials, and training of library professionals. It benefits students, researchers, educators, and the general public by providing better library facilities, digital resources, and knowledge access. The scheme emphasizes inclusivity, making libraries community learning centers that support literacy, skill development, and social inclusion.

✓ ServiceVaries based on project scope …

National Mission on Manuscripts

राष्ट्रीय पांडुलिपि मिशन

The National Mission on Manuscripts is a central government initiative to preserve, protect, and promote India's rich manuscript heritage. The scheme aims to identify, document, conserve, and digitize rare and valuable manuscripts scattered across libraries, archives, temples, and private collections. It provides financial assistance to institutions and individuals for manuscript preservation, restoration, cataloguing, and research. The mission facilitates access to these invaluable cultural resources through digitization and publication projects. It supports scholars, researchers, and cultural organizations in their efforts to safeguard ancient texts, Sanskrit scriptures, historical documents, and literary works that form the foundation of Indian civilization and knowledge systems.

✓ SubsidyUp to Rs.5 lakh to Rs.25 lakh …

Scheme for Financial Assistance to Cultural Organisations

सांस्कृतिक संगठनों को वित्तीय सहायता योजना

This scheme provides financial assistance to registered cultural organisations, societies, and trusts working in the field of culture, arts, heritage preservation, and promotion of Indian classical and contemporary arts. The scheme aims to support organisations engaged in activities like organising cultural events, festivals, exhibitions, seminars, workshops, and cultural performances. Eligible organisations can receive grants to support their operational and programmatic activities. The assistance helps preserve cultural heritage, promote traditional art forms, and encourage contemporary cultural expressions. Both government recognised and independent cultural organisations working at national, state, or local levels can apply for this support.

✓ PensionRs. 6,000 per month pension pl…

Scheme for Pension and Medical Aid to Artistes

कलाकारों को पेंशन और चिकित्सा सहायता योजना

This central scheme provides financial support to senior artistes, including classical musicians, dancers, theatre artists, and other performing artists who have made significant contributions to Indian culture. The scheme offers monthly pension and medical aid to eligible artistes aged 60 years and above who lack sufficient means of livelihood. Beneficiaries receive a monthly pension to support their daily expenses and access to medical assistance for health-related emergencies. The scheme aims to recognize the invaluable cultural contributions of artistes and ensure their dignity and welfare in their senior years. Artistes from all classical traditions, folk arts, and contemporary performing arts are eligible to apply.

✓ ServiceVaries - Up to Rs.5 lakh for d…

Scheme for Safeguarding Intangible Cultural Heritage

अमूर्त सांस्कृतिक विरासत की सुरक्षा के लिए योजना

This scheme aims to identify, document, preserve, and promote India's intangible cultural heritage including traditional art forms, crafts, music, dance, oral traditions, and cultural practices. The Ministry of Culture supports artisans, traditional practitioners, and cultural institutions through grants, training, and recognition. It helps safeguard endangered traditional knowledge and skills passed down through generations. Benefits include financial assistance for documentation, skill development programs, awards and recognition for master craftspeople, and support for cultural organizations. The scheme ensures that unique cultural traditions are preserved for future generations and practitioners receive adequate support to continue their valuable work.

✓ SubsidyUp to Rs.10 lakh per event (am…

Seva Bhoj Yojana

सेवा भोज योजना

Seva Bhoj Yojana is a central scheme by the Ministry of Culture that provides financial assistance to religious and charitable institutions for organizing community meals and feasts during religious festivals and ceremonies. The scheme aims to preserve India's cultural heritage and support community service activities. Registered charitable trusts, temples, mosques, gurudwaras, churches, and other religious institutions can apply for grants to organize 'Bhoj' (community meals) during important religious occasions. The financial support helps these institutions serve food to devotees and community members, promoting social harmony and cultural values. This scheme recognizes the role of religious institutions in community welfare and cultural preservation across India.

✓ SubsidyVaries based on project scope …

Green Energy Corridor

हरित ऊर्जा गलियारा

The Green Energy Corridor is a central scheme launched by the Ministry of New and Renewable Energy to develop transmission infrastructure for integrating renewable energy sources like solar and wind power across India. The scheme focuses on strengthening electrical grids to efficiently transmit clean energy from generation centers to consumption areas. It benefits power distribution companies, renewable energy developers, and ultimately consumers by ensuring reliable green energy supply. Key benefits include reduced transmission losses, improved grid stability, faster renewable energy integration, and support towards India's renewable energy targets. The scheme provides financial assistance and technical support for developing dedicated transmission lines and substations for renewable energy evacuation.

✓ SubsidyUp to 60% subsidy on solar pum…

Kisan Urja Suraksha evam Utthaan Mahabhiyan (KUSUM) Yojana

किसान उर्जा सुरक्षा एवं उत्थान महाभियान योजना

KUSUM Yojana is a central government scheme designed to promote solar energy adoption among farmers and rural communities. The scheme has three components: installing solar pumps to replace diesel pumps, setting up solar power plants on agricultural land, and facilitating grid connectivity for solar energy. Farmers can install solar pumps for irrigation, earn income by selling excess solar power to the grid, and reduce their dependence on diesel and electricity. The government provides up to 60% subsidy on solar pump installation, with farmers contributing 10% and banks financing the remaining 30%. This scheme promotes sustainable agriculture, reduces carbon emissions, creates rural employment, and ensures energy security while helping farmers save money on fuel and electricity costs.

✓ SubsidyVaries (Capital subsidy up to …

National Hydrogen Mission

राष्ट्रीय हाइड्रोजन मिशन

The National Hydrogen Mission is a central government initiative to establish India as a global hub for green hydrogen production and utilization. Launched in 2023, it aims to produce green hydrogen from renewable energy sources to decarbonize various industrial sectors including steel, fertilizer, and petroleum refining. The mission targets 5 million tonnes of green hydrogen production capacity by 2030. It provides support to industries, researchers, and entrepreneurs through incentives, R&D funding, and infrastructure development. The scheme benefits manufacturing units, chemical industries, refineries, and hydrogen technology developers seeking to transition to sustainable hydrogen solutions and reduce carbon emissions.

✓ SubsidyUp to 40% subsidy on residenti…

National Solar Mission

राष्ट्रीय सौर मिशन

The National Solar Mission is India's flagship program to promote solar energy adoption across residential, commercial, and industrial sectors. Launched in 2010, it aims to establish India as a global leader in solar energy by increasing solar capacity and reducing dependence on fossil fuels. The scheme provides subsidies, concessional financing, and technical support for rooftop solar installations, large-scale solar power plants, and solar-powered applications. Beneficiaries include homeowners, farmers, businesses, and government institutions. Key benefits include reduced electricity bills, tax incentives, accelerated depreciation benefits, and net metering facilities. The mission targets affordable energy access while creating employment opportunities in the solar sector.

✓ SubsidyUp to 90-100% subsidy on solar…

PM Kusum - Component B Standalone Solar Pumps

पीएम कुसुम - घटक बी स्टैंडअलोन सौर पंप

PM Kusum Component B provides financial assistance to farmers for installing standalone solar-powered agricultural pumps to replace diesel/electric pumps. The scheme aims to reduce farmers' dependence on grid electricity and diesel, lowering operational costs and promoting clean energy. Eligible farmers receive a subsidy covering up to 90% of the pump cost in general areas and up to 100% in special areas like Jammu & Kashmir and Ladakh. The standalone solar pumps are suitable for areas where grid connectivity is difficult. Beneficiaries get access to high-quality solar pumps with 5-year performance guarantees. This reduces agricultural input costs, increases farm productivity, and promotes environmental sustainability.

✓ Subsidy30-50% subsidy on solar pump s…

PM Kusum - Component C Solarisation of Grid Connected Pumps

पीएम कुसुम - घटक सी ग्रिड से जुड़े पंपों का सौरीकरण

PM Kusum Component C aims to solarise existing grid-connected agricultural pump sets across India. Under this scheme, farmers can replace their conventional electricity-powered pumps with solar-powered alternatives, reducing their electricity bills and dependence on grid power. The government provides a substantial subsidy to farmers, covering 30-50% of the system cost depending on the state. This initiative promotes renewable energy adoption in agriculture while ensuring energy security. Farmers benefit from reduced operational costs, lower carbon footprint, and improved farm productivity. The scheme is open to individual farmers and farmer groups with existing grid-connected pumps of 0.5 HP to 7.5 HP capacity.

✓ SubsidyVaries based on capacity (1-2 …

PM Kusum - Pradhan Mantri Kisan Urja Suraksha evam Utthaan Mahabhiyaan - Component A Solar Power Plants

पीएम कुसुम - प्रधानमंत्री किसान ऊर्जा सुरक्षा एवं उत्थान महाभियान - घटक ए सौर ऊर्जा संयंत्र

PM Kusum Component A aims to install solar power plants on barren and wasteland belonging to farmers. Under this scheme, farmers can install 1-2 MW solar power plants on their land and sell the generated electricity to the grid through the central procurement process. The scheme provides financial support and long-term power purchase agreements ensuring stable income. Farmers receive approximately Rs. 40,000-50,000 per MW capacity per acre annually by selling solar power. This initiative helps farmers utilize unproductive land, earn additional income, and contribute to renewable energy generation while promoting sustainable agriculture and energy security.

✓ SubsidyRs.30,000/kW subsidy (max Rs.7…

PM Surya Ghar - Rooftop Solar Scheme

पीएम सूर्य घर - रूफटॉप सोलर योजना

Subsidy of Rs.30,000 per kW for rooftop solar installations up to 3 kW capacity for residential households. Free electricity up to 300 units/month.

✓ Subsidy60% subsidy on solar pump

PM-KUSUM Solar Pump Scheme

पीएम-कुसुम सोलर पंप योजना

Subsidised solar pumps for farmers — 60% subsidy (30% central + 30% state) on standalone solar pumps of 2-10 HP capacity.

✓ SubsidyFree electricity connection fo…

Pradhan Mantri Sahaj Bijli Har Ghar Yojana - Saubhagya

प्रधानमंत्री साहज बिजली हर घर योजना - सौभाग्य

Saubhagya is a Central Government scheme launched in 2017 to provide electricity connections to all unelectrified households in the country. The scheme aims to ensure universal household electrification by providing free electricity connections to Below Poverty Line (BPL) families and to Above Poverty Line (APL) families at a nominal cost. Under this scheme, the Government bears the cost of infrastructure development including poles, wires, transformers and meters. The scheme covers both rural and urban areas and is implemented by state distribution companies. Beneficiaries receive electricity connection with zero down payment for BPL households, enabling access to reliable and affordable electricity for essential household needs.

✓ LoanVaries based on project requir…

Revamped Distribution Sector Scheme (RDSS)

पुनर्गठित वितरण क्षेत्र योजना (आरडीएसएस)

The Revamped Distribution Sector Scheme (RDSS) is a central government initiative designed to improve the operational and financial performance of electricity distribution companies across India. The scheme provides financial assistance and technical support to state-owned distribution utilities to reduce technical and commercial losses, improve billing and collection efficiency, and strengthen their financial position. It aims to ensure reliable, affordable, and efficient electricity supply to all consumers. The scheme covers infrastructure upgradation, meter installation, digitalization of systems, and capacity building of utility staff. States and distribution companies are the primary beneficiaries, enabling them to provide better service quality and reduce electricity theft and non-payment.

✓ ServiceFree electricity connection

Saubhagya - Household Electrification

सौभाग्य - घरेलू विद्युतीकरण

Free electricity connections to all remaining un-electrified households in rural and urban areas. Includes solar power packs for remote areas.

✓ SubsidySubsidised LED products

UJALA - LED Bulb Distribution Scheme

उजाला - एलईडी बल्ब वितरण योजना

LED bulbs at Rs.70 (market price Rs.300+), LED tube lights at Rs.220, and energy-efficient fans at Rs.1,110 for domestic consumers.

✓ SubsidyLED bulbs at Rs. 70-100 per bu…

Ujala Yojana

उजाला योजना

Ujala Yojana is a central government scheme launched by the Ministry of Power to provide affordable LED bulbs to citizens across India. The scheme aims to reduce electricity consumption and promote energy efficiency in households. Under this scheme, LED bulbs are sold at highly subsidized rates (typically Rs. 70-100 per bulb compared to market price of Rs. 300-400). Citizens can purchase these energy-efficient bulbs from designated distribution centers. The bulbs consume 80% less electricity than traditional incandescent bulbs and last much longer, reducing both energy bills and carbon footprint. This scheme benefits all Indian households by making energy-efficient lighting affordable and accessible, thereby promoting sustainable energy usage and reducing the overall energy demand in the country.

✓ InsuranceUp to Rs.1 lakh for disability…

Atal Beemit Vyakti Kalyan Yojana

अटल बीमित व्यक्ति कल्याण योजना

The Atal Beemit Vyakti Kalyan Yojana is a social security scheme designed to provide insurance coverage and financial assistance to unorganized sector workers and their families. The scheme aims to protect workers engaged in informal employment by offering disability benefits, death benefits, and other social security measures. It covers workers who are members of building and other construction workers boards, street vendors, and other unorganized workers. The scheme provides financial support during disability, permanent disability, or death, ensuring that workers and their dependents receive compensation. The primary objective is to extend social security coverage to vulnerable workers who lack access to formal employment benefits and are at higher risk of economic vulnerability.

✓ InsuranceMedical + cash benefits

Employees State Insurance Scheme

कर्मचारी राज्य बीमा योजना

Comprehensive social security for workers earning up to Rs.21,000/month covering medical, sickness, maternity, disability, dependants, and unemployment benefits.

✓ Subsidy50-70% premium subsidy

Livestock Insurance Scheme

पशुधन बीमा योजना

Insurance coverage for high-yielding cattle and buffaloes against death. Premium subsidy of 50% (general) and 70% (SC/ST) from government.

✓ InsuranceUp to Rs.20,000 per annum as p…

Mahatma Gandhi Bunkar Bima Yojana

महात्मा गांधी बुनकर बीमा योजना

The Mahatma Gandhi Bunkar Bima Yojana is a central government insurance scheme designed to provide social security coverage to handloom weavers across India. The scheme offers life insurance, disability insurance, and accident insurance benefits to registered weavers and their families. Under this scheme, eligible weavers receive insurance coverage with subsidized premiums paid by the government. The scheme provides a monthly pension in case of disability or old age, lump sum benefits for accidental death, and family support for dependents. It aims to improve the economic security of weavers, who form one of the largest unorganized labor groups in India, and promote the handloom industry.

✓ InsuranceSum insured based on crop

PM Fasal Bima Yojana (Rabi Crops)

पीएम फसल बीमा योजना (रबी फसलें)

Rabi crop insurance with 1.5% premium for farmers. Covers yield loss, prevented sowing, post-harvest losses, and localized calamities.

✓ InsuranceRs.2 lakh life cover at Rs.436…

Pradhan Mantri Jeevan Jyoti Bima Yojana

प्रधानमंत्री जीवन ज्योति बीमा योजना

Life insurance of Rs.2 lakh at annual premium of just Rs.436. Covers death due to any cause. Auto-debit from Jan Dhan bank account.

✓ Insurance₹2 lakh life cover at ₹436/yea…

Pradhan Mantri Jeevan Jyoti Bima Yojana

प्रधानमंत्री जीवन ज्योति बीमा योजना

The Pradhan Mantri Jeevan Jyoti Bima Yojana is an affordable life insurance scheme that provides ₹2 lakh financial protection to your family if you pass away. For just ₹436 per year (less than ₹40 per month), this scheme covers Indians aged 18-50 and can be easily applied online through your bank account. Your family receives the full ₹2 lakh amount immediately after your death, helping them manage financial emergencies and maintain their standard of living.

✓ InsuranceRs.2 lakh accident cover at Rs…

Pradhan Mantri Suraksha Bima Yojana

प्रधानमंत्री सुरक्षा बीमा योजना

Accidental death and disability cover of Rs.2 lakh at annual premium of just Rs.20. Covers accidental death and permanent/partial disability.

✓ InsuranceWeather-based payout

Restructured Weather Based Crop Insurance

पुनर्गठित मौसम आधारित फसल बीमा

Weather-index based crop insurance providing coverage against adverse weather conditions like deficit rainfall, frost, heatwave, and excess rainfall.

✓ InsuranceRs.5 lakh life cover (free)

Rythu Bima Scheme (Telangana)

రైతు బీమా పథకం (తెలంగాణ)

Free life insurance of Rs.5 lakh for all enrolled farmer families in Telangana. Government pays the premium. Covers natural and accidental death.

✓ InsuranceUp to Rs. 50,000 per hectare

Telangana Rythu Bima

तेलंगाना राइथु बीमा

Telangana Rythu Bima is a comprehensive crop insurance scheme designed to provide financial protection to farmers against crop losses due to natural calamities, pests, and diseases. The scheme aims to safeguard the interests of farmers and ensure their economic stability by providing insurance coverage at affordable premiums. Under this scheme, farmers receive compensation for crop damage or total crop loss, helping them recover quickly and continue agricultural activities. The scheme covers both crops during monsoon and summer seasons, offering a safety net for farming families. Beneficiaries receive insurance payouts based on the extent of crop damage assessed by authorized officials, ensuring transparent and fair claim settlement.

✓ ServiceUrban infrastructure services

Atal Mission for Rejuvenation and Urban Transformation

अटल नवीकरण और शहरी परिवर्तन मिशन

The Atal Mission for Rejuvenation and Urban Transformation (AMRUT) is a central government scheme designed to improve the quality of life in cities and towns across India by upgrading basic infrastructure services. Under this scheme, your city receives better water supply systems, improved sewerage and sanitation facilities, enhanced public transport, and development of parks and green spaces. If you live in an urban area covered under AMRUT, you and your community directly benefit from these modern services that make daily life healthier and more convenient. You can check if your city is covered and learn more about available services by visiting the official AMRUT portal at https://amrut.gov.in.

✓ SubsidyInterest subsidy 3-6.5%

Interest Subsidy Scheme for Housing Loans

आवास ऋण पर ब्याज सब्सिडी योजना

The Interest Subsidy Scheme for Housing Loans helps people from lower and middle-income groups afford their own homes by reducing the interest burden on home loans. The government provides an interest subsidy ranging from 3% to 6.5% depending on your income category, which means your monthly EMI (loan payment) becomes significantly lower. You can apply through the PMAY portal if you are between 21-65 years old, earn up to Rs. 18 lakh annually, and have the required documents like Aadhaar, income certificate, and property documents.

✓ CashRs.1.50-2 lakh housing assista…

National Scheme for Fishermen Housing

मछुआरों के लिए राष्ट्रीय आवास योजना

Provides pucca houses to fishermen families living in coastal areas. Unit cost Rs.1.50-2 lakh with central and state share.

✓ SubsidySubsidy on home construction/p…

PM Awas Yojana - Urban 2.0

पीएम आवास योजना - शहरी 2.0

Next phase of urban housing scheme targeting remaining housing demand. Interest subsidy, credit-linked subsidy, and beneficiary-led construction.

✓ SubsidyInterest subsidy 3-4% on loan …

PMAY Credit Linked Subsidy for MIG

पीएमएवाई मध्यम आय वर्ग के लिए क्रेडिट लिंक्ड सब्सिडी

The PMAY Credit Linked Subsidy for Middle Income Group is a central government scheme that helps middle-class families afford their own homes by reducing the burden of home loan interest. If your household earns between ₹12 lakh to ₹18 lakh annually, the government will subsidize 3-4% of your home loan interest, making your monthly EMI payments significantly lower. You can receive this subsidy on loans up to ₹12 lakh. Applying is straightforward—visit pmaymis.gov.in with your Aadhaar, income certificate, bank details, and property documents to start the process.

PMAY-Gramin (IAP Districts)

प्रधानमंत्री आवास योजना ग्रामीण (आईएपी)

Enhanced housing assistance of Rs.1.30 lakh in plain areas and Rs.1.50 lakh in hilly/difficult areas for IAP (Integrated Action Plan) districts under PMAY-G.

✓ CashRs.1.30-1.50 lakh

✓ SubsidyRs.2.35-2.67 lakh subsidy on h…

PMAY-Urban (CLSS Component)

प्रधानमंत्री आवास योजना शहरी (CLSS)

Credit-linked subsidy of Rs.2.35-2.67 lakh on home loans for EWS/LIG/MIG categories to purchase or construct houses in urban areas.

✓ Cash₹1.20 lakh in plains, ₹1.30 la…

Pradhan Mantri Awas Yojana — Gramin

प्रधानमंत्री आवास योजना — ग्रामीण

Pradhan Mantri Awas Yojana — Gramin is a central government scheme designed to help rural families living in kachcha (temporary) or damaged houses build a permanent pucca home. Eligible households receive direct cash assistance of ₹1.20 lakh in plain areas and ₹1.30 lakh in hilly, tribal, and difficult regions to construct a house with basic facilities including a kitchen, toilet, and water connection. The scheme prioritizes BPL families, landless laborers, and those living in unsafe conditions. You can apply through the official portal pmayg.nic.in by submitting your Aadhaar, BPL/SECC certificate, and bank account details.

✓ SubsidySubsidy up to ₹2.67 lakh

Pradhan Mantri Awas Yojana — Urban

प्रधानमंत्री आवास योजना — शहरी

The Pradhan Mantri Awas Yojana — Urban helps poor and middle-class families in cities afford their own homes by providing a subsidy of up to ₹2.67 lakh. Whether you want to build a new house or buy an existing one, this central government scheme supports eligible families across all of India. You can apply online at pmayuclap.gov.in by submitting your Aadhaar, income certificate, bank details, and land documents. The scheme is open to all genders and social categories, making homeownership more accessible to common citizens.

✓ ServiceFree shelter facility

Pradhan Mantri Awas Yojana for Homeless

बेघरों के लिए प्रधानमंत्री आवास योजना

The Pradhan Mantri Awas Yojana for Homeless is a central government scheme designed to provide free shelter and safe housing to homeless people living on streets in urban areas across India. Under this scheme, beneficiaries receive clean shelter homes equipped with basic amenities including nutritious food, drinking water, sanitation facilities, and basic medical care. Any homeless person can apply by visiting a nearby shelter home or registering online at pmayuclap.gov.in using just their Aadhaar Card or any valid identity proof.

Ayushman Bharat Digital Mission

आयुष्मान भारत डिजिटल मिशन

The Ayushman Bharat Digital Mission is a national digital health initiative that creates a comprehensive digital health ecosystem in India. It aims to link health records of citizens with their Ayushman Bharat Health Account (ABHA), enabling seamless sharing of health information across healthcare providers. The mission digitizes health records, prescriptions, and medical histories to improve healthcare delivery and patient outcomes. It benefits all Indian citizens by providing secure, portable health records accessible through a unique digital ID. Key benefits include faster healthcare delivery, reduced medical errors, elimination of duplicate tests, and better coordination between doctors and hospitals. The system is interoperable, allowing both public and private healthcare providers to participate and share information with patient consent.

✓ ServiceFree infrastructure; service c…

BharatNet Project

भारतनेट परियोजना

BharatNet is a National Optical Fiber Network project aimed at providing high-speed broadband internet connectivity to all villages and rural areas across India. The project focuses on bridging the digital divide by laying optical fiber cables in underserved regions where private telecom operators have not invested. Through BharatNet, eligible villages gain access to affordable, reliable broadband services enabling digital literacy, e-governance, online education, telemedicine, and digital commerce. The infrastructure is developed through Public-Private Partnership (PPP) model, ensuring sustainable connectivity. Citizens in covered areas can avail broadband services through licensed operators at competitive rates, promoting inclusive growth and digital empowerment in rural India.

✓ ServiceService delivery + VLE income

Common Service Centres (CSC) Scheme

कॉमन सर्विस सेंटर योजना

Network of 5 lakh+ CSCs delivering 400+ government and private services at the doorstep in rural and remote areas. Entrepreneurship opportunity for VLEs.

DigiLocker

डिजिलॉकर

DigiLocker is a digital platform that allows Indian citizens to store, manage, and share important documents electronically. It eliminates the need to carry physical copies of certificates, licenses, and other official documents. Citizens can upload documents like educational certificates, driving licenses, vehicle registrations, and insurance policies. The platform uses Aadhaar-based authentication for secure access. Government agencies and institutions can issue documents directly to citizens' DigiLocker accounts. It reduces paperwork, saves time, and provides 24/7 access to documents from anywhere. The service is completely free and helps digitize India's document management system.

✓ ServiceFree Service

Digital India Programme

डिजिटल इंडिया कार्यक्रम

Digital India Programme is a flagship initiative launched in 2015 by the Government of India to transform the country into a digitally empowered society and knowledge economy. The programme aims to provide digital infrastructure, digital services, and digital literacy to all citizens. It focuses on three core pillars: creating digital infrastructure as a utility to every citizen, delivering government services digitally, and promoting digital literacy. The scheme covers broadband connectivity in rural areas, establishment of Common Service Centers (CSCs), e-governance initiatives, cashless transactions promotion, cybersecurity, and digital skill training. It benefits students, farmers, small businesses, government employees, and the general public by enabling access to online services, digital payments, e-learning platforms, and improved connectivity across India.

✓ ServiceVaries based on business turno…

Government e-Marketplace (GeM)

सरकारी ई-मार्केटप्लेस (जीईएम)

GeM is a digital marketplace platform launched by the Government of India to facilitate online procurement of goods and services by government ministries, departments, and public sector undertakings. The platform aims to make government procurement transparent, efficient, and competitive by connecting sellers directly with government buyers. It eliminates intermediaries, reduces procurement costs, and ensures fair competition among vendors. GeM benefits sellers by providing access to a large customer base of government organizations across India. Buyers get quality products at competitive prices with faster delivery. The platform supports micro, small, and medium enterprises (MSMEs), startups, and other registered businesses. It operates 24/7, provides real-time order tracking, and offers secure payment mechanisms. GeM has revolutionized government procurement by bringing transparency and efficiency to the system.

✓ TrainingFree digital training

Pradhan Mantri Gramin Digital Saksharta Abhiyan

प्रधानमंत्री ग्रामीण डिजिटल साक्षरता अभियान

Free digital literacy training covering computer basics, internet, email, digital payments, and government e-services to 6 crore rural households.

UMANG App (Unified Mobile Application for New-age Governance)

यूमैंग ऐप (नई पीढ़ी के शासन के लिए एकीकृत मोबाइल एप्लिकेशन)

UMANG is a unified mobile application developed by the Ministry of Electronics and Information Technology to deliver citizen-centric services from multiple government departments and agencies on a single platform. It provides easy access to over 1,200+ government services including passport applications, PAN registration, tax filing, pension schemes, electricity bills, water bills, and various utility services. Citizens can download the app for free from Android and iOS platforms. The app eliminates the need to visit multiple government offices by providing integrated services in one place, thereby reducing paperwork, saving time, and improving service delivery efficiency. UMANG supports multiple languages and operates across all Indian states and union territories.

✓ Subsidy35 kg food grains per family p…

Antyodaya Anna Yojana

अंत्योदय अन्न योजना

Antyodaya Anna Yojana is a food security scheme designed to provide highly subsidized food grains to the poorest households in India. Under this scheme, eligible families receive rice at Rs. 3 per kilogram and wheat at Rs. 2 per kilogram, significantly below market rates. The primary objective is to ensure food security for the most vulnerable sections of society, including BPL families and those living below the poverty line. The scheme targets households engaged in unorganized sectors, elderly persons without support, disabled individuals, and families headed by widows. Through the Public Distribution System (PDS), beneficiaries can purchase 35 kg of food grains per family per month at heavily subsidized rates. This initiative helps reduce malnutrition, ensures basic food needs are met, and provides economic relief to the poorest households across all states and union territories of India.

✓ In-kindSupplementary nutrition

Integrated Child Development Services (ICDS)

एकीकृत बाल विकास सेवाएं

Provides supplementary nutrition, immunization, health check-ups, referral services, pre-school education, and nutrition education to children under 6 and pregnant/lactating mothers.

✓ In-kindFree daily meal in school

Mid-Day Meal Scheme (PM POSHAN)

मध्याह्न भोजन योजना (पीएम पोषण)

Free cooked meals to children in government and aided schools from Class 1-8. Primary (1-5): 450 calories, Upper Primary (6-8): 700 calories per meal.

✓ ServiceRation portability

One Nation One Ration Card (ONORC)

वन नेशन वन राशन कार्ड

Enables NFSA beneficiaries to lift their entitled foodgrains from any fair price shop in any state using biometric/Aadhaar authentication.

✓ In-kind5 kg free foodgrains/person/mo…

PM Garib Kalyan Ann Yojana (Extended)

पीएम गरीब कल्याण अन्न योजना

Free 5 kg foodgrains per person per month to 80 crore NFSA beneficiaries. Extended and integrated with NFSA from January 2024.

✓ ServiceNutrition support

POSHAN Abhiyaan

पोषण अभियान

National Nutrition Mission targeting reduction in stunting, underweight, anaemia in children and low birth weight. Technology-driven monitoring through ICT-based tools.

✓ SubsidyVaries by state - typically 35…

Targeted Public Distribution System

लक्षित सार्वजनिक वितरण प्रणाली

The Targeted Public Distribution System (TPDS) is a food security program that provides subsidized foodgrains to Below Poverty Line (BPL) and Above Poverty Line (APL) families across India. Under this scheme, eligible families receive rice, wheat, and other essential food items at highly subsidized prices through Fair Price Shops (FPS). The primary objective is to ensure food security and nutritional support for economically weaker sections of society. TPDS aims to provide affordable access to essential food commodities, protecting vulnerable populations from food inflation. Benefits vary by state based on allocation, with priority given to BPL and Antyodaya Anna Yojana (AAY) beneficiaries. Each state government implements TPDS according to central guidelines while maintaining state-specific provisions.

✓ ServiceUp to Rs.10 lakh and additiona…

Atal Incubation Centres

अटल इनक्यूबेशन केंद्र

Atal Incubation Centres (AICs) is a central government initiative by NITI Aayog to foster innovation and entrepreneurship across India. These centres provide comprehensive support to startups and entrepreneurs by offering mentorship, funding, infrastructure, and networking opportunities. AICs aim to identify and nurture innovative ideas from entrepreneurs, students, researchers, and self-employed individuals. The scheme supports early-stage startups with business development services, access to laboratories, office space, and connections to investors. Beneficiaries receive guidance on product development, market research, regulatory compliance, and scaling their businesses. The primary goal is to create a robust ecosystem for innovation-driven entrepreneurship and generate employment opportunities while accelerating India's journey towards a knowledge-based economy.

✓ SubsidyVaries (Up to Rs.10 lakh for i…

Atal Innovation Mission

अटल इनोवेशन मिशन

The Atal Innovation Mission is a flagship initiative launched by the Government of India through NITI Aayog to promote a culture of innovation and entrepreneurship across the country. It aims to create a robust ecosystem for innovation and startup development by supporting entrepreneurs, students, and established companies in developing innovative ideas and products. The mission provides funding, mentorship, incubation support, and access to resources through Atal Incubation Centers and Atal Tinkering Labs. It benefits innovators, startups, students, and researchers who want to turn their ideas into viable businesses or social impact solutions. Key benefits include financial support, infrastructure access, networking opportunities, and skill development programs to help participants succeed in their entrepreneurial journey.

✓ ServiceVaries (Infrastructure, mentor…

Atal Tinkering Labs

अटल टिंकरिंग लैब्स

Atal Tinkering Labs is a flagship initiative by NITI Aayog to foster innovation and entrepreneurship among Indian youth. The scheme establishes state-of-the-art tinkering labs in schools across India, providing students with access to tools, technology, and mentorship to develop problem-solving skills through hands-on experimentation. These labs encourage young minds to identify real-world problems and create innovative solutions using 3D printers, robotics kits, electronics, and coding platforms. The program is open to students aged 6-18 years and aims to build a culture of innovation from grassroots level. Students gain exposure to STEM (Science, Technology, Engineering, Mathematics) concepts in a practical, project-based learning environment. The initiative has benefited over 50,000 students across multiple schools nationwide, promoting creativity, critical thinking, and technical skills essential for future careers.

✓ GrantUp to Rs. 50 lakhs per project

Impacting Research Innovation and Technology (IMPRINT) India

इम्प्रिंटिंग रिसर्च इनोवेशन एंड टेक्नोलॉजी (इम्प्रिंट) इंडिया

IMPRINT India is a flagship research scheme launched by the Ministry of Education to address India's societal challenges through advanced research and innovation. The scheme focuses on 10 key technology domains including water purification, sustainable agriculture, renewable energy, and healthcare solutions. It provides funding and support to researchers and institutions to develop cutting-edge technologies that can be scaled and commercialized for social benefit. The scheme encourages collaboration between academic institutions, research labs, and industry to create practical solutions for India's developmental challenges. Researchers can receive grants up to Rs. 50 lakhs for multi-institutional projects spanning 2-3 years.

✓ ScholarshipRs.5,000 to Rs.80,000 per annu…

INSPIRE Programme

इंस्पायर कार्यक्रम

INSPIRE (Innovation in Science Pursuit for Inspired Research) is a national programme designed to attract talented young students towards science careers and research. The scheme provides scholarships, mentorship, and research opportunities to meritorious students at various educational levels. It aims to build scientific temperament among youth, encourage them to pursue science streams, and develop future scientists and innovators. The programme covers scholarships for higher education, summer research internships, and career guidance. Beneficiaries receive financial support ranging from Rs.5,000 to Rs.80,000 annually depending on their educational stage, along with exposure to cutting-edge research facilities and guidance from renowned scientists across India.

✓ Loan, Subsidy, Training, ServiceVaries - Seed funding up to Rs…

National Initiative for Developing and Harnessing Innovations

राष्ट्रीय नवाचार विकास और दोहन पहल

NIDHI is a national program by the Department of Science and Technology designed to nurture innovative startups and budding entrepreneurs in India. The scheme provides end-to-end support including seed funding, mentorship, incubation, and acceleration to help turn innovative ideas into viable business ventures. It aims to create an ecosystem for innovation-driven entrepreneurship across the country. NIDHI supports entrepreneurs at various stages—from ideation to commercialization—through its network of incubators and accelerators. The program particularly encourages young innovators, students, and researchers to develop technology-based solutions for societal challenges and commercial opportunities.

✓ ServiceUp to Rs.1 crore per project

SPARC - Scheme for Promotion of Academic and Research Collaboration

SPARC - शैक्षणिक और अनुसंधान सहयोग को बढ़ावा देने की योजना

SPARC is a central sector scheme launched by the Ministry of Education to promote world-class research in Indian higher educational institutions through international collaboration. The scheme aims to enhance the research capacity and competitiveness of Indian universities by facilitating partnerships with leading global institutions. It provides funding support to Indian researchers to undertake collaborative research projects with foreign universities, conduct joint seminars, workshops, and exchange programs. The scheme benefits faculty members, researchers, and students pursuing advanced research in various disciplines. Through SPARC, Indian institutions gain access to world-class research infrastructure, expertise, and publications while contributing to India's scientific advancement on the global stage.

✓ ServiceAfforestation funding

CAMPA Fund Scheme

कैम्पा फंड योजना

Funds collected from diversion of forest land for non-forest purposes are used for compensatory afforestation, community forestry, and wildlife management.

✓ SubsidyBiogas plant subsidy

GOBARDhan Scheme

गोबर्धन योजना

Converts cattle dung and agricultural waste into compost and biogas. Promotes circular economy and reduces methane emissions from waste.

✓ ServicePlantation along highways

Green Highways Policy

हरित राजमार्ग नीति

Plantation along national highways covering 40 metres width with avenue, median, and slope plantation. Creates green corridors and employment.

✓ ServiceAfforestation support

Green India Mission

हरित भारत मिशन

Aims to increase forest cover by 5 million hectares and improve quality of existing forests on another 5 million hectares.

National Action Plan on Climate Change

जलवायु परिवर्तन पर राष्ट्रीय कार्य योजना

Umbrella programme with 8 national missions covering solar energy, enhanced energy efficiency, sustainable habitat, water, Himalayan ecosystem, green India, agriculture, and strategic knowledge.

✓ ServiceVarious

✓ ServiceResearch grants and support

National Mission for Sustaining Himalayan Ecosystem

हिमालय पारिस्थितिकी तंत्र मिशन

Focuses on conservation of biodiversity, glaciology, and traditional knowledge systems in the Indian Himalayan Region (IHR) covering 12 states.

National Industrial Corridor Programme

राष्ट्रीय औद्योगिक गलियारा कार्यक्रम

The National Industrial Corridor Programme (NICP) is a central government initiative designed to develop integrated industrial clusters across India. The scheme aims to create world-class infrastructure and logistics hubs along major transportation corridors to promote manufacturing, reduce logistics costs, and attract domestic and foreign investments. It focuses on developing special economic zones, industrial parks, and trade corridors with modern facilities like ports, rail networks, and warehousing. The programme benefits industries, manufacturers, and logistics companies by providing improved connectivity, reduced transportation time, and enhanced competitiveness. Key corridors include Delhi-Mumbai Industrial Corridor, Bengaluru-Chennai Industrial Corridor, and others. The scheme promotes job creation, technology transfer, and sustainable industrial development across participating states.

PM Gati Shakti National Master Plan

पीएम गति शक्ति राष्ट्रीय मास्टर प्लान

PM Gati Shakti is a comprehensive infrastructure development initiative launched to create integrated multimodal connectivity infrastructure across India. The scheme aims to reduce logistical costs, improve efficiency of cargo movement, and enhance competitiveness of Indian industries. It integrates 16 ministries and their infrastructure schemes into a unified digital platform, covering railways, highways, ports, airports, and waterways. The plan focuses on reducing travel time, lowering transportation costs, and creating employment opportunities. It benefits businesses, industries, manufacturers, traders, and the general public through improved connectivity and faster movement of goods and people across the country.

PM Jan Vikas Karyakram

पीएम जन विकास कार्यक्रम

PM Jan Vikas Karyakram is a centrally sponsored scheme launched by the Ministry of Minority Affairs to develop infrastructure in minority-concentrated areas across India. The scheme focuses on creating social and economic infrastructure in villages and towns with significant minority populations. It aims to improve basic facilities like roads, water supply, sanitation, electricity, educational institutions, and healthcare centers in underserved areas. The program benefits entire communities by upgrading infrastructure and creating employment opportunities during construction phases. Priority is given to areas with high concentration of minority communities where development indicators are low. The scheme promotes inclusive growth and equitable development across different regions.

✓ ServiceVaries based on project compon…

Sagarmala Project

सागरमाला परियोजना

Sagarmala is a flagship infrastructure development project aimed at modernizing India's ports and enhancing maritime trade. The project focuses on port infrastructure development, coastal community development, and maritime sector growth across India's 7,600 km coastline. It promotes economic growth through efficient port operations, reduced logistics costs, and improved connectivity. The project benefits businesses, traders, fishermen, and coastal communities by creating employment opportunities, improving port facilities, and supporting sustainable coastal development. Key components include port infrastructure upgrades, inland waterways development, coastal road connectivity, and skill development programs for maritime workers and coastal populations.

✓ SubsidyUp to 50% capital subsidy on e…

Scheme for Infrastructure Development of Exports - ASIDE

निर्यात विकास के लिए बुनियादी ढांचा विकास योजना - ASIDE

ASIDE is a central government scheme designed to develop and upgrade infrastructure facilities for export-oriented industries and Special Economic Zones (SEZs) across India. The scheme aims to enhance the competitiveness of Indian exports by improving port facilities, rail connectivity, road networks, and other critical infrastructure in export zones. It provides financial assistance through capital subsidies and concessional loans to state governments, port authorities, and industrial development organizations for infrastructure projects. The scheme benefits exporters, manufacturing units, SEZ developers, and logistics service providers by reducing export costs and improving supply chain efficiency. Key focus areas include port modernization, inland waterways, rail sidings, and warehouse facilities.

✓ SubsidyVaries based on project cost a…

Trade Infrastructure for Export Scheme

व्यापार अवसंरचना निर्यात योजना

TIES is a central government scheme designed to develop world-class trade infrastructure facilities across India to boost export competitiveness. The scheme provides financial assistance to states and private sector entities for creating or upgrading export infrastructure like special economic zones, inland container depots, container freight stations, and trade facilitation centers. It aims to reduce logistics costs, improve export efficiency, and help Indian exporters compete globally. The scheme benefits exporters, logistics providers, and state governments by providing subsidized infrastructure facilities. Key benefits include reduced export-related costs, better connectivity, improved cargo handling capabilities, and enhanced trade facilitation services.

✓ ServiceVaries - Tax benefits and CSR …

Adopt a Heritage Scheme

धरोहर को अपनाएं योजना

The Adopt a Heritage Scheme is a central government initiative by the Ministry of Tourism to encourage corporate entities, individuals, and organizations to adopt and maintain India's heritage monuments and archaeological sites. Under this scheme, adopters can manage, maintain, and develop heritage sites while receiving tax benefits and recognition. The scheme aims to preserve India's cultural heritage, improve visitor facilities, and generate employment. Adopters work in collaboration with the Archaeological Survey of India (ASI) or state authorities to undertake conservation, restoration, and development activities. The scheme covers monuments, archaeological sites, and heritage structures across India. Benefits include naming rights, branding opportunities, and tax incentives under Corporate Social Responsibility (CSR) initiatives.

✓ ServiceVaries - subsidized tour packa…

Dekho Apna Desh

देखो अपना देश

Dekho Apna Desh is a national tourism initiative launched by the Ministry of Tourism to encourage Indians to explore and discover the rich cultural, historical, and natural heritage of their own country. The scheme promotes domestic tourism by offering curated travel experiences, discounted packages, and awareness campaigns about lesser-known tourist destinations across India. It aims to boost local economies, support tourism businesses, and foster a sense of national pride through experiential travel. The initiative targets Indian citizens of all ages and backgrounds, including students, families, senior citizens, and working professionals. Benefits include access to specially designed tour packages, information about heritage sites, adventure tourism opportunities, and partnerships with hotels and travel operators offering competitive rates. The scheme encourages people to discover India's diverse landscapes, monuments, temples, beaches, and adventure destinations while supporting local communities and sustainable tourism practices.

Incredible India Campaign

अविश्वसनीय भारत अभियान

The Incredible India Campaign is a global tourism promotion initiative launched by the Ministry of Tourism to showcase India's diverse cultural heritage, natural beauty, and tourism potential to international visitors. The campaign aims to increase foreign tourist arrivals, boost the tourism industry, and promote India as a premier world-class destination. It highlights India's monuments, beaches, wildlife, spiritual sites, adventure tourism, and cultural experiences through integrated marketing and promotional activities across multiple countries and media platforms. The campaign provides information to tourists about visa procedures, travel packages, accommodations, and tourist attractions. It encourages sustainable tourism development while supporting local communities and businesses in the tourism sector.

✓ SubsidyVaries (Up to Rs. 50 crore per…

PRASHAD - Pilgrimage Rejuvenation and Spiritual Heritage Augmentation Drive

प्रशाद - तीर्थ यात्रा कायाकल्प और आध्यात्मिक धरोहर संवर्धन अभियान

PRASHAD is a Central Sector Scheme launched by the Ministry of Tourism to develop identified pilgrimage destinations across India. The scheme focuses on enhancing infrastructure and amenities at pilgrimage sites to provide better experience to pilgrims and tourists. It covers development of basic amenities like roads, water supply, sanitation, electricity, parking, and tourist facilities. The scheme aims to preserve and promote India's spiritual and cultural heritage while generating employment opportunities in tourism sector. Selected pilgrimage towns receive funding for integrated development of infrastructure, cleanliness drives, and skill development programs. Both government agencies and private sector entities can participate in implementation under this scheme.

✓ SubsidyVaries based on project

Swadesh Darshan Scheme

स्वदेश दर्शन योजना

Swadesh Darshan is a central sector scheme launched by the Ministry of Tourism to develop tourism infrastructure across India. The scheme aims to create integrated tourism circuits and promote sustainable tourism development. It focuses on identifying and developing tourist destinations and circuits on the basis of thematic approach including religious, heritage, coastal, adventure, wellness and eco-tourism. The scheme provides central government funding for infrastructure development at national and state levels. It benefits states, union territories, tourism boards, and private entities involved in tourism development. Key benefits include improved tourist facilities, better accessibility, heritage conservation, employment generation, and economic growth in tourism sector. The scheme has funded thousands of tourism projects across the country, enhancing visitor experience and promoting India as a global tourism destination.

✓ ServiceTap water connection

AMRUT 2.0

अमृत 2.0

Provides universal coverage of water supply in 4,378 statutory towns through functional tap connections to all households including EWS/LIG.

✓ ServiceCommunity infrastructure

Atal Bhujal Yojana

अटल भूजल योजना

Community-led groundwater management in 8,220 water-stressed gram panchayats across 7 states. World Bank assisted programme.

✓ ServicePiped water connection

Jal Jeevan Mission

जल जीवन मिशन

Aims to provide functional household tap water connection (FHTC) to every rural household by 2024. Ensures 55 litres per capita per day of potable water.

✓ ServiceFree household water connectio…

Mission Bhagiratha

मिशन भागीरथ

Mission Bhagiratha is a flagship water supply scheme of the Telangana State Government aimed at providing safe and reliable drinking water to all rural habitations. The scheme focuses on creating sustainable water infrastructure by laying pipelines to carry treated water from surface water sources to every village. It benefits rural populations across Telangana by ensuring 24x7 water supply to households, livestock, and agricultural needs. The initiative addresses water scarcity issues and improves public health by reducing waterborne diseases. The scheme also generates employment opportunities in construction and maintenance. Water is supplied through individual household connections, ensuring dignity and convenience for rural families who previously relied on unreliable sources.

✓ ServiceWater infrastructure

National Water Mission

राष्ट्रीय जल मिशन

Promotes integrated water resource management, 20% improvement in water use efficiency, and basin-level planning for optimal utilisation.

✓ ServiceRoad infrastructure

Bharatmala Pariyojana

भारतमाला परियोजना

Construction of 34,800 km of national highway corridors including economic corridors, inter-corridors, and feeder routes with Rs.5.35 lakh crore outlay.

✓ SubsidySubsidy Rs.15,000-50,000 per v…

FAME India Scheme Phase II

फेम इंडिया योजना फेज 2

Provides purchase incentives for electric vehicles — Rs.15,000/kWh for e-2W (max Rs.40,000), Rs.20,000/kWh for e-3W/e-4W, and Rs.50 lakh for e-buses.

✓ ServiceElectric bus deployment

PM E-Bus Sewa Scheme

पीएम ई-बस सेवा योजना

Deploys 10,000 electric buses in 169 cities under PPP model. Central subsidy covers bus purchase cost to make fares affordable.

✓ ServiceInfrastructure development

Sagarmala Programme

सागरमाला कार्यक्रम

Holistic port-led development covering port modernisation, connectivity enhancement, port-linked industrialisation, and coastal community development.

✓ SubsidySubsidised airfare Rs.2,500/ho…

UDAN - Regional Connectivity Scheme

उड़ान - क्षेत्रीय कनेक्टिविटी योजना

Makes air travel affordable and accessible by capping fares at Rs.2,500 for 1-hour flights on routes to underserved/unserved airports.

✓ SubsidyRevolving fund Rs.10,000-15,00…

Deendayal Antyodaya Yojana - NRLM

दीनदयाल अंत्योदय योजना - एनआरएलएम

Aims to reduce rural poverty by enabling poor households to access gainful self-employment and skilled wage employment through SHGs and livelihood collectives.

✓ ServiceRoad infrastructure

Pradhan Mantri Gram Sadak Yojana (PMGSY)

प्रधानमंत्री ग्राम सड़क योजना

Provides all-weather road connectivity to unconnected rural habitations with population of 500+ (250+ in hilly/tribal areas).

✓ ServiceVaries based on village requir…

Saansad Adarsh Gram Yojana

सांसद आदर्श ग्राम योजना

Saansad Adarsh Gram Yojana is a Central Sector Scheme launched by the Ministry of Rural Development to encourage Members of Parliament to adopt villages and develop them as model villages. Under this scheme, each participating MP adopts one village and works towards its holistic development covering infrastructure, education, health, sanitation, agriculture, skill development, and social services. The scheme aims to create exemplary villages that serve as models for rural development across the country. Villages receive support for basic amenities, livelihood enhancement, and community services. The primary beneficiaries are residents of adopted villages who gain access to improved infrastructure, educational facilities, healthcare services, and income-generating opportunities. This grassroots approach promotes inclusive rural development and strengthens the connection between elected representatives and their constituencies.

✓ ServiceInfrastructure development

Sansad Adarsh Gram Yojana (SAGY)

सांसद आदर्श ग्राम योजना

A programme where each MP adopts a gram panchayat and guides its holistic development covering infrastructure, social development, and governance.

✓ ServiceCluster infrastructure

Shyama Prasad Mukherji Rurban Mission

श्यामा प्रसाद मुखर्जी रूर्बन मिशन

Develops rural clusters with urban amenities — skill development, digital literacy, agri-processing, and infrastructure in identified growth centres.

✓ SubsidySubsidy up to Rs.2 lakh for mi…

Deendayal Antyodaya Yojana - NULM

दीनदयाल अंत्योदय योजना - एनयूएलएम

Reduces urban poverty through skill training, self-employment, shelters for urban homeless, and street vendor support in all statutory towns.

✓ ServiceHeritage infrastructure

HRIDAY - Heritage City Development

हृदय - विरासत शहर विकास योजना

Preserves and rejuvenates heritage cities through infrastructure development, urban planning, and economic growth around heritage sites.

✓ LoanLoan Rs.10,000-50,000 + 7% int…

PM SVANidhi - Street Vendor Scheme

पीएम स्वनिधि - स्ट्रीट वेंडर योजना

Provides affordable working capital loans up to Rs.10,000 (1st), Rs.20,000 (2nd), Rs.50,000 (3rd) to street vendors with digital payment incentives.

✓ ServiceCity infrastructure

Smart Cities Mission

स्मार्ट सिटी मिशन

Develops 100 cities with core infrastructure, smart solutions, and technology-driven governance. Rs.500 crore per city over 5 years.

✓ ServiceDigital land records access

Digital India Land Records Modernization Programme

डिजिटल भूमि अभिलेख आधुनिकीकरण

Digitisation of land records, survey/re-survey using modern technology, computerisation of registration process, and integration of land records with Aadhaar.

✓ ServiceVaries by state implementation

National Land Records Modernization Programme (DILRMP)

राष्ट्रीय भूमि अभिलेख आधुनिकीकरण कार्यक्रम (डिलआरएमपी)

The National Land Records Modernization Programme (DILRMP) is a centrally sponsored scheme designed to modernize land record management systems across India. The programme focuses on digitizing land records, updating cadastral maps, and establishing modern Record Rooms in revenue offices. It aims to provide accurate, transparent, and easily accessible land records to citizens and reduce land-related disputes. The scheme benefits all landowners and farmers by ensuring secure property rights, faster land transactions, and reduced corruption in land administration. Through this programme, State governments implement technology solutions for better land governance and service delivery at the grassroots level.

✓ ServiceProperty card (legal document)

SVAMITVA Scheme

स्वामित्व योजना

Provides property cards to rural household owners using drone survey technology. Enables rural residents to use property as financial asset for bank loans.

✓ CertificateFree property card (digital ti…

Swamitva Yojana

स्वामित्व योजना

Swamitva Yojana is a Central Sector Scheme launched by the Ministry of Panchayati Raj to provide property rights to rural residents by surveying village common lands and issuing property cards (title deeds). The scheme uses drone technology and AI-based surveying to map and digitize property records in villages. It aims to empower rural property owners by giving them legal proof of ownership, enabling them to use their property as collateral for loans from banks. The scheme covers all states and union territories across India and is open to all rural residents who own residential or agricultural property in village commons.

✓ CashRs.5 lakh/year for 8 years

Khelo India Youth Games Programme

खेलो इंडिया युवा खेल कार्यक्रम

Annual scholarship of Rs.5 lakh for 8 years to 1,000 talented athletes across 20 disciplines. Covers training, equipment, coaching, and competition exposure.

✓ ServiceFree residential training

SAI Training Centres for Athletes

साई प्रशिक्षण केंद्र

Free residential training at SAI centres across India for talented sportspersons. Covers boarding, lodging, coaching, equipment, and competition travel.

✓ CashRs.50,000/month + training

Target Olympic Podium Scheme (TOPS)

टार्गेट ओलंपिक पोडियम स्कीम

Comprehensive support for potential Olympic/Paralympic medal prospects — world-class coaching, foreign exposure, equipment, monthly stipend up to Rs.50,000.

✓ CashRs.12,000 for toilet construct…

Swachh Bharat Mission Grameen Phase 2

स्वच्छ भारत मिशन ग्रामीण फेज 2

Focus on ODF Plus — solid and liquid waste management, plastic waste management, and GOBARDhan (bio-gas from cattle dung) in villages.

✓ SubsidyVaries by category - Up to Rs.…

Swachh Bharat Mission Urban

स्वच्छ भारत मिशन शहरी

Swachh Bharat Mission Urban is a national flagship program launched in 2014 to eliminate open defecation and improve solid waste management in urban areas across India. The scheme aims to make cities and towns clean, hygienic, and free from waste. It focuses on constructing individual household toilets, community toilets, public conveniences, and establishing door-to-door waste collection systems. The mission also promotes behavioral change and awareness about sanitation and hygiene among citizens. All urban local bodies and residents of urban areas benefit from improved infrastructure, better health outcomes, and a cleaner environment. The scheme has been highly successful in achieving open defecation-free status in thousands of cities across the country.

✓ ServiceInfrastructure development

Swachh Bharat Mission Urban 2.0

स्वच्छ भारत मिशन शहरी 2.0

Focuses on making cities garbage-free through source segregation, scientific processing, and remediation of legacy dumpsites. Targets all ULBs.